Saturday 17 October 2026 Export PAGS’s income statement to Excel — free account

PagSeguro Digital Ltd.

PagSeguro Digital Ltd.’s revenue for fiscal 2025 (year ended December 2025) was $3.7 billion, up 4.82% from fiscal 2024. In the quarter to June 2026, revenue grew 12.6%, EPS grew 21.9%, free cash flow fell 67.1% and total debt fell 51.3%, each against the same quarter a year earlier. Revenue growth for five consecutive years; insiders bought in the last twelve months.

11.00 0.12 −1.08%

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Market cap: $3.1B
P/E: 7.7×
Fwd P/E: 5.3×
Dividend yield: 4.91%
F-score: 6/9
Altman Z: 1.28
Beneish M: −2.82
Dividend safety: 80/100

Overview Business Profile Financial Analysis Income Statement Balance Sheet Cash Flow Metrics & Ratios 10-Q 10-K

Insider Decisions trades per month

Total buys 4.97

Total sells 8.14

Totals in millions of $.

	Dec 25			Mar 26			Jun 26			Sep 26
Buy	—	—	—	—	1	—	—	—	—	—	—	—
Sell	—	—	—	—	—	1	—	—	2	—	—	2

Insider Ownership 45.95%

Capital & Financial Ratios $m

Market Cap 3,090.00

Revenue 3,890.78

Net Income 492.42

Free Cash Flow 714.45

Net Debt 22.01

Current Ratio 1.55

Debt/Equity 0.10

P/E ratio 7.69

Fwd P/E 5.25

P/S ratio 0.78

P/B ratio 1.02

Past 5Y EPS Growth 10.81%

This Y EPS Growth 9.18%

Next Y EPS Growth 9.23%

Next Y revenue growth 14.56%

Next 5Y EPS Growth 6.62%

Green and red mark values outside typical ranges. How we judge →

Valuation vs history

EV/Sales, ten years

P/E against its own 10 years 19.36%

10-year low 10-year high

P/S against its own 10 years 18.16%

10-year low 10-year high

P/B against its own 10 years 16.05%

10-year low 10-year high

EV/Sales against its own 10 years 19.13%

10-year low 10-year high

EV/FCF against its own 10 years 27.25%

10-year low 10-year high

Dividends

Payout Ratio 0.38

Annual Dividend Rate 0.54

Annual Dividend Yield 4.91%

	total	individual payouts
2028	Powerpack
2027	Powerpack
2026	0.93	0.12 0.26 0.28
2025	0.41	0.14 0.12 0.12
2024	Powerpack
2023	Powerpack
2022	Powerpack
2021	Powerpack
2020	Powerpack
2019	Powerpack
2017	Powerpack

predictions special payouts not included in total or ratios

Assets vs Liabilities $m

	2023	2024	2025	Q'26
Cash	1,243	262	438	274
Receivables	8,510	10,824	10,425	11,837
Inventory	7	0	—	—
Other	—	894	766	927
	9,760	11,981	11,630	13,039

	2023	2024	2025	Q'26
Payables	103	123	109	97
ST’ Debt	38	838	436	296
Other	2,309	4,649	5,875	5,880
	6,897	7,925	8,558	8,410

Compound Annual Growth %

	10y	5y	3y
Sales	—	22.56%	7.16%
Cash Flow	—	26.53%	25.36%
Earnings	—	8.65%	9.19%
Book Value	—	7.70%	4.56%

Revenue $m

	Mar	Jun	Sep	Dec	Year
’26	951	1,005	—	—	—
’25	828	893	937	997	3,656
’24	869	873	871	874	3,487
’23	722	773	825	875	3,194
’22	656	795	770	750	2,970
’21	378	447	531	579	1,936
’20	359	253	332	379	1,322

Fiscal quarters ending in the months shown.

Operating Cash Flow $m

	Mar	Jun	Sep	Dec	Year
’26	177	207	—	—	—
’25	208	402	425	320	1,354
’24	490	(898)	(100)	(126)	(633)
’23	77	97	202	425	801
’22	55	50	198	384	687
’21	(3)	79	71	20	166
’20	238	(21)	(50)	251	418

Fiscal quarters ending in the months shown.

Free Cash Flow $m

	Mar	Jun	Sep	Dec	Year
’26	69	100	—	—	—
’25	97	304	323	222	947
’24	378	(1,014)	(192)	(235)	(1,064)
’23	(2)	(14)	91	328	403
’22	(75)	(75)	118	306	274
’21	(76)	1	(13)	(69)	(158)
’20	158	(71)	(161)	94	21

Fiscal quarters ending in the months shown.

EPS $

	Mar	Jun	Sep	Dec	Year
’26	0.37	0.39	—	—	—
’25	0.29	0.32	0.35	0.32	1.27
’24	0.30	0.30	0.30	0.33	1.13
’23	0.22	0.24	0.26	0.31	1.02
’22	0.20	0.22	0.22	0.24	0.87
’21	0.15	0.16	0.19	0.16	0.65
’20	0.24	0.17	0.15	0.21	0.76

Fiscal quarters ending in the months shown.

Group	Line	2016	2017	2018	2019	2020	2021	2022	2023	2024	2025	2026e
Price, $
Price, $	Low	—	—	17.02	18.28	13.58	24.13	7.51	6.93	6.11	6.11	Analyst estimates 2026–2028 Powerpack
	High	—	—	39.97	53.43	57.46	62.83	28.68	13.19	14.98	11.16
People
People	Employees	1,020	1,068	1,807	3,399	5,836	6,751	7,223	7,273	8,595	9,772
	Revenue/emp, $m	0.32	0.74	0.66	0.43	0.23	0.29	0.41	0.44	0.41	0.37
Income, $m
Income, $m	Revenue	326	790	1,186	1,446	1,322	1,936	2,970	3,194	3,487	3,656
	Gross margin, %	45.21	47.52	50.52	51.60	44.64	44.72	51.28	49.01	49.26	52.49
	EBT	45	214	333	485	344	276	341	404	441	457
	EBT margin, %	13.65	27.09	28.09	33.51	26.04	14.24	11.47	12.65	12.65	12.49
	Net income	45	214	333	485	344	276	341	404	441	457
	Depreciation	9	16	26	33	73	142	219	272	297	324
Per share, $
Per share, $	Revenue	1.24	3.01	3.73	4.41	4.01	5.86	9.08	9.93	11.03	12.38
	Earnings	0.14	0.57	0.75	1.01	0.76	0.65	0.87	1.03	1.13	1.28
	Cash flow	0.08	0.54	(1.52)	0.37	1.27	0.50	2.10	2.49	(2.00)	4.59
	Capex	(0.08)	(0.13)	(0.22)	(0.54)	(1.21)	(0.98)	(1.27)	(1.24)	(1.36)	(1.38)
	Free cash flow	0.01	0.41	(1.74)	(0.17)	0.06	(0.48)	0.84	1.25	(3.36)	3.21
	Book value	0.69	1.04	5.66	6.19	5.50	5.89	7.01	8.24	8.60	8.88
	Shares, m	262	262	318	328	329	330	327	322	316	295
Valuation, ×
Valuation, ×	P/E	48.67	48.67	23.41	32.23	73.87	39.73	9.36	11.77	5.05	7.47
	P/S	0.00	0.00	5.02	7.75	14.17	4.47	0.91	1.22	0.57	0.78
	P/B	0.00	0.00	3.31	5.52	10.35	4.45	1.18	1.47	0.73	1.09
	EV/Sales	0.00	0.00	4.43	7.31	13.87	4.32	1.36	0.84	0.73	0.78
	EV/FCF	0.00	0.00	(9.52)	(195.14)	890.69	(52.90)	14.78	6.69	(2.40)	3.00
Cash, $m
Cash, $m	Operating cash flow	22	142	(482)	122	418	166	687	801	(633)	1,354
	Capex	(21)	(34)	(69)	(176)	(397)	(325)	(414)	(398)	(430)	(408)
	Free cash flow	1	108	(552)	(54)	21	(158)	274	403	(1,064)	947
Balance, $m
Balance, $m	Working capital	158	222	1,732	1,940	1,488	1,430	1,942	2,864	4,056	3,072
	Total debt	59	—	—	—	113	186	1,917	38	838	436
	Net debt	(2)	(87)	(756)	(698)	(395)	(291)	1,349	(1,205)	576	(2)
	Shareholders’ equity	180	273	1,799	2,031	1,810	1,946	2,294	2,652	2,720	2,622
Returns, %
Returns, %	ROA	3.73	14.95	11.18	10.15	6.24	4.28	4.01	3.34	3.20	2.83
	ROIC	23.19	84.25	20.61	23.20	15.96	15.90	17.45	48.92	22.63	34.52
	ROE	16.55	66.30	24.02	18.07	13.05	11.51	13.75	13.39	14.61	14.21

Negative figures in brackets.

All 10 years →

Fiscal years to Dec 2025 · latest quarter Jun 2026

Charts ten years each

Company	Market cap	P/E	Fwd P/E	Revenue growth (Q)	EPS growth (Q)	FCF growth (Q)	Gross margin (Q)	EBIT margin (Q)	Compare
WIX Wix.com Ltd.	$3.4B	— (loss-making)	— (loss-making)	+14.93% (above 0%: growing)	n/m	−64.35% (below 0%: shrinking)	65.77%	(10.44%)	Compare
AVPT AvePoint, Inc.	$3.2B	43.4×	42.5×	+22.03% (above 0%: growing)	+1,200.00% (above 0%: growing)	−25.04% (below 0%: shrinking)	73.10%	8.21%	Compare
APPN Appian Corporation	$3.1B	— (loss-making)	— (loss-making)	+19.11% (above 0%: growing)	n/m	+416.88% (above 0%: growing)	71.21%	(2.68%)	Compare
FOUR Shift4 Payments, Inc.	$3.1B	62.6×	19.1×	+34.06% (above 0%: growing)	−77.14% (below 0%: shrinking)	−109.09% (below 0%: shrinking)	34.44%	7.34%	Compare
PAGS PagSeguro Digital Ltd.	$3.1B	7.7×	5.3×	+12.61% (above 0%: growing)	+21.88% (above 0%: growing)	−67.14% (below 0%: shrinking)	53.43%	38.71%
TCGL TechCreate Group Ltd.	$3.1B	—	—	—	—	—	—	—	Compare
TDC Teradata Corporation	$2.9B	6.2×	7.8×	+0.49% (above 0%: growing)	+444.44% (above 0%: growing)	+169.23% (above 0%: growing)	59.27%	11.71%	Compare
CLBT Cellebrite DI Ltd.	$2.9B	46.0×	46.1×	+15.77% (above 0%: growing)	−62.50% (below 0%: shrinking)	−79.43% (below 0%: shrinking)	80.78%	5.30%	Compare
NTCT NetScout Systems, Inc.	$2.8B	22.8×	29.6×	+12.68% (above 0%: growing)	n/m	−38.15% (below 0%: shrinking)	78.86%	6.88%	Compare
Median of peers	$3.1B	43.4×	29.6×	+15.77%	+190.97%	−38.15%	71.21%	6.88%

All 173 Software Infrastructure stocks →

PagSeguro Digital Ltd. (PAGS) key facts

Strength: PagSeguro Digital Ltd.’s revenue for fiscal 2025 (year ended December 2025) was $3.7 billion, up 4.82% from fiscal 2024.
PagSeguro Digital Ltd. (PAGS) is a Software Infrastructure company in the Technology sector, listed on the New York Stock Exchange.
As of October 16, 2026, PAGS traded at $11.00, a market capitalization of $3.1 billion.
PagSeguro Digital Ltd. pays an annual dividend of $0.54 per share, a yield of 4.91%, with a payout ratio of 37.8%.
Return on equity was 14.2% and debt-to-equity 0.10.
Its Piotroski F-score is 6 out of 9 and its Altman Z-score is 1.28 (distress zone) for fiscal 2025.