Saturday 17 October 2026 Export NWFL’s income statement to Excel — free account

Norwood Financial Corp.

Norwood Financial Corp.’s revenue for fiscal 2025 (year ended December 2025) was $136.1 million, up 34.2% from fiscal 2024. In the quarter to June 2026, revenue grew 28.5%, EPS grew 28.4%, free cash flow grew 65.6% and total debt fell 23.2%, each against the same quarter a year earlier. Dividend growth for ten consecutive years; insiders bought in the last twelve months.

33.84 0.38 +1.14%

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Market cap: $364.8M
P/E: 11.7×
Fwd P/E: 10.1×
Dividend yield: 3.78%
F-score: 8/9
Altman Z: n/a
Beneish M: n/a
Dividend safety: n/a

Overview Business Profile Financial Analysis Income Statement Balance Sheet Cash Flow Metrics & Ratios 10-Q 10-K

	Jun '26	Mar '26	Dec '25	Sep '25	Older periods
P/E ratio Full definition →	11.09	10.86	9.38	39.11	+8 more quarters Free account
P/S ratio Full definition →	2.26	2.19	1.90	2.11
P/FCF ratio Full definition →	11.63	11.90	8.85	9.52
P/Operating CF Full definition →	39.11	52.83	29.51	25.36
P/B ratio Full definition →	1.20	1.12	1.07	1.01
Price to Tangible BV Full definition →	1.39	1.30	1.22	1.15
EV/Sales Full definition →	2.29	2.09	2.01	2.08
EV/EBITDA Full definition →	0.00	0.00	0.00	0.00
EV/Operating CF Full definition →	10.71	9.80	8.06	7.81
EV/FCF Full definition →	11.80	11.36	9.37	9.41
Quick Ratio Full definition →	0.02	0.04	0.02	0.04
Current Ratio Full definition →	0.91	0.93	0.90	0.90
Net Debt/EBITDA Full definition →	0.00	0.00	0.00	0.00
Debt/Assets Full definition →	2.25%	3.03%	2.45%	2.99%
Debt/Equity Full definition →	0.23	0.31	0.25	0.31
Asset Turnover Full definition →	0.06	0.05	0.06	0.05
Operating CF/Net income Full definition →	0.95	1.61	1.18	1.12
Capex/Depreciation Full definition →	(1.24)	(0.85)	(2.48)	(2.52)
Research and Development Expense of Revenue Full definition →	0.00%	0.00%	0.00%	0.00%
Selling, General and Administrative Expense of Revenue Full definition →	40.76%	42.20%	36.10%	35.80%
Intangible Assets out of Total Assets Full definition →	0.01	0.01	0.01	0.01
Share Based Compensation of Revenue Full definition →	0.17%	0.18%	0.17%	0.18%
Graham Net Nets Full definition →	(0.89)	(0.96)	(1.14)	(1.26)
Graham Number Full definition →	41.77	40.10	42.01	19.20
Earnings Yield Full definition →	9.02%	9.21%	10.66%	2.56%
Free Cash Flow Yield Full definition →	8.60%	8.40%	11.30%	10.51%
Revenue per Share Full definition →	3.97	3.82	3.85	3.72
Operating CF per Share Full definition →	0.82	0.56	0.95	1.00
Capex per Share Full definition →	(0.05)	(0.04)	(0.12)	(0.11)
Free Cash Flow per Share Full definition →	0.78	0.51	0.83	0.89
Cash per Share Full definition →	5.56	9.52	4.81	8.02
Shareholders Equity per Share Full definition →	26.73	26.37	26.23	25.22
Interest Debt per Share Full definition →	0.00	0.00	0.00	0.00
Book value per Share Full definition →	26.73	26.37	26.23	25.22
Free Cash Flow Full definition →	8.41	5.54	7.70	8.30
Working Capital Full definition →	(215.24)	(188.69)	(218.27)	(205.60)
Capital Expenditures Full definition →	(0.50)	(0.45)	(1.07)	(1.04)
Net Current Asset Value Full definition →	(310.24)	(305.62)	(295.46)	(298.86)
EV/EBIT Full definition →	0.00	0.00	0.00	0.00
Capex to Sales Full definition →	0.01	0.01	0.03	0.03
Price to Operating Income Full definition →	8.18	8.18	7.14	24.69
Other line items
Average Payables Full definition →	2,256.07	2,255.57	1,968.90	1,964.61
Average Assets Full definition →	2,636.63	2,646.65	2,371.15	2,345.85
Average Common Equity Full definition →	257.53	252.32	227.83	215.28

Fold the line items

Columns are period end dates

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