Sunday 18 October 2026
Export PGY’s income statement to Excel — free account
Pagaya Technologies Ltd.
PGY Technology Software Infrastructure
Pagaya Technologies Ltd.’s revenue for fiscal 2025 (year ended December 2025) was $1.3 billion, up 26.1% from fiscal 2024. In the quarter to June 2026, revenue grew 18.6%, EPS grew 165.0%, free cash flow grew 33.1% and total debt rose 25.0%, each against the same quarter a year earlier. Revenue growth for five consecutive years, operating cash flow growth for three; insiders bought in the last twelve months.
17.23
0.68
−3.80%
Follow PGY
| Older periods | Sep '25 | Dec '25 | Mar '26 | Jun '26 | |
|---|---|---|---|---|---|
P/E ratio |
+8 more quarters Free account |
0.00 | 21.33 | 9.96 | 12.17 |
P/S ratio |
1.87 | 1.26 | 0.72 | 1.09 | |
P/FCF ratio |
13.57 | 7.29 | 4.12 | 6.03 | |
P/Operating CF |
34.78 | 20.52 | 22.32 | 20.32 | |
P/B ratio |
4.35 | 2.95 | 1.61 | 2.34 | |
Price to Tangible BV |
4.63 | 3.12 | 1.69 | 2.44 | |
EV/Sales |
1.59 | 0.97 | 0.43 | 0.78 | |
EV/EBITDA |
7.83 | 4.29 | 1.77 | 2.89 | |
EV/Operating CF |
10.62 | 5.29 | 2.31 | 4.09 | |
EV/FCF |
11.53 | 5.62 | 2.44 | 4.30 | |
Quick Ratio |
11.41 | 10.55 | 12.09 | 11.08 | |
Current Ratio |
11.41 | 10.55 | 12.09 | 11.08 | |
Net Debt/EBITDA |
(5.89) | (7.10) | (6.86) | (5.11) | |
Debt/Assets |
42.55% | 43.70% | 45.25% | 42.81% | |
Debt/Equity |
1.16 | 1.22 | 1.25 | 1.12 | |
Asset Turnover |
0.88 | 0.92 | 0.91 | 0.90 | |
Operating CF/Net income |
3.15 | 2.15 | 1.79 | 1.69 | |
Capex/Depreciation |
(0.31) | 2.75 | (0.82) | (0.22) | |
Research and Development Expense of Revenue |
5.21% | 5.70% | 5.01% | 4.48% | |
Selling, General and Administrative Expense of Revenue |
14.68% | 13.73% | 13.98% | 11.67% | |
Intangible Assets out of Total Assets |
0.02 | 0.02 | 0.02 | 0.02 | |
Share Based Compensation of Revenue |
3.88% | 2.73% | 2.26% | 2.21% | |
Graham Net Nets |
0.17 | 0.24 | 0.46 | 0.32 | |
Graham Number |
0.00 | 12.50 | 13.81 | 16.22 | |
Earnings Yield |
(8.86%) | 4.69% | 10.04% | 8.22% | |
Free Cash Flow Yield |
7.37% | 13.73% | 24.29% | 16.58% | |
Revenue per Share |
4.46 | 4.27 | 3.84 | 4.65 | |
Operating CF per Share |
0.85 | 1.02 | 0.52 | 0.90 | |
Capex per Share |
(0.04) | (0.04) | (0.04) | (0.04) | |
Free Cash Flow per Share |
0.81 | 0.98 | 0.48 | 0.86 | |
Cash per Share |
14.67 | 15.75 | 15.97 | 16.16 | |
Shareholders Equity per Share |
6.82 | 7.09 | 7.24 | 7.80 | |
Interest Debt per Share |
0.00 | 0.00 | 0.00 | 0.00 | |
Book value per Share |
6.82 | 7.09 | 7.24 | 7.80 | |
Free Cash Flow |
63.81 | 76.71 | 40.01 | 71.25 | |
Working Capital |
1,192.88 | 1,255.40 | 1,368.64 | 1,396.50 | |
Capital Expenditures |
(3.24) | (3.09) | (3.18) | (3.45) | |
Net Current Asset Value |
387.94 | 396.31 | 442.60 | 490.69 | |
EV/EBIT |
9.18 | 4.78 | 1.93 | 3.13 | |
Capex to Sales |
0.01 | 0.01 | 0.01 | 0.01 | |
Price to Operating Income |
10.80 | 6.21 | 3.25 | 4.39 | |
| Other line items | |||||
Average Receivables |
126.63 | 140.18 | 139.12 | 154.47 | |
Average Payables |
5.45 | 5.46 | 6.90 | 6.62 | |
Average Assets |
1,413.08 | 1,418.49 | 1,463.50 | 1,546.08 | |
Average Common Equity |
539.31 | 498.45 | 519.98 | 558.38 |
Columns are period end dates