Trupanion, Inc. TRUP
23.16
0.74
3.30%
as of 25 Sep
- Market cap
- $983.6M
- P/E
- 42.9×
Follow TRUP
Growth Flags
show if company had growth for consecutive years
| Dec '16 | Dec '17 | Dec '18 | Dec '19 | Dec '20 | Dec '21 | Dec '22 | Dec '23 | Dec '24 | Dec '25 | |
|---|---|---|---|---|---|---|---|---|---|---|
P/E ratio |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 81.24 |
P/S ratio |
2.38 | 3.53 | 2.68 | 3.38 | 8.55 | 7.58 | 2.05 | 1.15 | 1.58 | 1.12 |
P/FCF ratio |
146.04 | 131.03 | 0.00 | 120.35 | 304.60 | 0.00 | 0.00 | 3,560.34 | 52.68 | 21.30 |
P/Operating CF |
130.19 | 287.63 | 222.09 | 286.36 | 1,082.92 | 1,027.82 | 1,825.02 | 72.81 | 85.73 | 54.86 |
P/B ratio |
10.01 | 17.68 | 6.30 | 9.49 | 12.63 | 15.95 | 6.09 | 4.20 | 6.29 | 4.18 |
Price to Tangible BV |
11.24 | 19.70 | 6.72 | 10.06 | 15.34 | 19.14 | 7.77 | 5.28 | 7.44 | 5.01 |
EV/Sales |
2.12 | 3.31 | 2.45 | 3.19 | 8.09 | 7.28 | 1.89 | 1.02 | 1.44 | 0.94 |
EV/EBITDA |
0.00 | 504.59 | 215.02 | 364.58 | 2,013.80 | 0.00 | 0.00 | 0.00 | 153.58 | 43.71 |
EV/Operating CF |
79.74 | 83.00 | 58.79 | 75.82 | 188.63 | 682.06 | (213.34) | 60.43 | 38.39 | 15.05 |
EV/FCF |
130.23 | 122.77 | (16.84) | 113.59 | 288.36 | (1,038.76) | (68.03) | 3,146.27 | 48.06 | 17.87 |
Quick Ratio |
2.08 | 1.82 | 1.78 | 1.67 | 2.19 | 1.69 | 1.57 | 1.58 | 1.66 | 1.64 |
Current Ratio |
2.15 | 1.89 | 1.87 | 1.73 | 2.24 | 1.75 | 1.62 | 1.63 | 1.71 | 1.69 |
Net Debt/EBITDA |
16.98 | (33.94) | (19.69) | (21.67) | (113.40) | 9.09 | 4.73 | 5.22 | (14.79) | (8.49) |
Debt/Assets |
5.79% | 8.81% | 6.20% | 10.14% | 0.18% | 0.14% | 10.34% | 16.47% | 15.97% | 12.22% |
Debt/Equity |
0.11 | 0.19 | 0.10 | 0.19 | 0.00 | 0.00 | 0.23 | 0.42 | 0.40 | 0.29 |
Asset Turnover |
2.46 | 2.58 | 1.94 | 1.65 | 1.33 | 1.32 | 1.47 | 1.52 | 1.62 | 1.67 |
Operating CF/Net income |
(0.73) | (6.43) | (13.68) | (8.93) | (3.69) | (0.21) | 0.18 | (0.42) | (5.01) | 4.61 |
Capex/Depreciation |
(0.50) | (0.74) | (12.62) | (0.95) | (1.05) | (1.03) | (1.56) | (1.47) | (0.45) | (0.83) |
Interest Coverage |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| (15.31%) | (3.23%) | (1.04%) | (1.36%) | (2.45%) | (10.57%) | (14.01%) | (14.68%) | (3.07%) | 5.50% | |
| (9.00%) | (1.60%) | (0.59%) | (0.78%) | (1.55%) | (6.70%) | (7.24%) | (6.15%) | (1.21%) | 2.26% | |
ROIC |
0.00% | 0.00% | (1.07%) | (1.88%) | (2.77%) | (18.39%) | (17.64%) | (16.34%) | (4.11%) | 6.92% |
Return on Tangible Assets |
(15.87%) | (3.10%) | (0.74%) | (1.31%) | (2.25%) | (14.49%) | (16.53%) | (13.91%) | (2.75%) | 5.03% |
Average Days of Receivables |
19.62 | 30.63 | 37.90 | 51.72 | 72.03 | 86.27 | 93.73 | 88.20 | 77.80 | 76.57 |
Research and Development Expense of Revenue |
5.07% | 4.03% | 1.91% | 1.83% | 1.98% | 2.41% | 2.78% | 1.93% | 2.43% | 2.63% |
Selling, General and Administrative Expense of Revenue |
16.18% | 14.80% | 13.85% | 4.79% | 4.35% | 4.56% | 4.35% | 5.43% | 4.96% | 5.33% |
Intangible Assets out of Total Assets |
0.06 | 0.05 | 0.04 | 0.03 | 0.12 | 0.10 | 0.10 | 0.08 | 0.06 | 0.07 |
Share Based Compensation of Revenue |
1.57% | 1.41% | 1.57% | 1.78% | 1.78% | 4.04% | 3.69% | 2.99% | 2.60% | 2.66% |
Graham Net Nets |
0.06 | 0.03 | 0.05 | 0.03 | 0.04 | 0.03 | 0.06 | 0.07 | 0.06 | 0.10 |
Graham Number |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 9.62 |
Earnings Yield |
(1.53%) | (0.18%) | (0.12%) | (0.16%) | (0.13%) | (0.67%) | (2.41%) | (3.51%) | (0.48%) | 1.23% |
Free Cash Flow Yield |
0.68% | 0.76% | (5.44%) | 0.83% | 0.33% | (0.09%) | (1.35%) | 0.03% | 1.90% | 4.69% |
Revenue per Share |
6.60 | 8.20 | 9.51 | 11.08 | 14.00 | 17.41 | 22.20 | 26.75 | 30.50 | 33.50 |
Operating CF per Share |
0.18 | 0.33 | 0.40 | 0.47 | 0.60 | 0.19 | (0.20) | 0.45 | 1.15 | 2.08 |
Capex per Share |
(0.07) | (0.11) | (1.78) | (0.16) | (0.21) | (0.31) | (0.42) | (0.44) | (0.23) | (0.33) |
Free Cash Flow per Share |
0.11 | 0.22 | (1.38) | 0.31 | 0.39 | (0.12) | (0.62) | 0.01 | 0.91 | 1.75 |
Cash per Share |
1.87 | 2.14 | 2.54 | 2.85 | 6.41 | 5.32 | 5.46 | 6.69 | 7.29 | 8.63 |
Shareholders Equity per Share |
1.57 | 1.64 | 4.04 | 3.95 | 9.48 | 8.28 | 7.49 | 7.33 | 7.67 | 8.94 |
Interest Debt per Share |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Book value per Share |
1.57 | 1.64 | 4.04 | 3.95 | 9.48 | 8.28 | 7.49 | 7.33 | 7.67 | 8.94 |
Free Cash Flow |
3.07 | 6.54 | (44.26) | 10.78 | 14.09 | (4.90) | (25.09) | 0.36 | 38.57 | 75.36 |
Working Capital |
34.98 | 40.69 | 54.77 | 67.20 | 186.63 | 167.26 | 179.48 | 217.62 | 247.70 | 281.25 |
Capital Expenditures |
(1.94) | (3.13) | (56.94) | (5.37) | (7.45) | (12.35) | (17.09) | (18.28) | (9.72) | (14.13) |
Net Current Asset Value |
27.76 | 29.13 | 39.64 | 38.38 | 178.72 | 160.57 | 102.77 | 82.86 | 113.74 | 159.95 |
EV/EBIT |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 99.50 |
Capex to Sales |
0.01 | 0.01 | 0.19 | 0.01 | 0.01 | 0.02 | 0.02 | 0.02 | 0.01 | 0.01 |
Net Profit Margin |
(3.66%) | (0.62%) | (0.30%) | (0.47%) | (1.16%) | (5.08%) | (4.94%) | (4.03%) | (0.75%) | 1.35% |
Price to Operating Income |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 116.02 |
| Other line items | ||||||||||
Depreciation/Fixed assets |
0.45 | 0.54 | 0.06 | 0.08 | 0.10 | 0.15 | 0.12 | 0.12 | 0.21 | 0.16 |
Cash ROIC |
(3.37%) | 1.49% | (25.60%) | (20.71%) | (8.95%) | (12.90%) | (16.53%) | (11.98%) | (7.10%) | (1.77%) |
Accounts Receivable Turnover |
20.56 | 15.92 | 11.71 | 8.93 | 6.54 | 5.29 | 4.55 | 4.43 | 4.74 | 5.00 |
Accounts Payable Turnover |
94.05 | 84.55 | 92.14 | 93.09 | 82.82 | 79.23 | 85.00 | 97.88 | 100.46 | 86.38 |
Inventory Turnover |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Average Days of Payables |
4.73 | 4.97 | 4.00 | 4.68 | 5.26 | 5.49 | 4.42 | 3.92 | 3.80 | 4.97 |
Days of Inventory on Hand |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Average Receivables |
9.16 | 15.24 | 25.97 | 42.99 | 76.74 | 132.14 | 198.83 | 250.17 | 270.97 | 287.99 |
Average Payables |
1.65 | 2.36 | 2.74 | 3.43 | 5.07 | 7.51 | 9.21 | 9.99 | 11.02 | 13.99 |
Average Assets |
76.63 | 94.10 | 156.68 | 232.36 | 377.73 | 530.42 | 617.10 | 727.29 | 794.90 | 860.95 |
Average Common Equity |
45.04 | 46.57 | 88.80 | 132.97 | 238.35 | 336.07 | 318.75 | 304.51 | 313.50 | 353.60 |
Columns are period end dates