Southern First Bancshares, Inc. SFST
60.62
0.46
0.76%
as of 25 Sep
- Market cap
- $569.8M
- P/E
- 12.8×
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| Dec '16 | Dec '17 | Dec '18 | Dec '19 | Dec '20 | Dec '21 | Dec '22 | Dec '23 | Dec '24 | Dec '25 | |
|---|---|---|---|---|---|---|---|---|---|---|
P/E ratio |
17.27 | 21.93 | 10.62 | 11.48 | 14.85 | 10.50 | 12.31 | 22.05 | 20.70 | 13.67 |
P/S ratio |
3.64 | 4.07 | 2.73 | 2.97 | 2.23 | 4.45 | 2.82 | 1.58 | 1.51 | 1.86 |
P/FCF ratio |
19.37 | 24.32 | 7.96 | 32.38 | 16.80 | 9.50 | 9.84 | 18.05 | 12.95 | 13.95 |
P/Operating CF |
34.04 | 99.39 | 32.18 | 16.48 | 11.43 | 17.34 | 26.62 | 43.19 | (177.76) | (199.83) |
P/B ratio |
2.06 | 1.92 | 1.36 | 1.55 | 1.20 | 1.76 | 1.22 | 0.95 | 0.97 | 1.13 |
Price to Tangible BV |
2.06 | 1.92 | 1.36 | 1.55 | 1.20 | 1.76 | 1.22 | 0.95 | 0.97 | 1.13 |
EV/Sales |
4.96 | 3.91 | 2.62 | 3.14 | 1.91 | 3.26 | 3.13 | 2.41 | 1.98 | 0.77 |
EV/EBITDA |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
EV/Operating CF |
18.02 | 16.03 | 7.17 | 18.46 | 11.31 | 4.60 | 7.93 | 25.57 | 16.56 | 5.65 |
EV/FCF |
26.41 | 23.34 | 7.64 | 34.21 | 14.36 | 6.96 | 10.94 | 27.51 | 17.07 | 5.76 |
Quick Ratio |
0.04 | 0.07 | 0.04 | 0.07 | 0.05 | 0.07 | 0.05 | 0.05 | 0.05 | 0.07 |
Current Ratio |
1.10 | 1.07 | 1.06 | 1.11 | 1.05 | 1.03 | 1.09 | 1.10 | 1.09 | 1.10 |
Net Debt/EBITDA |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Debt/Assets |
9.59% | 4.96% | 3.34% | 6.43% | 2.46% | 1.23% | 5.72% | 7.68% | 6.48% | 6.02% |
Debt/Equity |
1.17 | 0.54 | 0.36 | 0.71 | 0.27 | 0.13 | 0.72 | 1.00 | 0.80 | 0.72 |
Asset Turnover |
0.05 | 0.05 | 0.05 | 0.05 | 0.05 | 0.04 | 0.04 | 0.05 | 0.05 | 0.05 |
Operating CF/Net income |
1.31 | 1.32 | 1.42 | 0.66 | 1.13 | 1.67 | 1.73 | 1.31 | 1.65 | 1.00 |
Capex/Depreciation |
(2.96) | (2.64) | (0.89) | (3.59) | (1.51) | (8.13) | (3.15) | (0.25) | (0.14) | (0.12) |
| 12.77% | 10.05% | 13.78% | 14.67% | 8.44% | 18.46% | 10.17% | 4.42% | 4.83% | 8.69% | |
| 1.02% | 0.88% | 1.26% | 1.34% | 0.77% | 1.73% | 0.88% | 0.35% | 0.38% | 0.72% | |
ROIC |
6.63% | 10.71% | 10.90% | 9.90% | 7.89% | 25.89% | 7.11% | 2.33% | 2.88% | 6.80% |
Return on Tangible Assets |
9.29% | 10.30% | 17.42% | 10.55% | 10.35% | 27.68% | 7.77% | 3.05% | 3.77% | 6.74% |
Average Days of Receivables |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Research and Development Expense of Revenue |
0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
Selling, General and Administrative Expense of Revenue |
53.96% | 51.81% | 47.97% | 43.46% | 68.22% | 39.93% | 54.30% | 37.39% | 34.43% | 34.94% |
Intangible Assets out of Total Assets |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Share Based Compensation of Revenue |
0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
Graham Net Nets |
(0.12) | 0.00 | 0.07 | 0.06 | 0.02 | (0.02) | 0.03 | (0.06) | 0.01 | 0.12 |
Graham Number |
28.46 | 29.98 | 40.01 | 47.71 | 39.80 | 68.87 | 55.21 | 38.20 | 42.03 | 62.17 |
Earnings Yield |
5.79% | 4.56% | 9.42% | 8.71% | 6.73% | 9.52% | 8.12% | 4.54% | 4.83% | 7.32% |
Free Cash Flow Yield |
5.16% | 4.11% | 12.57% | 3.09% | 5.95% | 10.53% | 10.17% | 5.54% | 7.72% | 7.17% |
Revenue per Share |
9.82 | 10.07 | 11.76 | 14.30 | 15.83 | 14.06 | 15.99 | 23.30 | 26.40 | 27.76 |
Operating CF per Share |
2.70 | 2.45 | 4.29 | 2.43 | 2.67 | 9.95 | 6.32 | 2.19 | 3.16 | 3.76 |
Capex per Share |
(0.86) | (0.77) | (0.26) | (1.12) | (0.57) | (3.37) | (1.74) | (0.15) | (0.09) | (0.07) |
Free Cash Flow per Share |
1.85 | 1.69 | 4.03 | 1.31 | 2.10 | 6.58 | 4.58 | 2.04 | 3.07 | 3.69 |
Cash per Share |
7.37 | 13.16 | 9.87 | 16.98 | 13.04 | 21.32 | 21.47 | 19.41 | 20.15 | 33.32 |
Shareholders Equity per Share |
17.39 | 21.37 | 23.55 | 27.35 | 29.58 | 35.43 | 37.01 | 38.83 | 40.89 | 45.56 |
Interest Debt per Share |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Book value per Share |
17.39 | 21.37 | 23.55 | 27.35 | 29.58 | 35.43 | 37.01 | 38.83 | 40.89 | 45.56 |
Free Cash Flow |
11.66 | 11.81 | 29.76 | 9.88 | 16.24 | 51.61 | 36.45 | 16.41 | 24.80 | 29.88 |
Working Capital |
111.99 | 94.38 | 95.55 | 205.62 | 116.90 | 76.41 | 275.65 | 345.75 | 323.52 | 367.19 |
Capital Expenditures |
(5.43) | (5.38) | (1.94) | (8.43) | (4.38) | (26.46) | (13.85) | (1.24) | (0.76) | (0.58) |
Net Current Asset Value |
(27.89) | 0.56 | 16.99 | 20.41 | 5.37 | (7.41) | 12.05 | (18.01) | 2.13 | 49.16 |
EV/EBIT |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Capex to Sales |
0.09 | 0.08 | 0.02 | 0.08 | 0.04 | 0.24 | 0.11 | 0.01 | 0.00 | 0.00 |
Net Profit Margin |
21.01% | 18.49% | 25.66% | 25.88% | 15.00% | 42.36% | 22.88% | 7.16% | 7.28% | 13.52% |
Price to Operating Income |
11.50 | 12.14 | 8.22 | 9.02 | 11.46 | 8.06 | 9.41 | 17.00 | 16.13 | 10.53 |
| Other line items | ||||||||||
Depreciation/Fixed assets |
0.06 | 0.06 | 0.07 | 0.04 | 0.05 | 0.04 | 0.04 | 0.05 | 0.06 | 0.06 |
Cash ROIC |
(3.96%) | (4.66%) | (0.23%) | (8.38%) | (10.16%) | (2.97%) | (7.22%) | (9.83%) | (8.34%) | (5.87%) |
Accounts Receivable Turnover |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Accounts Payable Turnover |
0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.00 | 0.01 | 0.03 | 0.04 | 0.03 |
Inventory Turnover |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Average Days of Payables |
48,616.96 | 48,786.40 | 36,447.72 | 26,978.11 | 52,112.65 | 172,179.67 | 57,076.01 | 12,342.32 | 10,451.32 | 12,734.75 |
Days of Inventory on Hand |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Average Payables |
1,038.44 | 1,236.14 | 1,514.63 | 1,762.13 | 2,009.44 | 2,353.29 | 2,848.85 | 3,256.71 | 3,407.66 | 3,576.28 |
Average Assets |
1,279.10 | 1,482.77 | 1,762.62 | 2,083.90 | 2,374.89 | 2,704.07 | 3,308.76 | 3,873.89 | 4,071.69 | 4,245.54 |
Average Common Equity |
102.06 | 129.78 | 161.80 | 189.89 | 217.08 | 253.10 | 286.21 | 303.49 | 321.46 | 349.55 |
Columns are period end dates