UMB Financial Corporation

UMBF Financial Banks Regional

UMB Financial Corporation’s revenue for fiscal 2025 (year ended December 2025) was $4.1 billion, up 48.1% from fiscal 2024.

Revenue
+4.21%
EPS
+53.8%
Free cash flow
+39.2%
Total debt
−29.3%

Quarter to September 2026, against a year earlier

134.90 3.61 −2.61%
Market cap
$10.2B
P/E
10.1×
Fwd P/E
9.8×
Dividend yield
1.01%
F-score
7/9
Altman Z
n/a
Beneish M
n/a
Dividend safety
n/a

UMB Financial Corporation 10-K filed Feb 26, 2026

Fiscal year 2025 · Period ended Dec 31, 2025 · Filed · accepted 4:01 PM ET · Document on sec.gov · Filing index

What changed

Item 1, Business, against the 10-K filed Feb 27, 2025: 1 added · 3 removed · 31 modified; 2 with only figures updated

  1. Modified · General

    On April 29, 2024, the Company also announced that in connection with the execution of the merger agreement, it entered into a forward sale agreement with BofA Securities, Inc. or its affiliate to issue 2.8 million shares of its common stock. The underwriters were granted an option to purchase up to an additional 420 thousand shares of the Company's common stock exercisable within 30 days of April 28, 2024. The underwriters exercised this option in full on April 30, 2024, upon which the Company entered into an additional forward sale agreement relating to the 420 thousand shares of the Company's common stock. The forward sale agreements entered into on April 28, 2024 and April 30, 2024 (collectively, the forward sale agreements) are classified as an equity instrument under ASC 815-40, Contracts in Entity’s Own Equity. The Company expects to receive net proceeds of approximately $231.8 million from settled the forward sale agreement during the sale of shares first quarter of common stock and settlement2025 for net proceeds of the forward sale agreements$235.1 million.