First Financial Bankshares, Inc. (FFIN) vs TFS Financial Corporation (TFSL)
First Financial Bankshares, Inc. and TFS Financial Corporation are both Banks Regional companies. First Financial Bankshares, Inc. and TFS Financial Corporation are of similar size ($4.7B and $4.6B). First Financial Bankshares, Inc. trades at the lower P/E: 17.3× against 46.4×. First Financial Bankshares, Inc. grew revenue faster over the last twelve months: 9.46% against 5.93%. First Financial Bankshares, Inc. has the higher net margin (31.0% vs 12.2%) and the higher return on invested capital (14.5% vs 1.12%). Both pay a dividend; TFS Financial Corporation yields more (8.63% vs 2.39%). Across the 20 metrics below, First Financial Bankshares, Inc. leads on 17 and TFS Financial Corporation on 3.
Valuation
Profitability
| Metric | FFIN | TFSL | Banks Regional median |
|---|---|---|---|
| Gross margin | 76.77% | 41.62% | 69.57% |
| Operating margin | 0.00% | 0.00% | 0.00% |
| Net margin | 31.03% | 12.17% | 18.66% |
| Free cash flow margin | 37.76% | 10.45% | 21.18% |
| Return on equity | 14.41% | 5.23% | 10.64% |
| Return on assets | 1.81% | 0.57% | 1.13% |
| Return on invested capital | 14.47% | 1.12% | 8.33% |
Growth
Health
Dividend
Size
Any metric, up to five companies and an Excel export Powerpack