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Friday 6 November 2026
Export UBCP’s income statement to Excel — free account
United Bancorp, Inc.
UBCP Financial Banks Regional
United Bancorp, Inc.’s revenue for fiscal 2025 (year ended December 2025) was $47.5 million, up 8.02% from fiscal 2024.
- Revenue
- +2.96%
- EPS
- +9.09%
- Free cash flow
- −109.6%
- Total debt
- −20.2%
Quarter to June 2026, against a year earlier
14.27
0.25
−1.72%
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| Jun '26 | Mar '26 | Dec '25 | Sep '25 | Older periods | |
|---|---|---|---|---|---|
P/E ratio |
11.51 | 11.27 | 10.71 | 10.75 |
+8 more quarters Free account |
P/S ratio |
1.80 | 1.75 | 1.66 | 1.66 | |
P/FCF ratio |
0.00 | 0.00 | 0.00 | 33.42 | |
P/Operating CF |
83.89 | 314.32 | 32.22 | 24.23 | |
P/B ratio |
1.21 | 1.24 | 1.12 | 1.15 | |
Price to Tangible BV |
1.22 | 1.25 | 1.13 | 1.17 | |
EV/Sales |
2.49 | 2.83 | 2.76 | 2.81 | |
EV/EBITDA |
0.00 | 0.00 | 0.00 | 0.00 | |
EV/Operating CF |
17.34 | 14.01 | 12.55 | 14.09 | |
EV/FCF |
(29.57) | (55.22) | (103.63) | 56.62 | |
Quick Ratio |
0.06 | 0.04 | 0.07 | 0.07 | |
Current Ratio |
0.76 | 0.75 | 0.80 | 0.78 | |
Net Debt/EBITDA |
0.00 | 0.00 | 0.00 | 0.00 | |
Debt/Assets |
8.99% | 9.19% | 11.54% | 11.41% | |
Debt/Equity |
1.10 | 1.17 | 1.40 | 1.49 | |
Asset Turnover |
0.06 | 0.06 | 0.06 | 0.05 | |
Operating CF/Net income |
0.52 | 0.15 | 1.26 | 1.72 | |
Capex/Depreciation |
(2.25) | (3.91) | (9.23) | (7.29) | |
Research and Development Expense of Revenue |
0.00% | 0.00% | 0.00% | 0.00% | |
Selling, General and Administrative Expense of Revenue |
53.99% | 54.07% | 54.81% | 51.14% | |
Intangible Assets out of Total Assets |
0.00 | 0.00 | 0.00 | 0.00 | |
Share Based Compensation of Revenue |
0.81% | 0.87% | 0.73% | 0.73% | |
Graham Net Nets |
(3.03) | (3.15) | (3.16) | (3.37) | |
Graham Number |
20.22 | 19.31 | 19.68 | 18.83 | |
Earnings Yield |
8.69% | 8.88% | 9.34% | 9.30% | |
Free Cash Flow Yield |
(4.66%) | (2.93%) | (1.61%) | 2.99% | |
Revenue per Share |
2.22 | 2.08 | 2.29 | 2.18 | |
Operating CF per Share |
0.19 | 0.05 | 0.45 | 0.58 | |
Capex per Share |
(0.21) | (0.37) | (0.79) | (0.62) | |
Free Cash Flow per Share |
(0.03) | (0.32) | (0.34) | (0.05) | |
Cash per Share |
8.40 | 4.96 | 8.47 | 8.32 | |
Shareholders Equity per Share |
13.17 | 12.28 | 12.84 | 12.12 | |
Interest Debt per Share |
0.00 | 0.00 | 0.00 | 0.00 | |
Book value per Share |
13.17 | 12.28 | 12.84 | 12.12 | |
Free Cash Flow |
(0.14) | (1.78) | (1.88) | (0.26) | |
Working Capital |
(173.97) | (174.99) | (132.96) | (149.19) | |
Capital Expenditures |
(1.18) | (2.04) | (4.32) | (3.42) | |
Net Current Asset Value |
(263.52) | (263.73) | (249.12) | (258.77) | |
EV/EBIT |
0.00 | 0.00 | 0.00 | 0.00 | |
Capex to Sales |
0.10 | 0.18 | 0.34 | 0.29 | |
Price to Operating Income |
11.29 | 11.04 | 10.28 | 10.26 | |
| Other line items | |||||
Average Payables |
664.95 | 645.37 | 627.43 | 630.51 | |
Average Assets |
862.93 | 844.59 | 837.05 | 846.12 | |
Average Common Equity |
65.87 | 64.15 | 66.99 | 65.97 |
Columns are period end dates