Saturday 17 October 2026
Export SPFI’s income statement to Excel — free account
South Plains Financial, Inc.
SPFI Financial Banks Regional
South Plains Financial, Inc.’s revenue for fiscal 2025 (year ended December 2025) was $296.9 million, up 2.74% from fiscal 2024. In the quarter to June 2026, revenue grew 16.8%, EPS grew 10.0%, free cash flow grew 104.0% and total debt fell 45.2%, each against the same quarter a year earlier. Dividend growth for five consecutive years; insiders bought in the last twelve months.
43.60
0.65
+1.51%
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| Older periods | Sep '25 | Dec '25 | Mar '26 | Jun '26 | |
|---|---|---|---|---|---|
P/E ratio |
+8 more quarters Free account |
10.56 | 10.81 | 11.23 | 11.28 |
P/S ratio |
2.11 | 2.13 | 2.28 | 2.63 | |
P/FCF ratio |
9.49 | 8.53 | 11.05 | 10.89 | |
P/Operating CF |
25.92 | 50.82 | 42.29 | 29.53 | |
P/B ratio |
1.31 | 1.28 | 1.35 | 1.31 | |
Price to Tangible BV |
1.45 | 1.41 | 1.49 | 1.55 | |
EV/Sales |
0.18 | 0.47 | 0.07 | 0.31 | |
EV/EBITDA |
0.00 | 0.00 | 0.00 | 0.00 | |
EV/Operating CF |
0.77 | 1.80 | 0.33 | 1.19 | |
EV/FCF |
0.80 | 1.89 | 0.36 | 1.27 | |
Quick Ratio |
0.16 | 0.14 | 0.18 | 0.17 | |
Current Ratio |
0.93 | 0.94 | 0.93 | 0.97 | |
Net Debt/EBITDA |
0.00 | 0.00 | 0.00 | 0.00 | |
Debt/Assets |
1.35% | 1.35% | 1.30% | 1.12% | |
Debt/Equity |
0.13 | 0.12 | 0.12 | 0.10 | |
Asset Turnover |
0.07 | 0.07 | 0.07 | 0.06 | |
Operating CF/Net income |
1.48 | 0.82 | 1.11 | 1.47 | |
Capex/Depreciation |
(0.82) | (0.52) | (0.64) | (0.40) | |
Research and Development Expense of Revenue |
0.00% | 0.00% | 0.00% | 0.00% | |
Selling, General and Administrative Expense of Revenue |
44.29% | 46.80% | 48.41% | 45.11% | |
Intangible Assets out of Total Assets |
0.01 | 0.01 | 0.01 | 0.02 | |
Share Based Compensation of Revenue |
0.86% | 0.88% | 0.90% | 0.98% | |
Graham Net Nets |
(0.52) | (0.48) | (0.48) | (0.27) | |
Graham Number |
49.22 | 49.49 | 50.96 | 53.23 | |
Earnings Yield |
9.47% | 9.25% | 8.90% | 8.87% | |
Free Cash Flow Yield |
10.54% | 11.73% | 9.05% | 9.18% | |
Revenue per Share |
4.66 | 4.57 | 4.53 | 4.67 | |
Operating CF per Share |
1.49 | 0.76 | 0.99 | 1.46 | |
Capex per Share |
(0.11) | (0.06) | (0.08) | (0.05) | |
Free Cash Flow per Share |
1.38 | 0.70 | 0.91 | 1.41 | |
Cash per Share |
39.10 | 33.93 | 44.24 | 41.24 | |
Shareholders Equity per Share |
29.42 | 30.33 | 30.94 | 32.97 | |
Interest Debt per Share |
0.00 | 0.00 | 0.00 | 0.00 | |
Book value per Share |
29.42 | 30.33 | 30.94 | 32.97 | |
Free Cash Flow |
22.46 | 11.41 | 14.85 | 26.86 | |
Working Capital |
(265.66) | (243.44) | (266.02) | (162.90) | |
Capital Expenditures |
(1.75) | (1.03) | (1.32) | (1.02) | |
Net Current Asset Value |
(326.15) | (303.93) | (326.52) | (223.40) | |
EV/EBIT |
0.00 | 0.00 | 0.00 | 0.00 | |
Capex to Sales |
0.02 | 0.01 | 0.02 | 0.01 | |
Price to Operating Income |
8.29 | 8.53 | 8.91 | 9.99 | |
| Other line items | |||||
Average Payables |
3,800.25 | 3,747.48 | 3,910.05 | 4,189.78 | |
Average Assets |
4,408.55 | 4,356.37 | 4,525.79 | 4,877.44 | |
Average Common Equity |
460.46 | 466.39 | 474.34 | 541.92 |
Columns are period end dates