Upstart Holdings, Inc. UPST

23.81 (0.83) (3.37%) as of 25 Sep
Market cap
$2.4B
P/E
38.4×
Insider Buys alert about insiders buying in the last 12 month
Older periods Sep '25 Dec '25 Mar '26 Jun '26
P/E ratio

+8 more quarters

153.94 79.51 50.29 57.15
P/S ratio
5.08 4.02 2.18 2.75
P/FCF ratio
0.00 0.00 0.00 0.00
P/Operating CF
(40.05) 38.69 (18.65) (25.04)
P/B ratio
6.60 5.26 3.39 4.29
Price to Tangible BV
7.26 5.74 3.73 4.68
EV/Sales
6.09 4.72 3.02 3.53
EV/EBITDA
140.10 73.08 53.75 58.47
EV/Operating CF
(16.04) (33.37) (12.84) (15.50)
EV/FCF
(15.29) (29.68) (11.98) (14.42)
Quick Ratio
0.41 0.51 0.44 0.44
Current Ratio
0.41 0.55 0.49 0.49
Net Debt/EBITDA
32.81 28.80 (571.74) 45.02
Debt/Assets
63.88% 61.49% 64.88% 63.16%
Debt/Equity
2.50 2.29 2.62 2.51
Asset Turnover
0.41 0.39 0.43 0.44
Operating CF/Net income
(3.86) 5.82 20.06 (8.26)
Capex/Depreciation
(0.65) (0.61) (1.19) (0.88)
Interest Coverage
0.00 0.00 0.00 0.00
Research and Development Expense of Revenue
23.11% 22.60% 25.99% 25.74%
Selling, General and Administrative Expense of Revenue
50.39% 53.50% 58.57% 53.44%
Intangible Assets out of Total Assets
0.02 0.02 0.02 0.02
Share Based Compensation of Revenue
12.33% 10.96% 11.29% 12.19%
Graham Net Nets
(0.26) (0.23) (0.46) (0.36)
Graham Number
7.56 10.15 9.32 10.73
Earnings Yield
0.65% 1.26% 1.99% 1.75%
Free Cash Flow Yield
(7.84%) (3.96%) (11.54%) (8.92%)
Revenue per Share
2.87 3.08 3.18 3.78
Operating CF per Share
(1.27) 1.13 (1.38) (1.41)
Capex per Share
(0.04) (0.04) (0.07) (0.06)
Free Cash Flow per Share
(1.31) 1.09 (1.45) (1.48)
Cash per Share
9.08 11.44 10.04 10.60
Shareholders Equity per Share
7.69 8.32 7.57 8.26
Interest Debt per Share
0.00 0.00 0.00 0.00
Book value per Share
7.69 8.32 7.57 8.26
Free Cash Flow
(126.59) 104.63 (140.29) (142.88)
Working Capital
(1,242.42) (959.16) (1,133.32) (1,207.78)
Capital Expenditures
(3.96) (3.92) (6.99) (6.25)
Net Current Asset Value
(1,282.97) (980.31) (1,150.86) (1,230.13)
EV/EBIT
310.57 115.65 86.71 88.55
Capex to Sales
0.01 0.01 0.02 0.02
Net Profit Margin
11.48% 6.29% (2.16%) 4.53%
Price to Operating Income
259.02 98.51 62.75 68.84
Other line items
Average Assets
2,356.91 2,670.88 2,628.98 2,824.57
Average Common Equity
669.63 716.02 704.90 759.75

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Columns are period end dates