M&T Bank Corporation MTB
221.19
2.53
1.16%
as of 25 Sep
- Market cap
- $31.6B
- P/E
- 11.6×
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| Dec '25 | Dec '24 | Dec '23 | Dec '22 | Dec '21 | Dec '20 | Dec '19 | Dec '18 | Dec '17 | Dec '16 | |
|---|---|---|---|---|---|---|---|---|---|---|
P/E ratio |
11.76 | 12.78 | 8.77 | 12.52 | 11.12 | 12.81 | 12.34 | 11.18 | 19.68 | 20.09 |
P/S ratio |
2.40 | 2.33 | 1.81 | 2.75 | 3.24 | 2.61 | 3.29 | 3.19 | 4.33 | 4.29 |
P/FCF ratio |
11.12 | 9.22 | 6.34 | 5.43 | 7.70 | 26.55 | 10.47 | 10.35 | 9.64 | 22.84 |
P/Operating CF |
60.82 | 18.68 | 28.91 | 24.80 | 28.35 | 24.66 | 20.18 | 37.46 | 36.38 | 220.75 |
P/B ratio |
1.21 | 1.18 | 0.93 | 1.01 | 1.22 | 1.10 | 1.58 | 1.45 | 1.73 | 1.61 |
Price to Tangible BV |
1.79 | 1.73 | 1.42 | 1.62 | 1.71 | 1.59 | 2.32 | 2.15 | 2.52 | 2.33 |
EV/Sales |
1.81 | 1.71 | 0.11 | 0.12 | (3.28) | (0.88) | 2.98 | 2.97 | 4.58 | 4.79 |
EV/EBITDA |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
EV/Operating CF |
7.98 | 6.38 | 0.36 | 0.22 | (7.37) | (7.00) | 8.78 | 9.17 | 9.91 | 23.17 |
EV/FCF |
8.37 | 6.78 | 0.39 | 0.23 | (7.80) | (8.96) | 9.50 | 9.62 | 10.20 | 25.49 |
Quick Ratio |
0.11 | 0.13 | 0.17 | 0.16 | 0.32 | 0.22 | 0.09 | 0.10 | 0.07 | 0.07 |
Current Ratio |
0.96 | 0.98 | 0.99 | 0.96 | 1.06 | 1.06 | 1.08 | 1.06 | 1.05 | 1.04 |
Net Debt/EBITDA |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Debt/Assets |
5.11% | 6.06% | 3.94% | 1.98% | 2.25% | 3.07% | 5.83% | 7.03% | 6.86% | 7.69% |
Debt/Equity |
0.37 | 0.43 | 0.30 | 0.16 | 0.19 | 0.27 | 0.44 | 0.55 | 0.50 | 0.58 |
Asset Turnover |
0.06 | 0.06 | 0.06 | 0.05 | 0.04 | 0.05 | 0.06 | 0.05 | 0.05 | 0.05 |
Operating CF/Net income |
1.11 | 1.47 | 1.48 | 2.42 | 1.53 | 0.62 | 1.27 | 1.14 | 2.10 | 0.97 |
Capex/Depreciation |
(0.29) | (0.43) | (0.52) | (0.49) | (0.46) | (0.54) | (0.59) | (0.55) | (0.40) | (0.54) |
| 10.19% | 9.50% | 10.93% | 9.58% | 11.43% | 8.70% | 12.89% | 12.55% | 8.77% | 8.10% | |
| 1.28% | 1.18% | 1.29% | 1.06% | 1.19% | 0.97% | 1.54% | 1.54% | 1.10% | 0.99% | |
ROIC |
10.87% | 9.97% | 43.07% | 60.78% | 0.00% | 0.00% | 11.70% | 11.19% | 8.18% | 6.65% |
Return on Tangible Assets |
(53.03%) | (250.41%) | (751.00%) | (40.87%) | 18.44% | 14.34% | 21.55% | 27.94% | 26.22% | 24.28% |
Average Days of Receivables |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Research and Development Expense of Revenue |
0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
Selling, General and Administrative Expense of Revenue |
45.03% | 43.98% | 46.75% | 64.05% | 57.76% | 66.39% | 52.23% | 52.61% | 54.44% | 55.84% |
Intangible Assets out of Total Assets |
0.04 | 0.04 | 0.04 | 0.04 | 0.03 | 0.03 | 0.04 | 0.04 | 0.04 | 0.04 |
Share Based Compensation of Revenue |
0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
Graham Net Nets |
(0.55) | (0.49) | (0.44) | (0.43) | 0.25 | 0.21 | 0.02 | (0.12) | (0.14) | (0.21) |
Graham Number |
253.67 | 230.11 | 231.25 | 192.91 | 197.52 | 161.15 | 182.53 | 168.70 | 139.00 | 130.68 |
Earnings Yield |
8.51% | 7.82% | 11.40% | 7.99% | 8.99% | 7.81% | 8.11% | 8.94% | 5.08% | 4.98% |
Free Cash Flow Yield |
8.99% | 10.84% | 15.78% | 18.43% | 12.99% | 3.77% | 9.55% | 9.67% | 10.38% | 4.38% |
Revenue per Share |
83.79 | 80.81 | 76.65 | 52.73 | 47.46 | 48.83 | 51.64 | 44.83 | 39.56 | 36.50 |
Operating CF per Share |
19.02 | 21.68 | 23.47 | 28.03 | 21.10 | 6.13 | 17.54 | 14.51 | 18.28 | 7.55 |
Capex per Share |
(0.91) | (1.30) | (1.54) | (1.31) | (1.16) | (1.34) | (1.32) | (0.68) | (0.52) | (0.69) |
Free Cash Flow per Share |
18.12 | 20.39 | 21.93 | 26.72 | 19.95 | 4.80 | 16.21 | 13.84 | 17.76 | 6.86 |
Cash per Share |
119.50 | 125.44 | 179.77 | 163.00 | 336.26 | 204.33 | 67.67 | 68.73 | 43.59 | 42.38 |
Shareholders Equity per Share |
184.81 | 174.36 | 162.04 | 155.16 | 139.16 | 125.84 | 116.92 | 107.37 | 106.80 | 105.16 |
Interest Debt per Share |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Book value per Share |
184.81 | 174.36 | 162.04 | 155.16 | 139.16 | 125.84 | 116.92 | 107.37 | 106.80 | 105.16 |
Free Cash Flow |
2,860.00 | 3,394.00 | 3,649.00 | 4,360.00 | 2,566.00 | 616.90 | 2,179.51 | 1,992.18 | 2,702.97 | 1,075.72 |
Working Capital |
(6,719.00) | (2,683.00) | (2,090.00) | (6,281.00) | 8,491.00 | 7,755.00 | 7,442.48 | 5,924.70 | 4,416.57 | 4,363.95 |
Capital Expenditures |
(143.00) | (216.00) | (256.00) | (214.00) | (149.00) | (172.29) | (178.05) | (97.68) | (78.97) | (107.69) |
Net Current Asset Value |
(17,630.00) | (15,288.00) | (10,291.00) | (10,246.00) | 5,005.60 | 3,372.80 | 456.30 | (2,520.20) | (3,724.89) | (5,129.90) |
EV/EBIT |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Capex to Sales |
0.01 | 0.02 | 0.02 | 0.02 | 0.02 | 0.03 | 0.03 | 0.02 | 0.01 | 0.02 |
Net Profit Margin |
20.40% | 18.20% | 20.67% | 21.98% | 29.10% | 20.36% | 26.65% | 28.44% | 22.06% | 21.38% |
Price to Operating Income |
8.62 | 9.46 | 6.39 | 9.06 | 8.05 | 9.25 | 8.96 | 8.22 | 11.21 | 11.94 |
| Other line items | ||||||||||
Depreciation/Fixed assets |
0.31 | 0.30 | 0.29 | 0.26 | 0.28 | 0.28 | 0.26 | 0.28 | 0.30 | 0.30 |
Cash ROIC |
2.33% | 3.05% | 3.33% | 5.23% | 2.43% | (0.79%) | 3.83% | 4.27% | 6.88% | 1.56% |
Accounts Receivable Turnover |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Accounts Payable Turnover |
0.02 | 0.03 | 0.02 | 0.00 | 0.00 | 0.00 | 0.01 | 0.01 | 0.00 | 0.00 |
Inventory Turnover |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Average Days of Payables |
17,219.27 | 14,087.13 | 19,168.55 | 140,430.53 | 421,169.66 | 133,975.95 | 46,162.73 | 62,512.51 | 87,233.74 | 81,822.95 |
Days of Inventory on Hand |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Average Payables |
164,002.00 | 162,184.50 | 163,394.50 | 147,529.20 | 125,674.55 | 107,287.89 | 92,463.32 | 91,294.36 | 93,963.02 | 93,725.86 |
Average Assets |
210,807.50 | 208,184.50 | 204,497.00 | 177,918.60 | 148,854.15 | 131,236.95 | 119,985.10 | 119,345.45 | 121,021.35 | 123,118.55 |
Average Common Equity |
26,488.00 | 25,789.50 | 24,126.50 | 19,730.21 | 15,545.35 | 14,701.97 | 14,347.67 | 14,624.01 | 15,137.22 | 15,098.46 |
Columns are period end dates