South Plains Financial, Inc. SPFI
43.00
0.15
0.35%
as of 25 Sep
- Market cap
- $807.3M
- P/E
- 11.3×
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| Dec '17 | Dec '18 | Dec '19 | Dec '20 | Dec '21 | Dec '22 | Dec '23 | Dec '24 | Dec '25 | |
|---|---|---|---|---|---|---|---|---|---|
P/E ratio |
0.44 | 0.20 | 12.20 | 7.55 | 8.50 | 8.29 | 7.90 | 11.47 | 10.81 |
P/S ratio |
0.00 | 0.05 | 1.85 | 1.43 | 2.15 | 2.03 | 1.70 | 1.97 | 2.13 |
P/FCF ratio |
0.00 | 0.37 | 13.15 | 134.75 | 5.27 | 4.03 | 9.01 | 10.11 | 8.53 |
P/Operating CF |
0.00 | (0.48) | 43.80 | (12.12) | 26.89 | 103.86 | 75.28 | 136.69 | 50.82 |
P/B ratio |
0.00 | 0.06 | 1.15 | 0.92 | 1.23 | 1.35 | 1.21 | 1.30 | 1.28 |
Price to Tangible BV |
0.00 | 0.06 | 1.27 | 1.02 | 1.38 | 1.58 | 1.38 | 1.46 | 1.41 |
EV/Sales |
0.00 | (0.36) | 1.90 | 1.00 | 0.58 | 1.56 | 0.94 | 1.11 | 0.47 |
EV/EBITDA |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
EV/Operating CF |
0.00 | (2.29) | 11.83 | 42.44 | 1.40 | 2.99 | 4.68 | 5.41 | 1.80 |
EV/FCF |
0.00 | (2.58) | 13.51 | 94.06 | 1.42 | 3.09 | 5.00 | 5.70 | 1.89 |
Quick Ratio |
0.13 | 0.11 | 0.06 | 0.10 | 0.14 | 0.07 | 0.09 | 0.10 | 0.14 |
Current Ratio |
0.98 | 0.96 | 0.85 | 0.86 | 0.88 | 0.86 | 0.91 | 0.93 | 0.94 |
Net Debt/EBITDA |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Debt/Assets |
6.31% | 6.47% | 5.19% | 5.47% | 3.13% | 3.10% | 2.62% | 2.61% | 1.35% |
Debt/Equity |
1.03 | 1.13 | 0.55 | 0.53 | 0.30 | 0.34 | 0.27 | 0.25 | 0.12 |
Asset Turnover |
0.06 | 0.06 | 0.06 | 0.07 | 0.06 | 0.06 | 0.07 | 0.07 | 0.07 |
Operating CF/Net income |
1.49 | 0.92 | 1.04 | 0.12 | 1.64 | 2.12 | 0.93 | 1.19 | 1.33 |
Capex/Depreciation |
(1.07) | (0.46) | (0.69) | (0.32) | (0.13) | (0.36) | (0.38) | (0.32) | (0.40) |
| 11.04% | 18.73% | 12.68% | 13.41% | 15.08% | 15.24% | 16.42% | 11.75% | 12.54% | |
| 0.89% | 1.11% | 0.98% | 1.33% | 1.56% | 1.48% | 1.54% | 1.18% | 1.34% | |
ROIC |
57.24% | 18.89% | 7.26% | 13.26% | 106.84% | 18.70% | 26.53% | 20.80% | 2,448.21% |
Return on Tangible Assets |
112.59% | (87.72%) | (8.10%) | (12.30%) | (17.15%) | (13.94%) | (21.26%) | (22.93%) | (30.47%) |
Average Days of Receivables |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Research and Development Expense of Revenue |
0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
Selling, General and Administrative Expense of Revenue |
73.84% | 71.88% | 65.68% | 69.75% | 62.84% | 59.61% | 47.91% | 45.64% | 46.42% |
Intangible Assets out of Total Assets |
0.00 | 0.00 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 |
Share Based Compensation of Revenue |
0.45% | 0.00% | 0.45% | 0.53% | 0.70% | 1.16% | 0.74% | 0.80% | 0.88% |
Graham Net Nets |
0.00 | (36.87) | (1.68) | (1.83) | (1.04) | (1.24) | (0.93) | (0.67) | (0.48) |
Graham Number |
0.00 | 21.61 | 26.47 | 34.02 | 40.86 | 39.36 | 44.92 | 42.70 | 49.49 |
Earnings Yield |
227.43% | 491.64% | 8.19% | 13.25% | 11.76% | 12.06% | 12.65% | 8.72% | 9.25% |
Free Cash Flow Yield |
0.00% | 269.79% | 7.61% | 0.74% | 18.99% | 24.79% | 11.10% | 9.89% | 11.73% |
Revenue per Share |
10.28 | 11.52 | 11.27 | 13.28 | 12.95 | 13.66 | 17.29 | 17.61 | 18.23 |
Operating CF per Share |
2.39 | 1.82 | 1.81 | 0.31 | 5.36 | 7.11 | 3.48 | 3.62 | 4.76 |
Capex per Share |
(0.60) | (0.20) | (0.23) | (0.17) | (0.08) | (0.23) | (0.22) | (0.18) | (0.21) |
Free Cash Flow per Share |
1.79 | 1.62 | 1.59 | 0.14 | 5.28 | 6.88 | 3.26 | 3.44 | 4.55 |
Cash per Share |
19.94 | 16.65 | 9.40 | 16.63 | 27.12 | 13.52 | 19.60 | 21.88 | 33.93 |
Shareholders Equity per Share |
10.71 | 10.46 | 18.20 | 20.50 | 22.69 | 20.55 | 24.17 | 26.75 | 30.33 |
Interest Debt per Share |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Book value per Share |
10.71 | 10.46 | 18.20 | 20.50 | 22.69 | 20.55 | 24.17 | 26.75 | 30.33 |
Free Cash Flow |
26.47 | 23.91 | 26.70 | 2.54 | 94.81 | 119.60 | 54.83 | 56.41 | 74.09 |
Working Capital |
(40.89) | (93.18) | (422.64) | (429.08) | (399.55) | (474.18) | (350.18) | (269.81) | (243.44) |
Capital Expenditures |
(8.85) | (3.01) | (3.79) | (3.09) | (1.46) | (3.99) | (3.71) | (2.97) | (3.40) |
Net Current Asset Value |
(260.29) | (326.77) | (590.50) | (626.06) | (521.72) | (596.54) | (460.34) | (380.16) | (303.93) |
EV/EBIT |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Capex to Sales |
0.06 | 0.02 | 0.02 | 0.01 | 0.01 | 0.02 | 0.01 | 0.01 | 0.01 |
Net Profit Margin |
15.57% | 17.21% | 15.41% | 18.91% | 25.21% | 24.54% | 21.54% | 17.20% | 19.69% |
Price to Operating Income |
0.00 | 0.43 | 9.56 | 6.04 | 6.83 | 6.60 | 6.22 | 9.01 | 8.53 |
| Other line items | |||||||||
Depreciation/Fixed assets |
0.13 | 0.11 | 0.09 | 0.16 | 0.19 | 0.20 | 0.18 | 0.18 | 0.17 |
Cash ROIC |
(4.32%) | (5.71%) | (4.97%) | (6.31%) | 3.79% | 9.42% | 0.41% | 0.71% | 2.34% |
Accounts Receivable Turnover |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Accounts Payable Turnover |
0.01 | 0.01 | 0.01 | 0.01 | 0.00 | 0.01 | 0.02 | 0.03 | 0.02 |
Inventory Turnover |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Average Days of Payables |
49,210.71 | 36,974.94 | 34,700.63 | 68,082.16 | 91,888.64 | 54,792.30 | 18,309.85 | 14,089.61 | 16,635.94 |
Days of Inventory on Hand |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Average Payables |
2,215.77 | 2,215.77 | 2,487.16 | 2,835.60 | 3,157.79 | 3,373.83 | 3,516.29 | 3,623.51 | 3,747.48 |
Average Assets |
2,643.00 | 2,643.06 | 2,974.96 | 3,418.16 | 3,750.51 | 3,922.96 | 4,074.43 | 4,218.52 | 4,356.37 |
Average Common Equity |
214.00 | 156.39 | 230.38 | 338.12 | 388.74 | 382.22 | 382.06 | 423.03 | 466.39 |
Columns are period end dates