United Bancorp, Inc. UBCP

14.82 (0.36) (2.37%) as of 25 Sep
Market cap
$87.1M
P/E
10.7×
Growth Flags show if company had growth for consecutive years,
Insider Buys alert about insiders buying in the last 12 month
Jun '26 Mar '26 Dec '25 Sep '25 Older periods
P/E ratio
11.51 11.27 10.71 10.75

+8 more quarters

P/S ratio
1.80 1.75 1.66 1.66
P/FCF ratio
0.00 0.00 0.00 33.42
P/Operating CF
83.89 314.32 32.22 24.23
P/B ratio
1.21 1.24 1.12 1.15
Price to Tangible BV
1.22 1.25 1.13 1.17
EV/Sales
2.49 2.83 2.76 2.81
EV/EBITDA
0.00 0.00 0.00 0.00
EV/Operating CF
17.34 14.01 12.55 14.09
EV/FCF
(29.57) (55.22) (103.63) 56.62
Quick Ratio
0.06 0.04 0.07 0.07
Current Ratio
0.76 0.75 0.80 0.78
Net Debt/EBITDA
0.00 0.00 0.00 0.00
Debt/Assets
8.99% 9.19% 11.54% 11.41%
Debt/Equity
1.10 1.17 1.40 1.49
Asset Turnover
0.06 0.06 0.06 0.05
Operating CF/Net income
0.52 0.15 1.26 1.72
Capex/Depreciation
(2.25) (3.91) (9.23) (7.29)
Research and Development Expense of Revenue
0.00% 0.00% 0.00% 0.00%
Selling, General and Administrative Expense of Revenue
53.99% 54.07% 54.81% 51.14%
Intangible Assets out of Total Assets
0.00 0.00 0.00 0.00
Share Based Compensation of Revenue
0.81% 0.87% 0.73% 0.73%
Graham Net Nets
(3.03) (3.15) (3.16) (3.37)
Graham Number
20.22 19.31 19.68 18.83
Earnings Yield
8.69% 8.88% 9.34% 9.30%
Free Cash Flow Yield
(4.66%) (2.93%) (1.61%) 2.99%
Revenue per Share
2.22 2.08 2.29 2.18
Operating CF per Share
0.19 0.05 0.45 0.58
Capex per Share
(0.21) (0.37) (0.79) (0.62)
Free Cash Flow per Share
(0.03) (0.32) (0.34) (0.05)
Cash per Share
8.40 4.96 8.47 8.32
Shareholders Equity per Share
13.17 12.28 12.84 12.12
Interest Debt per Share
0.00 0.00 0.00 0.00
Book value per Share
13.17 12.28 12.84 12.12
Free Cash Flow
(0.14) (1.78) (1.88) (0.26)
Working Capital
(173.97) (174.99) (132.96) (149.19)
Capital Expenditures
(1.18) (2.04) (4.32) (3.42)
Net Current Asset Value
(263.52) (263.73) (249.12) (258.77)
EV/EBIT
0.00 0.00 0.00 0.00
Capex to Sales
0.10 0.18 0.34 0.29
Net Profit Margin
16.37% 15.68% 15.46% 15.37%
Price to Operating Income
11.29 11.04 10.28 10.26
Other line items
Average Payables
664.95 645.37 627.43 630.51
Average Assets
862.93 844.59 837.05 846.12
Average Common Equity
65.87 64.15 66.99 65.97

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Columns are period end dates