M&T Bank Corporation MTB
221.19
2.53
1.16%
as of 25 Sep
- Market cap
- $31.6B
- P/E
- 11.6×
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| Dec '16 | Dec '17 | Dec '18 | Dec '19 | Dec '20 | Dec '21 | Dec '22 | Dec '23 | Dec '24 | Dec '25 | |
|---|---|---|---|---|---|---|---|---|---|---|
P/E ratio |
20.09 | 19.68 | 11.18 | 12.34 | 12.81 | 11.12 | 12.52 | 8.77 | 12.78 | 11.76 |
P/S ratio |
4.29 | 4.33 | 3.19 | 3.29 | 2.61 | 3.24 | 2.75 | 1.81 | 2.33 | 2.40 |
P/FCF ratio |
22.84 | 9.64 | 10.35 | 10.47 | 26.55 | 7.70 | 5.43 | 6.34 | 9.22 | 11.12 |
P/Operating CF |
220.75 | 36.38 | 37.46 | 20.18 | 24.66 | 28.35 | 24.80 | 28.91 | 18.68 | 60.82 |
P/B ratio |
1.61 | 1.73 | 1.45 | 1.58 | 1.10 | 1.22 | 1.01 | 0.93 | 1.18 | 1.21 |
Price to Tangible BV |
2.33 | 2.52 | 2.15 | 2.32 | 1.59 | 1.71 | 1.62 | 1.42 | 1.73 | 1.79 |
EV/Sales |
4.79 | 4.58 | 2.97 | 2.98 | (0.88) | (3.28) | 0.12 | 0.11 | 1.71 | 1.81 |
EV/EBITDA |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
EV/Operating CF |
23.17 | 9.91 | 9.17 | 8.78 | (7.00) | (7.37) | 0.22 | 0.36 | 6.38 | 7.98 |
EV/FCF |
25.49 | 10.20 | 9.62 | 9.50 | (8.96) | (7.80) | 0.23 | 0.39 | 6.78 | 8.37 |
Quick Ratio |
0.07 | 0.07 | 0.10 | 0.09 | 0.22 | 0.32 | 0.16 | 0.17 | 0.13 | 0.11 |
Current Ratio |
1.04 | 1.05 | 1.06 | 1.08 | 1.06 | 1.06 | 0.96 | 0.99 | 0.98 | 0.96 |
Net Debt/EBITDA |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Debt/Assets |
7.69% | 6.86% | 7.03% | 5.83% | 3.07% | 2.25% | 1.98% | 3.94% | 6.06% | 5.11% |
Debt/Equity |
0.58 | 0.50 | 0.55 | 0.44 | 0.27 | 0.19 | 0.16 | 0.30 | 0.43 | 0.37 |
Asset Turnover |
0.05 | 0.05 | 0.05 | 0.06 | 0.05 | 0.04 | 0.05 | 0.06 | 0.06 | 0.06 |
Operating CF/Net income |
0.97 | 2.10 | 1.14 | 1.27 | 0.62 | 1.53 | 2.42 | 1.48 | 1.47 | 1.11 |
Capex/Depreciation |
(0.54) | (0.40) | (0.55) | (0.59) | (0.54) | (0.46) | (0.49) | (0.52) | (0.43) | (0.29) |
| 8.10% | 8.77% | 12.55% | 12.89% | 8.70% | 11.43% | 9.58% | 10.93% | 9.50% | 10.19% | |
| 0.99% | 1.10% | 1.54% | 1.54% | 0.97% | 1.19% | 1.06% | 1.29% | 1.18% | 1.28% | |
ROIC |
6.65% | 8.18% | 11.19% | 11.70% | 0.00% | 0.00% | 60.78% | 43.07% | 9.97% | 10.87% |
Return on Tangible Assets |
24.28% | 26.22% | 27.94% | 21.55% | 14.34% | 18.44% | (40.87%) | (751.00%) | (250.41%) | (53.03%) |
Average Days of Receivables |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Research and Development Expense of Revenue |
0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
Selling, General and Administrative Expense of Revenue |
55.84% | 54.44% | 52.61% | 52.23% | 66.39% | 57.76% | 64.05% | 46.75% | 43.98% | 45.03% |
Intangible Assets out of Total Assets |
0.04 | 0.04 | 0.04 | 0.04 | 0.03 | 0.03 | 0.04 | 0.04 | 0.04 | 0.04 |
Share Based Compensation of Revenue |
0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
Graham Net Nets |
(0.21) | (0.14) | (0.12) | 0.02 | 0.21 | 0.25 | (0.43) | (0.44) | (0.49) | (0.55) |
Graham Number |
130.68 | 139.00 | 168.70 | 182.53 | 161.15 | 197.52 | 192.91 | 231.25 | 230.11 | 253.67 |
Earnings Yield |
4.98% | 5.08% | 8.94% | 8.11% | 7.81% | 8.99% | 7.99% | 11.40% | 7.82% | 8.51% |
Free Cash Flow Yield |
4.38% | 10.38% | 9.67% | 9.55% | 3.77% | 12.99% | 18.43% | 15.78% | 10.84% | 8.99% |
Revenue per Share |
36.50 | 39.56 | 44.83 | 51.64 | 48.83 | 47.46 | 52.73 | 76.65 | 80.81 | 83.79 |
Operating CF per Share |
7.55 | 18.28 | 14.51 | 17.54 | 6.13 | 21.10 | 28.03 | 23.47 | 21.68 | 19.02 |
Capex per Share |
(0.69) | (0.52) | (0.68) | (1.32) | (1.34) | (1.16) | (1.31) | (1.54) | (1.30) | (0.91) |
Free Cash Flow per Share |
6.86 | 17.76 | 13.84 | 16.21 | 4.80 | 19.95 | 26.72 | 21.93 | 20.39 | 18.12 |
Cash per Share |
42.38 | 43.59 | 68.73 | 67.67 | 204.33 | 336.26 | 163.00 | 179.77 | 125.44 | 119.50 |
Shareholders Equity per Share |
105.16 | 106.80 | 107.37 | 116.92 | 125.84 | 139.16 | 155.16 | 162.04 | 174.36 | 184.81 |
Interest Debt per Share |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Book value per Share |
105.16 | 106.80 | 107.37 | 116.92 | 125.84 | 139.16 | 155.16 | 162.04 | 174.36 | 184.81 |
Free Cash Flow |
1,075.72 | 2,702.97 | 1,992.18 | 2,179.51 | 616.90 | 2,566.00 | 4,360.00 | 3,649.00 | 3,394.00 | 2,860.00 |
Working Capital |
4,363.95 | 4,416.57 | 5,924.70 | 7,442.48 | 7,755.00 | 8,491.00 | (6,281.00) | (2,090.00) | (2,683.00) | (6,719.00) |
Capital Expenditures |
(107.69) | (78.97) | (97.68) | (178.05) | (172.29) | (149.00) | (214.00) | (256.00) | (216.00) | (143.00) |
Net Current Asset Value |
(5,129.90) | (3,724.89) | (2,520.20) | 456.30 | 3,372.80 | 5,005.60 | (10,246.00) | (10,291.00) | (15,288.00) | (17,630.00) |
EV/EBIT |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Capex to Sales |
0.02 | 0.01 | 0.02 | 0.03 | 0.03 | 0.02 | 0.02 | 0.02 | 0.02 | 0.01 |
Net Profit Margin |
21.38% | 22.06% | 28.44% | 26.65% | 20.36% | 29.10% | 21.98% | 20.67% | 18.20% | 20.40% |
Price to Operating Income |
11.94 | 11.21 | 8.22 | 8.96 | 9.25 | 8.05 | 9.06 | 6.39 | 9.46 | 8.62 |
| Other line items | ||||||||||
Depreciation/Fixed assets |
0.30 | 0.30 | 0.28 | 0.26 | 0.28 | 0.28 | 0.26 | 0.29 | 0.30 | 0.31 |
Cash ROIC |
1.56% | 6.88% | 4.27% | 3.83% | (0.79%) | 2.43% | 5.23% | 3.33% | 3.05% | 2.33% |
Accounts Receivable Turnover |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Accounts Payable Turnover |
0.00 | 0.00 | 0.01 | 0.01 | 0.00 | 0.00 | 0.00 | 0.02 | 0.03 | 0.02 |
Inventory Turnover |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Average Days of Payables |
81,822.95 | 87,233.74 | 62,512.51 | 46,162.73 | 133,975.95 | 421,169.66 | 140,430.53 | 19,168.55 | 14,087.13 | 17,219.27 |
Days of Inventory on Hand |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Average Payables |
93,725.86 | 93,963.02 | 91,294.36 | 92,463.32 | 107,287.89 | 125,674.55 | 147,529.20 | 163,394.50 | 162,184.50 | 164,002.00 |
Average Assets |
123,118.55 | 121,021.35 | 119,345.45 | 119,985.10 | 131,236.95 | 148,854.15 | 177,918.60 | 204,497.00 | 208,184.50 | 210,807.50 |
Average Common Equity |
15,098.46 | 15,137.22 | 14,624.01 | 14,347.67 | 14,701.97 | 15,545.35 | 19,730.21 | 24,126.50 | 25,789.50 | 26,488.00 |
Columns are period end dates