Friday 6 November 2026
Export NWFL’s income statement to Excel — free account
Norwood Financial Corp.
NWFL Financial Banks Regional
Norwood Financial Corp.’s revenue for fiscal 2025 (year ended December 2025) was $136.1 million, up 34.2% from fiscal 2024.
- Revenue
- +27.9%
- EPS
- +21.4%
- Free cash flow
- +65.6%
- Total debt
- −13.0%
Quarter to September 2026, against a year earlier
35.96
0.63
−1.72%
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| Sep '26 From the 10-Q filed 6 Nov | Jun '26 | Mar '26 | Dec '25 | Older periods | |
|---|---|---|---|---|---|
P/E ratio |
10.69 | 11.09 | 10.86 | 9.38 |
+8 more quarters Free account |
P/S ratio |
2.18 | 2.26 | 2.19 | 1.90 | |
P/FCF ratio |
8.99 | 11.63 | 11.90 | 8.85 | |
P/Operating CF |
19.37 | 39.11 | 52.83 | 29.51 | |
P/B ratio |
1.26 | 1.20 | 1.12 | 1.07 | |
Price to Tangible BV |
1.47 | 1.39 | 1.30 | 1.22 | |
EV/Sales |
— | 2.29 | 2.09 | 2.01 | |
EV/EBITDA |
— | 0.00 | 0.00 | 0.00 | |
EV/Operating CF |
— | 10.71 | 9.80 | 8.06 | |
EV/FCF |
— | 11.80 | 11.36 | 9.37 | |
Quick Ratio |
0.00 | 0.02 | 0.04 | 0.02 | |
Current Ratio |
— | 0.91 | 0.93 | 0.90 | |
Net Debt/EBITDA |
0.00 | 0.00 | 0.00 | 0.00 | |
Debt/Assets |
2.13% | 2.25% | 3.03% | 2.45% | |
Debt/Equity |
0.22 | 0.23 | 0.31 | 0.25 | |
Asset Turnover |
0.06 | 0.06 | 0.05 | 0.06 | |
Operating CF/Net income |
1.57 | 0.95 | 1.61 | 1.18 | |
Capex/Depreciation |
0.00 | (1.24) | (0.85) | (2.48) | |
Research and Development Expense of Revenue |
0.00% | 0.00% | 0.00% | 0.00% | |
Selling, General and Administrative Expense of Revenue |
0.00% | 40.76% | 42.20% | 36.10% | |
Intangible Assets out of Total Assets |
0.01 | 0.01 | 0.01 | 0.01 | |
Share Based Compensation of Revenue |
0.17% | 0.17% | 0.18% | 0.17% | |
Graham Net Nets |
(1.01) | (0.89) | (0.96) | (1.14) | |
Graham Number |
0.00 | 41.77 | 40.10 | 42.01 | |
Earnings Yield |
9.35% | 9.02% | 9.21% | 10.66% | |
Free Cash Flow Yield |
11.12% | 8.60% | 8.40% | 11.30% | |
Revenue per Share |
0.00 | 3.97 | 3.82 | 3.85 | |
Operating CF per Share |
0.00 | 0.82 | 0.56 | 0.95 | |
Capex per Share |
0.00 | (0.05) | (0.04) | (0.12) | |
Free Cash Flow per Share |
0.00 | 0.78 | 0.51 | 0.83 | |
Cash per Share |
0.00 | 5.56 | 9.52 | 4.81 | |
Shareholders Equity per Share |
0.00 | 26.73 | 26.37 | 26.23 | |
Interest Debt per Share |
0.00 | 0.00 | 0.00 | 0.00 | |
Book value per Share |
0.00 | 26.73 | 26.37 | 26.23 | |
Free Cash Flow |
18.17 | 8.41 | 5.54 | 7.70 | |
Working Capital |
— | (215.24) | (188.69) | (218.27) | |
Capital Expenditures |
(0.31) | (0.50) | (0.45) | (1.07) | |
Net Current Asset Value |
(2,668.20) | (310.24) | (305.62) | (295.46) | |
EV/EBIT |
— | 0.00 | 0.00 | 0.00 | |
Capex to Sales |
0.01 | 0.01 | 0.01 | 0.03 | |
Price to Operating Income |
8.41 | 8.18 | 8.18 | 7.14 | |
| Other line items | |||||
Average Payables |
2,291.47 | 2,256.07 | 2,255.57 | 1,968.90 | |
Average Assets |
2,681.75 | 2,636.63 | 2,646.65 | 2,371.15 | |
Average Common Equity |
259.13 | 257.53 | 252.32 | 227.83 |
Columns are period end dates · fundamentals updated 6 Nov 2026