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Friday 6 November 2026
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The PNC Financial Services Group, Inc
The PNC Financial Services Group, Inc’s revenue for fiscal 2025 (year ended December 2025) was $34.0 billion, down 1.29% from fiscal 2024.
- Revenue
- +6.44%
- EPS
- +14.2%
- Free cash flow
- +15.4%
- Total debt
- +36.8%
Quarter to September 2026, against a year earlier
226.23
0.52
−0.23%
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| Dec '25 | Dec '24 | Dec '23 | Dec '22 | Dec '21 | Dec '20 | Dec '19 | Dec '18 | Dec '17 | Dec '16 | |
|---|---|---|---|---|---|---|---|---|---|---|
P/E ratio |
12.56 | 14.02 | 12.24 | 11.50 | 15.76 | 8.75 | 13.95 | 10.83 | 13.75 | 15.90 |
Piotroski F-Score |
7 | 7 | 6 | 6 | 7 | 6 | 6 | 6 | 7 | 4 |
P/S ratio |
2.43 | 2.23 | 1.97 | 2.79 | 4.34 | 3.48 | 3.46 | 2.87 | 3.86 | 3.55 |
P/FCF ratio |
18.85 | 9.76 | 6.21 | 7.24 | 11.84 | 13.66 | 9.69 | 6.96 | 12.47 | 16.65 |
P/Operating CF |
109.19 | 42.75 | 12.90 | 16.24 | 24.45 | 32.88 | 22.91 | 25.55 | 80.51 | 48.36 |
P/B ratio |
1.36 | 1.41 | 1.23 | 1.43 | 1.53 | 1.18 | 1.45 | 1.14 | 1.46 | 1.24 |
Price to Tangible BV |
1.80 | 1.93 | 1.72 | 2.09 | 1.99 | 1.46 | 1.86 | 1.49 | 1.90 | 1.62 |
EV/Sales |
2.94 | 2.59 | 2.56 | 3.83 | 1.72 | 0.47 | 5.00 | 4.75 | 4.99 | 4.64 |
EV/EBITDA |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
EV/Operating CF |
22.82 | 11.33 | 8.08 | 9.92 | 4.71 | 1.85 | 14.01 | 11.54 | 16.14 | 21.78 |
EV/FCF |
22.82 | 11.33 | 8.08 | 9.92 | 4.71 | 1.85 | 14.01 | 11.54 | 16.14 | 21.78 |
Quick Ratio |
0.09 | 0.10 | 0.12 | 0.08 | 0.18 | 0.25 | 0.09 | 0.06 | 0.12 | 0.11 |
Current Ratio |
0.81 | 0.81 | 0.84 | 0.79 | 0.78 | 0.88 | 0.89 | 0.87 | 0.93 | 0.91 |
Net Debt/EBITDA |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Debt/Assets |
9.53% | 10.46% | 12.41% | 10.54% | 5.52% | 7.97% | 14.69% | 13.71% | 14.26% | 13.25% |
Debt/Equity |
0.90 | 1.08 | 1.36 | 1.28 | 0.55 | 0.69 | 1.22 | 1.10 | 1.14 | 1.04 |
Asset Turnover |
0.06 | 0.06 | 0.06 | 0.04 | 0.04 | 0.04 | 0.05 | 0.05 | 0.05 | 0.05 |
Operating CF/Net income |
0.67 | 1.43 | 1.97 | 1.59 | 1.33 | 1.72 | 1.72 | 1.55 | 1.10 | 0.96 |
Capex/Depreciation |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| 11.43% | 10.41% | 10.57% | 11.24% | 9.86% | 5.25% | 8.82% | 10.62% | 10.70% | 7.89% | |
| 1.16% | 0.98% | 0.92% | 1.02% | 1.06% | 0.62% | 1.08% | 1.33% | 1.35% | 1.01% | |
ROIC |
7.02% | 6.77% | 6.00% | 6.66% | 102.62% | 0.00% | 4.23% | 4.10% | 5.04% | 5.07% |
Return on Tangible Assets |
(7.62%) | (6.54%) | (7.44%) | (5.98%) | (5.30%) | (6.10%) | (12.71%) | (14.16%) | (25.98%) | (14.54%) |
Average Days of Receivables |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Research and Development Expense of Revenue |
0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
Selling, General and Administrative Expense of Revenue |
42.98% | 41.56% | 46.28% | 57.97% | 62.05% | 73.77% | 54.99% | 56.19% | 60.10% | 60.34% |
Intangible Assets out of Total Assets |
0.03 | 0.03 | 0.03 | 0.03 | 0.02 | 0.02 | 0.03 | 0.03 | 0.03 | 0.03 |
Share Based Compensation of Revenue |
0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
Graham Net Nets |
(1.74) | (1.90) | (2.27) | (2.36) | (1.56) | (1.29) | (1.32) | (1.71) | (1.13) | (1.34) |
Graham Number |
239.29 | 205.58 | 191.58 | 186.28 | 193.49 | 220.15 | 168.56 | 157.66 | 153.02 | 125.84 |
Earnings Yield |
7.96% | 7.14% | 8.17% | 8.69% | 6.34% | 11.42% | 7.17% | 9.24% | 7.27% | 6.29% |
Free Cash Flow Yield |
5.30% | 10.24% | 16.11% | 13.82% | 8.45% | 7.32% | 10.32% | 14.36% | 8.02% | 6.01% |
Revenue per Share |
85.85 | 86.32 | 79.51 | 57.14 | 46.24 | 42.77 | 46.17 | 40.79 | 37.49 | 33.24 |
Operating CF per Share |
11.07 | 19.75 | 25.21 | 22.05 | 16.93 | 10.91 | 16.47 | 16.79 | 11.60 | 7.09 |
Capex per Share |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Free Cash Flow per Share |
11.07 | 19.75 | 25.21 | 22.05 | 16.93 | 10.91 | 16.47 | 16.79 | 11.60 | 7.09 |
Cash per Share |
100.29 | 115.92 | 126.50 | 83.41 | 193.08 | 215.90 | 63.70 | 35.33 | 70.36 | 61.92 |
Shareholders Equity per Share |
153.12 | 136.51 | 127.53 | 111.19 | 130.81 | 126.56 | 110.39 | 102.29 | 98.93 | 94.85 |
Interest Debt per Share |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Book value per Share |
153.12 | 136.51 | 127.53 | 111.19 | 130.81 | 126.56 | 110.39 | 102.29 | 98.93 | 94.85 |
Free Cash Flow |
4,384.00 | 7,880.00 | 10,111.00 | 9,083.00 | 7,214.00 | 4,659.00 | 7,363.00 | 7,840.00 | 5,579.00 | 3,500.00 |
Working Capital |
(86,294.00) | (84,095.00) | (68,863.00) | (95,387.00) | (102,030.00) | (44,505.00) | (33,713.00) | (35,730.00) | (19,452.00) | (25,181.00) |
Capital Expenditures |
— | — | — | (50.00) | (950.00) | — | — | — | — | — |
Net Current Asset Value |
(144,213.00) | (146,487.00) | (142,263.00) | (154,794.00) | (133,476.00) | (82,284.00) | (94,294.00) | (93,434.00) | (78,837.00) | (78,188.00) |
EV/EBIT |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Capex to Sales |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Price to Operating Income |
9.74 | 10.63 | 9.32 | 8.79 | 12.22 | 18.55 | 12.99 | 9.95 | 12.67 | 11.09 |
| Other line items | ||||||||||
Depreciation/Fixed assets |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Cash ROIC |
2.83% | 4.95% | 5.89% | 6.54% | 4.27% | 2.54% | 5.33% | 6.72% | 4.11% | 2.78% |
Accounts Receivable Turnover |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Accounts Payable Turnover |
0.03 | 0.03 | 0.02 | 0.01 | 0.00 | 0.00 | 0.01 | 0.01 | 0.01 | 0.01 |
Inventory Turnover |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Average Days of Payables |
14,767.01 | 12,088.43 | 14,801.54 | 65,748.53 | 342,723.76 | 97,980.11 | 27,736.92 | 34,170.30 | 56,708.29 | 74,436.84 |
Days of Inventory on Hand |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Average Payables |
433,802.00 | 424,078.00 | 428,850.00 | 446,780.00 | 411,311.50 | 326,942.50 | 278,189.50 | 266,446.00 | 261,108.50 | 253,083.00 |
Average Assets |
566,805.00 | 560,809.00 | 559,421.50 | 557,227.00 | 511,935.00 | 438,487.00 | 396,305.00 | 381,541.50 | 373,574.00 | 362,436.50 |
Average Common Equity |
57,552.50 | 52,805.00 | 48,476.50 | 50,769.00 | 54,883.50 | 51,692.00 | 48,556.50 | 47,677.50 | 47,219.50 | 46,417.00 |
Columns are period end dates · fundamentals updated 5 Nov 2026