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Friday 6 November 2026
Export SPFI’s income statement to Excel — free account
South Plains Financial, Inc.
SPFI Financial Banks Regional
South Plains Financial, Inc.’s revenue for fiscal 2025 (year ended December 2025) was $296.9 million, up 2.74% from fiscal 2024.
- Revenue
- +19.2%
- EPS
- +10.2%
- Free cash flow
- +36.1%
- Total debt
- 0.00%
Quarter to September 2026, against a year earlier
42.53
0.33
−0.77%
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| Older periods | Dec '25 | Mar '26 | Jun '26 | Sep '26 | |
|---|---|---|---|---|---|
P/E ratio |
+8 more quarters Free account |
10.81 | 11.23 | 11.28 | 10.64 |
P/S ratio |
2.13 | 2.28 | 2.63 | 2.40 | |
P/FCF ratio |
8.53 | 11.05 | 10.89 | 9.40 | |
P/Operating CF |
50.82 | 42.29 | 29.53 | 25.43 | |
P/B ratio |
1.28 | 1.35 | 1.31 | 1.26 | |
Price to Tangible BV |
1.41 | 1.49 | 1.55 | 1.50 | |
EV/Sales |
0.47 | 0.07 | 0.31 | — | |
EV/EBITDA |
0.00 | 0.00 | 0.00 | — | |
EV/Operating CF |
1.80 | 0.33 | 1.19 | — | |
EV/FCF |
1.89 | 0.36 | 1.27 | — | |
Quick Ratio |
0.14 | 0.18 | 0.17 | 0.16 | |
Current Ratio |
0.94 | 0.93 | 0.97 | 0.97 | |
Net Debt/EBITDA |
0.00 | 0.00 | 0.00 | 0.00 | |
Debt/Assets |
1.35% | 1.30% | 1.12% | 1.12% | |
Debt/Equity |
0.12 | 0.12 | 0.10 | 0.10 | |
Asset Turnover |
0.07 | 0.07 | 0.06 | 0.07 | |
Operating CF/Net income |
0.82 | 1.11 | 1.47 | 1.49 | |
Capex/Depreciation |
(0.52) | (0.64) | (0.40) | (0.15) | |
Research and Development Expense of Revenue |
0.00% | 0.00% | 0.00% | 0.00% | |
Selling, General and Administrative Expense of Revenue |
46.80% | 48.41% | 45.11% | 43.12% | |
Intangible Assets out of Total Assets |
0.01 | 0.01 | 0.02 | 0.02 | |
Share Based Compensation of Revenue |
0.88% | 0.90% | 0.98% | 0.85% | |
Graham Net Nets |
(0.48) | (0.48) | (0.27) | (0.26) | |
Graham Number |
49.49 | 50.96 | 53.23 | 54.00 | |
Earnings Yield |
9.25% | 8.90% | 8.87% | 9.40% | |
Free Cash Flow Yield |
11.73% | 9.05% | 9.18% | 10.64% | |
Revenue per Share |
4.57 | 4.53 | 4.67 | 4.79 | |
Operating CF per Share |
0.76 | 0.99 | 1.46 | 1.64 | |
Capex per Share |
(0.06) | (0.08) | (0.05) | (0.02) | |
Free Cash Flow per Share |
0.70 | 0.91 | 1.41 | 1.62 | |
Cash per Share |
33.93 | 44.24 | 41.24 | 41.22 | |
Shareholders Equity per Share |
30.33 | 30.94 | 32.97 | 33.05 | |
Interest Debt per Share |
0.00 | 0.00 | 0.00 | 0.00 | |
Book value per Share |
30.33 | 30.94 | 32.97 | 33.05 | |
Free Cash Flow |
11.41 | 14.85 | 26.86 | 30.57 | |
Working Capital |
(243.44) | (266.02) | (162.90) | (141.36) | |
Capital Expenditures |
(1.03) | (1.32) | (1.02) | (0.36) | |
Net Current Asset Value |
(303.93) | (326.52) | (223.40) | (201.85) | |
EV/EBIT |
0.00 | 0.00 | 0.00 | — | |
Capex to Sales |
0.01 | 0.02 | 0.01 | 0.00 | |
Price to Operating Income |
8.53 | 8.91 | 9.99 | 8.93 | |
| Other line items | |||||
Average Payables |
3,747.48 | 3,910.05 | 4,189.78 | 4,270.92 | |
Average Assets |
4,356.37 | 4,525.79 | 4,877.44 | 4,945.16 | |
Average Common Equity |
466.39 | 474.34 | 541.92 | 550.28 |
Columns are period end dates · fundamentals updated 5 Nov 2026