NetSol Technologies Inc. NTWK

4.90 0.15 3.16% as of 25 Sep
Market cap
$56.4M
P/E
32.7×
Growth Flags show if company had growth for consecutive years,
Insider Buys alert about insiders buying in the last 12 month

Insider Decisions

Total buys 0.06
Total sells 0.09
in millions of $
Nov 25 Feb 26 May 26 Aug 26
Buy — 1 — — 1 — — 1 — — — —
Sell — — — — — — — — 1 — — —
Insider Ownership 24.47%

Capital & Financial Ratios

Market Cap 56.41
Revenue 72.06
Net Income 4.76
Free Cash Flow (2.07)
Net Debt (14.49)
Current Ratio 1.94
Debt/Equity 0.01
P/E ratio 32.67
P/S ratio 0.80
P/B ratio 1.31
Past 5Y EPS Growth (39.49%)
This Y EPS Growth —
Next Y EPS Growth —
Next 5Y EPS Growth 28.00%
in millions of $

Dividends

Payout Ratio 0.00
Annual Dividend Rate —
Annual Dividend Yield —
total individual payouts
2022 Powerpack
2021 Powerpack
2020 Powerpack
2019 Powerpack
2018 Powerpack
predictions in italic, special payouts not included in total or ratios

Assets vs Liabilities

2023 2024 2025 Q'26
Cash 16 19 17 15
Receivables 12 13 8 17
Inventory — — — —
Other 14 15 21 21
42 47 46 52
2023 2024 2025 Q'26
Payables 7 8 8 8
ST’ Debt — — — —
Other 13 — — —
21 24 20 27
in millions of $

Compound Annual Growth

10y 5y 3y
Sales 2.62% 3.23% 4.90%
Cash Flow (21.57%) (35.39%) (47.33%)
Earnings 0.00% 25.55% 0.00%
Book Value (5.40%) (8.39%) (5.98%)

Revenue

Sep Dec Mar Jun Year
’26 15 19 20 — —
’25 15 16 18 18 66
’24 14 15 15 16 61
’23 13 12 14 14 52
’22 13 15 15 14 57
’21 13 13 14 15 55
’20 14 16 14 14 56
in millions of $ · fiscal quarters ending in the months shown

Operating Cash Flow

Sep Dec Mar Jun Year
’26 5 (5) (1) — —
’25 6 (5) 0 0 0
’24 2 (1) (4) 7 3
’23 1 0 1 (1) 2
’22 (3) 0 9 (2) 3
’21 5 8 (2) 5 16
’20 0 4 (3) 4 4
in millions of $ · fiscal quarters ending in the months shown

Free Cash Flow

Sep Dec Mar Jun Year
’26 5 (5) (3) — —
’25 5 (6) (1) 0 (1)
’24 1 (1) (4) 7 3
’23 0 0 1 (1) 1
’22 (4) 0 8 (3) 1
’21 4 7 (3) 5 13
’20 0 3 (4) 3 3
in millions of $ · fiscal quarters ending in the months shown

EPS

Sep Dec Mar Jun Year
’26 (0.20) 0.02 0.11 — —
’25 0.01 (0.10) 0.12 0.22 0.25
’24 0.00 0.04 0.03 (0.01) 0.06
’23 (0.06) (0.19) 0.23 (0.45) (0.46)
’22 0.02 0.13 (0.02) (0.19) (0.08)
’21 0.06 (0.02) (0.05) 0.17 0.15
’20 (0.16) 0.05 0.09 0.10 0.08
fiscal quarters ending in the months shown

Target Price Range

Analyst price targets

Recommendation Rating

1
1Buy 2 3Hold 4 5Sell
2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028
5.00 3.09 4.25 3.50 2.00 3.70 2.74 1.72 1.99 2.14

Analyst estimates 2026–2028

Powerpack
Low Price
8.20 5.60 10.53 8.27 4.50 6.12 4.43 3.30 3.34 5.75
High Price
1,630 1,461 1,356 1,360 1,400 1,447 1,781 1,770 1,569 1,460
Employees
0 0 0 0 0 0 0 0 0 0
Revenue/Emp
65 65 61 68 56 55 57 52 61 66
Revenue
47.72% 43.46% 47.93% 51.44% 47.83% 47.98% 41.46% 32.29% 47.70% 49.29%
Gross Margin
6 (1) 8 13 2 3 2 (3) 3 6
EBT
8.85% (1.23%) 13.17% 19.28% 4.14% 5.99% 3.65% (6.14%) 5.25% 9.15%
EBT Margin
5 (2) 7 12 1 2 1 (4) 2 5
Net Income
7 7 6 4 4 4 4 3 2 1
Depreciation
6.21 5.99 5.44 5.85 4.80 4.78 5.09 4.64 5.40 5.71
Revenue/Sh
0.33 (0.46) 0.38 0.74 0.08 0.15 (0.08) (0.46) 0.06 0.25
Earnings/Sh
0.16 0.04 1.40 0.43 0.34 1.37 0.27 0.18 0.26 0.04
Cash Flow/Sh
(0.23) (0.13) (0.13) (0.13) (0.11) (0.21) (0.20) (0.12) (0.03) (0.11)
Capex/Sh
(0.07) (0.09) 1.27 0.29 0.23 1.16 0.07 0.05 0.23 (0.07)
Free CF/Sh
7.47 7.17 6.87 5.73 5.58 5.38 4.52 3.26 3.47 3.65
Book Value/Sh
10 11 11 12 12 12 11 11 11 12
Shares
18.25 0.00 14.23 7.84 33.75 29.44 0.00 0.00 44.33 12.44
PE Ratio
0.94 0.66 1.02 0.99 0.56 0.99 0.63 0.51 0.49 0.54
PS Ratio
0.78 0.55 0.81 1.01 0.48 0.88 0.71 0.72 0.77 0.85
PB Ratio
0.77 0.45 0.66 0.74 0.23 0.39 0.22 0.22 0.18 0.28
EV/Sales
(7.76) (4.39) 4.75 (21.75) (4.36) 2.76 (2.53) (2.31) (3.65) (2.88)
EV/FCF
2 0 16 5 4 16 3 2 3 0
Op' Cash Flow
(2) (1) (2) (2) (1) (2) (2) (1) 0 (1)
Capex
(1) (1) 14 3 3 13 1 1 3 (1)
FCF
25 23 35 30 32 32 29 21 24 27
Working Cap'
0 0 0 1 2 1 0 1 0 0
Total Debt
(11) (14) (22) (17) (19) (33) (23) (15) (19) (17)
Net Debt
78 78 77 66 65 62 51 37 40 42
Sh' Equity
3.73% (5.16%) 4.32% 9.17% 1.07% 2.03% (1.07%) (8.01%) 1.12% 4.62%
ROA
5.92% (0.97%) 3.46% 8.59% 1.43% 5.89% (2.46%) (25.06%) 10.65% 8.74%
ROIC
4.50% (6.39%) 5.55% 11.97% 1.42% 2.79% (1.51%) (11.97%) 1.79% 7.15%
ROE
predictions in italic, sparklines do not include predictions

All 10 years →

Fiscal years to Jun 2025 · latest quarter Mar 2026

NetSol Technologies Inc. peers in Software Application

All 237 Software Application stocks →

NetSol Technologies Inc. (NTWK) key facts

  • NetSol Technologies Inc. (NTWK) is a Software Application company in the Technology sector, listed on Nasdaq.
  • NetSol Technologies Inc.’s revenue for fiscal 2025 (year ended June 2025) was $66.1 million, up 7.65% from fiscal 2024.
  • Net income was $4.6 million, or $0.25 per share (basic), a net margin of 4.42%.
  • As of September 25, 2026, NTWK traded at $4.90, a market capitalization of $56.4 million.
  • At that price the stock trades at 32.7× trailing-twelve-month earnings and 0.8× sales.
  • Return on equity was 7.15% and debt-to-equity 0.01.

Source: company filings (standardised) and stockrow calculations.

NetSol Technologies Inc. (NTWK) Latest News

News by impact score

Fine-tune

15 Sep

4

BMO Equipment Finance selects NETSOL’s Transcend Finance Platform. Contract win with major equipment finance firm expands NETSOL revenue and platform adoption.

24 Jun

3

NETSOL Technologies partners with Applicon Financial Solutions to accelerate Nordic expansion. Partnership targets regional growth via new channel but remains limited in scope and scale.

22 May

3

NetSol Technologies reported a year-over-year Q3 earnings decline despite record-high revenue growth. Mixed Q3 results with falling earnings but record revenue signal potential profitability pressure that can moderately sway near-term stock performance.

17 May

3

NetSol Technologies shows operational strengths and growth prospects in IT services that could attract investor attention. Positive analysis of company fundamentals may draw short-term investor interest without major strategic shifts.

14 May

4

NetSol Technologies Inc. (NTWK) reported record revenue and strategic initiatives in its Q3 2026 earnings call highlights. Record revenue and strategic initiatives represent major positive drivers for future growth and investor sentiment.

4

NetSol Technologies Inc. (NTWK) reported record quarterly revenue and 13% year-over-year growth in Q3 fiscal 2026. Record revenue and 13% YoY growth demonstrate strong financial performance likely to boost investor sentiment and stock trajectory.

3

NetSol Technologies Inc. released Q3 2026 earnings call summary detailing quarterly financial results, operational updates, and future outlook. Q3 2026 earnings call summary impacts financial performance and investor sentiment moderately without transformative changes.

12 May

4

NetSol Technologies Inc. (NTWK) secures major contract extension. Major contract extension delivers significant revenue assurance and bolsters future growth trajectory.

10 Apr

4

NetSol Technologies Inc. (NTWK) expands its partnership with a UK bank via a multi-million-dollar contract extension. Multi-million-dollar partnership extension provides significant revenue boost and strengthens strategic position in UK banking sector.

9 Apr

4

NetSol Technologies Inc. (NTWK) renewed a multi-million-dollar agreement with a tier-one multinational bank in the United Kingdom. Renewal of multi-million-dollar deal with tier-one UK bank secures ongoing revenue and enhances financial stability for NTWK.

7 Apr

3

Toyota Leasing Thailand upgrades to the latest Wholesale Finance System on NetSol Technologies' Transcend Finance platform. Upgrade by prominent client Toyota Leasing Thailand validates NetSol's Transcend platform and supports revenue growth.

11 Mar

4

Tier-one U.S.-based auto captive finance company launches operations in China on NetSol Technologies' Transcend Finance platform via a $10M+ deal. A $10M+ deal enabling a tier-one U.S. auto captive to go live in China on Transcend Finance drives major revenue growth and strategic expansion into a high-potential market.

4

Tier-one U.S.-based auto captive launches operations in China using NetSol Technologies' Transcend Finance platform in a deal exceeding $10 million. $10M+ deal with tier-one U.S. auto captive entering China market validates Transcend platform and drives significant revenue growth.

25 Feb

4

NetSol Technologies Inc. (NTWK) reported Q2 earnings growth year-over-year, driven by strength in services, and raised its 2026 guidance. Q2 earnings growth and raised 2026 guidance represent major positive financial developments likely to boost investor sentiment and alter trajectory.

18 Feb

4

NetSol Technologies Inc. (NTWK) reported strong revenue growth in Q2 2026 earnings call, highlighting positive financial performance and strategic advancements. Strong revenue growth indicates significant positive impact on financial trajectory and market sentiment.

16 Feb

4

NetSol Technologies Inc. (NTWK) reported higher Q2 earnings and revenue compared to the prior year, while raising its FY26 outlook. Year-over-year Q2 earnings and revenue growth combined with raised FY26 guidance signals strong financial momentum and positive investor sentiment.

12 Feb

4

NetSol Technologies, Inc. reported its Q1 2026 earnings, highlighting a significant increase in revenue and net income compared to the previous year. The company attributed this growth to strong demand for its software solutions and successful client acquisitions. Management expressed optimism about future growth prospects and outlined strategic initiatives aimed at expanding market reach. Key performance indicators showed improvements in operational efficiency and customer satisfaction, reinforcing the company's competitive position in the industry. The substantial revenue growth and strategic initiatives indicate a significant impact on future performance and market positioning.

4

NetSol Technologies, Inc. reported its Q2 2026 earnings, highlighting a significant increase in revenue and net income compared to the previous quarter. The company attributed this growth to strong demand for its software solutions and successful client acquisitions. Management expressed optimism about future growth prospects, citing ongoing investments in product development and expansion into new markets. Key performance indicators showed improvements in operational efficiency and customer satisfaction, reinforcing the company's competitive position in the industry. The significant revenue growth and positive management outlook indicate a likely substantial impact on future performance and market sentiment.

4

NETSOL Technologies Inc. reported a 21% year-over-year growth in total net revenues for Q2 fiscal 2026, indicating strong financial performance and positive market reception. This growth reflects the company's effective strategies and operational improvements, contributing to its overall success in the competitive technology sector. The significant revenue growth suggests a strong market position and potential for continued success, impacting future performance positively.

3 Feb

4

NetSol Technologies Inc.'s subsidiary in China has been awarded the National High-Tech Enterprise Certification, recognizing its commitment to innovation and technology development. This certification is expected to enhance the subsidiary's reputation and competitiveness in the market, potentially leading to increased business opportunities and growth. The certification is likely to significantly enhance the subsidiary's market position and attract new business opportunities.

30 Jan

3

Ideal Power is highlighted alongside two other promising penny stocks, including NetSol Technologies Inc. (NTWK), suggesting potential investment opportunities in the current market. The focus is on the growth prospects and market positioning of these companies, indicating a favorable outlook for investors considering penny stocks. The mention of NetSol Technologies in the context of promising penny stocks indicates a moderately noticeable influence on market sentiment and potential investor interest.

27 Jan

4

Northridge Finance, a division of the Bank of Ireland, has successfully implemented NETSOL’s Transcend Finance platform to enhance its growth strategy. This deployment aims to streamline operations and improve service delivery, positioning Northridge Finance for future expansion in the financial services sector. The implementation of the Transcend Finance platform is a significant strategic move that could enhance operational efficiency and market positioning for NetSol Technologies.

26 Jan

3

NETSOL Technologies Inc. has appointed Sardar Abubakr as Chief Financial Officer, while Roger K. Almond will take on the role of Chief Accounting Officer. These leadership changes are expected to enhance the company's financial management and strategic direction. Leadership changes can moderately influence financial performance and strategic direction.

17 Dec

3

NETSOL Technologies Inc. celebrated over 25 years of being listed on Nasdaq with an Opening Bell Ceremony, marking a significant milestone in the company's history. The event highlighted NETSOL's growth and commitment to innovation in the technology sector, showcasing its achievements and future aspirations. The celebration of a long listing history may enhance investor sentiment but is unlikely to significantly alter the company's trajectory.

16 Dec

4

NETSOL Technologies Inc. has secured a four-year contract extension worth $50 million with a tier-one global auto captive. This agreement will enhance NETSOL's position in the automotive finance sector and is expected to contribute significantly to its revenue stream over the contract period. The contract extension is a significant strategic move that is likely to enhance financial performance and investor sentiment.

21 Nov

3

NETSOL Technologies Inc. announced that its subsidiary, Transcend Retail, has signed agreements with two US dealer groups. This development is expected to enhance Transcend's market presence and expand its customer base in the automotive retail sector, potentially leading to increased revenue opportunities for NETSOL. The signing of agreements with dealer groups is likely to moderately influence NETSOL's financial performance and market positioning.

12 Nov

4

NetSol Technologies Inc. (NTWK) reported its Q1 2026 earnings, highlighting strategic partnerships and advancements in artificial intelligence. The company emphasized its focus on innovation and collaboration to enhance its service offerings and market position. Key financial metrics showed growth, reflecting the positive impact of these initiatives on overall performance. Strategic partnerships and AI advancements are likely to significantly influence the company's future trajectory and market performance.

3

NETSOL Technologies Inc. reported its first quarter fiscal 2026 results, revealing a 2.8% increase in revenue compared to the previous year. The company highlighted growth in key areas and expressed optimism about future performance. Management emphasized ongoing efforts to enhance product offerings and expand market reach, positioning the company for continued success in the competitive landscape. Revenue growth indicates a moderately positive trend, but the overall impact on long-term performance remains limited.

23 Oct

4

NetSol Technologies Inc. (NTWK) is implementing strategic initiatives aimed at enhancing its market position and increasing share price. The company is focusing on innovation, expanding its product offerings, and improving operational efficiencies. These efforts are expected to attract investor interest and drive future growth, positioning NTWK favorably in the competitive landscape. Strategic initiatives and product innovations are likely to significantly impact the company's future performance and investor sentiment.

8 Oct

4

NETSOL Technologies Inc. has launched Check AI, an AI-native credit decisioning engine designed to enhance the efficiency and accuracy of credit assessments. This innovative tool aims to streamline the credit decision-making process for businesses, leveraging advanced artificial intelligence to provide real-time insights and improve risk management. The introduction of Check AI is expected to position NETSOL as a leader in the fintech space, catering to the growing demand for automated solutions in credit evaluation. The launch of Check AI represents a significant strategic move that could enhance NETSOL's competitive positioning and market appeal.

stockrow.com/NTWK · Data as of Mar 31, 2026 · For information only; not investment advice. · © 2026 stockrow.com