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Friday 6 November 2026
Export SPFI’s income statement to Excel — free account
South Plains Financial, Inc.
SPFI Financial Banks Regional
South Plains Financial, Inc.’s revenue for fiscal 2025 (year ended December 2025) was $296.9 million, up 2.74% from fiscal 2024.
- Revenue
- +19.2%
- EPS
- +10.2%
- Free cash flow
- +36.1%
- Total debt
- 0.00%
Quarter to September 2026, against a year earlier
42.53
0.33
−0.77%
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| Sep '26 | Jun '26 | Mar '26 | Dec '25 | Older periods | |
|---|---|---|---|---|---|
P/E ratio |
10.64 | 11.28 | 11.23 | 10.81 |
+8 more quarters Free account |
P/S ratio |
2.40 | 2.63 | 2.28 | 2.13 | |
P/FCF ratio |
9.40 | 10.89 | 11.05 | 8.53 | |
P/Operating CF |
25.43 | 29.53 | 42.29 | 50.82 | |
P/B ratio |
1.26 | 1.31 | 1.35 | 1.28 | |
Price to Tangible BV |
1.50 | 1.55 | 1.49 | 1.41 | |
EV/Sales |
— | 0.31 | 0.07 | 0.47 | |
EV/EBITDA |
— | 0.00 | 0.00 | 0.00 | |
EV/Operating CF |
— | 1.19 | 0.33 | 1.80 | |
EV/FCF |
— | 1.27 | 0.36 | 1.89 | |
Quick Ratio |
0.16 | 0.17 | 0.18 | 0.14 | |
Current Ratio |
0.97 | 0.97 | 0.93 | 0.94 | |
Net Debt/EBITDA |
0.00 | 0.00 | 0.00 | 0.00 | |
Debt/Assets |
1.12% | 1.12% | 1.30% | 1.35% | |
Debt/Equity |
0.10 | 0.10 | 0.12 | 0.12 | |
Asset Turnover |
0.07 | 0.06 | 0.07 | 0.07 | |
Operating CF/Net income |
1.49 | 1.47 | 1.11 | 0.82 | |
Capex/Depreciation |
(0.15) | (0.40) | (0.64) | (0.52) | |
Research and Development Expense of Revenue |
0.00% | 0.00% | 0.00% | 0.00% | |
Selling, General and Administrative Expense of Revenue |
43.12% | 45.11% | 48.41% | 46.80% | |
Intangible Assets out of Total Assets |
0.02 | 0.02 | 0.01 | 0.01 | |
Share Based Compensation of Revenue |
0.85% | 0.98% | 0.90% | 0.88% | |
Graham Net Nets |
(0.26) | (0.27) | (0.48) | (0.48) | |
Graham Number |
54.00 | 53.23 | 50.96 | 49.49 | |
Earnings Yield |
9.40% | 8.87% | 8.90% | 9.25% | |
Free Cash Flow Yield |
10.64% | 9.18% | 9.05% | 11.73% | |
Revenue per Share |
4.79 | 4.67 | 4.53 | 4.57 | |
Operating CF per Share |
1.64 | 1.46 | 0.99 | 0.76 | |
Capex per Share |
(0.02) | (0.05) | (0.08) | (0.06) | |
Free Cash Flow per Share |
1.62 | 1.41 | 0.91 | 0.70 | |
Cash per Share |
41.22 | 41.24 | 44.24 | 33.93 | |
Shareholders Equity per Share |
33.05 | 32.97 | 30.94 | 30.33 | |
Interest Debt per Share |
0.00 | 0.00 | 0.00 | 0.00 | |
Book value per Share |
33.05 | 32.97 | 30.94 | 30.33 | |
Free Cash Flow |
30.57 | 26.86 | 14.85 | 11.41 | |
Working Capital |
(141.36) | (162.90) | (266.02) | (243.44) | |
Capital Expenditures |
(0.36) | (1.02) | (1.32) | (1.03) | |
Net Current Asset Value |
(201.85) | (223.40) | (326.52) | (303.93) | |
EV/EBIT |
— | 0.00 | 0.00 | 0.00 | |
Capex to Sales |
0.00 | 0.01 | 0.02 | 0.01 | |
Price to Operating Income |
8.93 | 9.99 | 8.91 | 8.53 | |
| Other line items | |||||
Average Payables |
4,270.92 | 4,189.78 | 3,910.05 | 3,747.48 | |
Average Assets |
4,945.16 | 4,877.44 | 4,525.79 | 4,356.37 | |
Average Common Equity |
550.28 | 541.92 | 474.34 | 466.39 |
Columns are period end dates · fundamentals updated 5 Nov 2026