Saturday 17 October 2026 Export SLM’s income statement to Excel — free account

SLM Corporation

SLM Corporation’s revenue for fiscal 2025 (year ended December 2025) was $3.1 billion, up 4.10% from fiscal 2024. In the quarter to June 2026, revenue fell 1.93%, EPS fell 9.38%, free cash flow grew 2.81% and total debt fell 8.84%, each against the same quarter a year earlier. Dividend growth for five consecutive years, revenue growth for three.

21.81 0.41 −1.85%

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Market cap: $4.2B
P/E: 6.0×
Fwd P/E: 7.1×
Dividend yield: 2.38%
F-score: 6/9
Altman Z: n/a
Beneish M: n/a
Dividend safety: n/a

Overview Business Profile Financial Analysis Income Statement Balance Sheet Cash Flow Metrics & Ratios 10-Q 10-K

An Income Statement, also known as a Profit and Loss Statement, summarizes a company's revenues, expenses, and profits over a specific period. It highlights how revenue is transformed into net income, showcasing operational efficiency. Key components include total revenue, cost of goods sold (COGS), gross profit, operating expenses, and net profit. Businesses use the Income Statement to assess financial performance, make strategic decisions, and ensure profitability. Investors and stakeholders analyze it to gauge the company’s financial health and future growth potential.

	Dec '25	Dec '24	Dec '23	Dec '22	Dec '21	Dec '20	Dec '19	Dec '18	Dec '17	Dec '16
Revenue Full definition →	3,109.82	2,987.31	2,839.42	2,366.22	2,409.29	2,353.11	2,379.96	1,883.46	1,434.40	1,146.06
Revenue Growth Full definition →	4.10%	5.21%	20.00%	(1.79%)	2.39%	(1.13%)	26.36%	31.31%	25.16%	13.06%
Cost of Revenue Full definition →	1,125.43	1,138.26	1,030.09	542.80	382.08	541.67	707.72	522.29	308.08	185.91
Gross Profit Full definition →	1,984.39	1,849.05	1,809.33	1,823.42	2,027.22	1,811.44	1,672.24	1,361.17	1,126.32	960.15
SG&A Expenses Full definition →	988.27	1,045.09	964.67	1,184.92	485.70	631.22	928.50	801.84	634.85	545.72
Operating Income Full definition →	996.12	803.96	844.66	638.50	1,541.52	1,180.22	743.74	559.33	491.47	414.44
Non-operating Income/Expense Full definition →	(3.56)	(5.33)	(66.36)	(7.78)	(1.25)	(26.21)	—	—	—	—
EBT Full definition →	992.56	798.64	778.30	630.73	1,540.26	1,154.01	743.74	559.33	491.47	414.44
Income Tax Provision Full definition →	247.72	190.31	196.91	161.71	379.75	273.32	165.46	71.85	202.53	164.11
Income after Tax Full definition →	744.85	608.33	581.39	469.01	1,160.51	880.69	578.28	487.48	288.93	250.33
Dividends (Preferred) Full definition →	15.73	18.30	17.71	9.03	4.74	9.73	16.84	15.64	15.71	21.20
Net Income Common Full definition →	729.12	590.03	563.69	459.99	1,155.78	870.96	561.44	471.84	273.22	229.12
EPS (Basic) Full definition →	3.52	2.73	2.44	1.78	3.67	2.27	1.31	1.08	0.63	0.54
EPS (Diluted) Full definition →	3.46	2.68	2.41	1.76	3.61	2.25	1.30	1.07	0.62	0.53
Shares (Basic, Weighted) Full definition →	207.16	216.22	231.41	258.44	314.99	383.71	427.29	435.05	431.22	427.88
Shares (Diluted, Weighted) Full definition →	210.91	219.93	234.06	261.50	319.91	387.20	430.67	439.68	438.55	432.92
Gross Margin Full definition →	63.81%	61.90%	63.72%	77.06%	84.14%	76.98%	70.26%	72.27%	78.52%	83.78%
EBIT Margin Full definition →	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
EBT margin Full definition →	31.92%	26.73%	27.41%	26.66%	63.93%	49.04%	31.25%	29.70%	34.26%	36.16%
Net Profit Margin Full definition →	23.45%	19.75%	19.85%	19.44%	47.97%	37.01%	23.59%	25.05%	19.05%	19.99%
Free Cash Flow Margin Full definition →	(12.82%)	(11.03%)	(5.09%)	0.21%	(2.06%)	(7.76%)	(0.66%)	(5.45%)	(11.93%)	(17.37%)
Other line items
Income from Continuous Operations Full definition →	744.85	608.33	581.39	469.01	1,160.51	880.69	578.28	487.48	288.93	250.33
Consolidated Net Income/Loss Full definition →	744.85	608.33	581.39	469.01	1,160.51	880.69	578.28	487.48	288.93	250.33
EPS (Basic, from Continuous Ops) Full definition →	3.60	2.81	2.51	1.81	3.68	2.30	1.35	1.12	0.67	0.59
EPS (Basic, Consolidated) Full definition →	3.60	2.81	2.51	1.81	3.68	2.30	1.35	1.12	0.67	0.59
EPS (Diluted, from Cont. Ops) Full definition →	3.53	2.77	2.48	1.79	3.63	2.27	1.34	1.11	0.66	0.58
Shares (Diluted, Average) Full definition →	210.91	219.93	234.06	261.50	319.91	387.20	430.67	439.68	438.55	432.92
EPS (Diluted, Consolidated) Full definition →	3.53	2.77	2.48	1.79	3.63	2.27	1.34	1.11	0.66	0.58
EBITDA Margin Full definition →	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Operating Cash Flow Margin Full definition →	(12.82%)	(11.03%)	(5.09%)	0.21%	(2.06%)	(7.76%)	(0.66%)	(5.45%)	(11.93%)	(17.37%)

Show all line items

In millions of $ except per-share values · columns are period end dates

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