Saturday 17 October 2026
Export TCBI’s income statement to Excel — free account
Texas Capital Bancshares, Inc.
TCBI Financial Banks Regional
Texas Capital Bancshares, Inc.’s revenue for fiscal 2025 (year ended December 2025) was $2.0 billion, up 13.5% from fiscal 2024. In the quarter to June 2026, revenue grew 4.34%, EPS grew 16.4%, free cash flow grew 62.7% and total debt fell 19.2%, each against the same quarter a year earlier. Insiders bought in the last twelve months.
91.15
0.45
+0.50%
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| Dec '16 | Dec '17 | Dec '18 | Dec '19 | Dec '20 | Dec '21 | Dec '22 | Dec '23 | Dec '24 | Dec '25 | |
|---|---|---|---|---|---|---|---|---|---|---|
P/E ratio |
25.18 | 24.26 | 8.76 | 9.13 | 53.60 | 13.01 | 9.39 | 17.93 | 61.09 | 13.18 |
Piotroski F-Score |
3 | 5 | 4 | 3 | 4 | 6 | 6 | 5 | 5 | 8 |
P/S ratio |
4.74 | 4.72 | 2.05 | 1.96 | 2.42 | 3.00 | 2.00 | 1.72 | 2.07 | 2.07 |
P/FCF ratio |
0.00 | 37.53 | 0.00 | 0.00 | 1.14 | 4.67 | 11.81 | 6.50 | 6.86 | 8.92 |
P/Operating CF |
(12.10) | (480.98) | (9.50) | 15.07 | 6.38 | 27.45 | (45.12) | 16.39 | 199.74 | 31.67 |
P/B ratio |
1.95 | 2.19 | 1.09 | 1.08 | 1.10 | 1.05 | 1.08 | 1.06 | 1.19 | 1.24 |
Price to Tangible BV |
2.00 | 2.31 | 1.11 | 1.11 | 1.15 | 1.05 | 1.08 | 1.06 | 1.19 | 1.24 |
EV/Sales |
4.16 | 5.02 | 3.03 | 0.84 | (2.26) | (3.91) | (0.73) | 0.39 | 0.63 | 1.33 |
EV/EBITDA |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
EV/Operating CF |
(4.37) | 36.24 | (5.54) | (5.10) | (1.06) | (6.04) | (7.41) | 1.85 | 2.32 | 7.36 |
EV/FCF |
(4.36) | 39.95 | (5.48) | (4.77) | (1.07) | (6.08) | (4.34) | 1.46 | 2.09 | 5.72 |
Quick Ratio |
0.17 | 0.15 | 0.14 | 0.17 | 0.30 | 0.26 | 0.21 | 0.14 | 0.12 | 0.08 |
Current Ratio |
1.26 | 1.28 | 1.32 | 1.21 | 1.10 | 1.03 | 1.03 | 1.01 | 1.00 | 1.00 |
Net Debt/EBITDA |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Debt/Assets |
11.04% | 12.74% | 15.20% | 8.59% | 9.00% | 2.67% | 3.28% | 3.03% | 2.15% | 1.97% |
Debt/Equity |
1.19 | 1.45 | 1.72 | 1.00 | 1.18 | 0.29 | 0.30 | 0.27 | 0.20 | 0.17 |
Asset Turnover |
0.04 | 0.04 | 0.05 | 0.05 | 0.04 | 0.03 | 0.05 | 0.06 | 0.06 | 0.06 |
Operating CF/Net income |
(5.00) | 0.71 | (2.40) | (0.79) | 46.69 | 2.79 | 0.47 | 2.17 | 7.97 | 1.15 |
Capex/Depreciation |
(0.10) | (0.44) | (0.24) | (0.45) | (0.04) | 1.20 | (0.25) | (0.40) | (1.20) | (0.24) |
| 8.72% | 9.58% | 12.88% | 12.09% | 2.10% | 8.35% | 11.13% | 6.08% | 2.02% | 9.78% | |
| 0.72% | 0.80% | 1.06% | 0.99% | 0.16% | 0.65% | 1.00% | 0.61% | 0.20% | 1.01% | |
ROIC |
9.63% | 8.17% | 6.28% | 21.22% | 0.00% | 0.00% | 0.00% | 18.90% | 7.97% | 12.59% |
Return on Tangible Assets |
3.24% | 3.44% | 4.17% | 5.41% | 1.72% | 29.01% | 42.26% | 56.08% | 32.22% | 917.25% |
Average Days of Receivables |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Research and Development Expense of Revenue |
0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
Selling, General and Administrative Expense of Revenue |
60.12% | 53.47% | 49.87% | 46.25% | 76.03% | 56.07% | 53.12% | 46.28% | 46.88% | 41.18% |
Intangible Assets out of Total Assets |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Share Based Compensation of Revenue |
1.78% | 2.31% | 1.36% | 1.21% | 1.40% | 3.09% | 1.43% | 1.35% | 1.40% | 1.84% |
Graham Net Nets |
0.53 | 0.46 | 0.90 | 0.86 | (0.16) | (0.14) | (0.19) | (0.32) | (0.31) | (0.28) |
Graham Number |
53.05 | 59.02 | 78.58 | 85.90 | 36.71 | 77.41 | 87.98 | 69.61 | 43.56 | 106.22 |
Earnings Yield |
3.97% | 4.12% | 11.41% | 10.96% | 1.87% | 7.68% | 10.65% | 5.58% | 1.64% | 7.59% |
Free Cash Flow Yield |
(20.12%) | 2.66% | (26.94%) | (9.00%) | 87.89% | 21.43% | 8.46% | 15.39% | 14.59% | 11.22% |
Revenue per Share |
16.53 | 19.23 | 24.88 | 28.98 | 24.64 | 20.06 | 29.60 | 37.28 | 37.81 | 43.80 |
Operating CF per Share |
(15.71) | 2.67 | (13.61) | (4.78) | 52.35 | 13.00 | 2.93 | 7.78 | 10.31 | 7.89 |
Capex per Share |
(0.05) | (0.25) | (0.15) | (0.33) | (0.06) | 2.21 | (0.22) | (0.34) | (1.39) | (0.28) |
Free Cash Flow per Share |
(15.75) | 2.42 | (13.76) | (5.11) | 52.29 | 15.20 | 2.71 | 7.44 | 8.92 | 7.62 |
Cash per Share |
61.41 | 58.60 | 61.68 | 88.01 | 182.56 | 157.11 | 99.34 | 67.48 | 68.49 | 46.08 |
Shareholders Equity per Share |
43.46 | 44.42 | 50.07 | 55.71 | 56.93 | 63.46 | 60.55 | 66.57 | 72.34 | 79.56 |
Interest Debt per Share |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Book value per Share |
43.46 | 44.42 | 50.07 | 55.71 | 56.93 | 63.46 | 60.55 | 66.57 | 72.34 | 79.56 |
Free Cash Flow |
(728.47) | 119.90 | (687.37) | (256.84) | 2,637.07 | 769.08 | 136.70 | 357.36 | 415.25 | 347.59 |
Working Capital |
4,472.54 | 5,426.69 | 6,784.75 | 5,560.86 | 3,262.00 | 789.87 | 719.63 | 274.14 | 101.55 | (53.88) |
Capital Expenditures |
(2.18) | (12.26) | (7.65) | (16.65) | (2.80) | 111.76 | (11.27) | (16.38) | (64.84) | (12.57) |
Net Current Asset Value |
1,916.86 | 2,049.67 | 2,295.34 | 2,447.23 | (473.38) | (412.35) | (557.64) | (977.91) | (1,115.12) | (1,177.29) |
EV/EBIT |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Capex to Sales |
0.00 | 0.01 | 0.01 | 0.01 | 0.00 | (0.11) | 0.01 | 0.01 | 0.04 | 0.01 |
Price to Operating Income |
15.01 | 13.82 | 6.83 | 7.18 | 27.35 | 9.01 | 6.91 | 12.47 | 34.01 | 9.55 |
| Other line items | ||||||||||
Depreciation/Fixed assets |
1.10 | 1.11 | 1.35 | 1.19 | 3.05 | 4.47 | 1.72 | 1.25 | 0.63 | 0.59 |
Cash ROIC |
(10.06%) | 1.44% | (6.96%) | (2.56%) | 17.04% | 6.36% | 1.52% | 4.89% | 5.75% | 5.47% |
Accounts Receivable Turnover |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Accounts Payable Turnover |
0.00 | 0.01 | 0.01 | 0.02 | 0.01 | 0.00 | 0.01 | 0.03 | 0.03 | 0.03 |
Inventory Turnover |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Average Days of Payables |
97,668.69 | 59,166.75 | 30,165.40 | 25,064.54 | 60,152.03 | 95,221.44 | 31,074.17 | 11,407.83 | 11,122.35 | 12,990.42 |
Days of Inventory on Hand |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Average Payables |
16,050.73 | 18,070.01 | 19,864.65 | 23,542.35 | 28,737.59 | 29,552.98 | 25,483.13 | 22,614.36 | 23,805.22 | 25,843.69 |
Average Assets |
20,300.48 | 23,386.39 | 26,666.71 | 30,402.92 | 35,137.09 | 36,228.92 | 31,573.19 | 28,385.46 | 29,544.08 | 31,136.08 |
Average Common Equity |
1,666.55 | 1,956.14 | 2,201.56 | 2,500.86 | 2,686.27 | 2,815.42 | 2,832.48 | 2,827.25 | 2,983.54 | 3,199.66 |
Columns are period end dates