Saturday 17 October 2026 Export MSBI’s income statement to Excel — free account

Midland States Bancorp, Inc.

Midland States Bancorp, Inc.’s revenue for fiscal 2025 (year ended December 2025) was $476.0 million, down 15.7% from fiscal 2024. In the quarter to June 2026, revenue fell 7.83%, EPS grew 86.4%, free cash flow grew 9.48% and total debt fell 28.9%, each against the same quarter a year earlier. Dividend growth for ten consecutive years; insiders bought in the last twelve months.

32.22 0.08 −0.25%

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Market cap: $670.3M
P/E: 20.7×
Fwd P/E: 9.1×
Dividend yield: 4.00%
F-score: 3/9
Altman Z: n/a
Beneish M: n/a
Dividend safety: n/a

Overview Business Profile Financial Analysis Income Statement Balance Sheet Cash Flow Metrics & Ratios 10-Q 10-K

	Jun '26	Mar '26	Dec '25	Sep '25	Older periods
Piotroski F-Score Full definition →	7	7	3	4	+8 more TTM periods Free account
ROE Full definition →	7.28%	5.71%	(25.24%)	(27.32%)
ROA Full definition →	0.49%	0.38%	(1.90%)	(2.20%)
ROIC Full definition →	6.06%	3.94%	(8.79%)	(9.86%)
Return on Tangible Assets Full definition →	(2.80%)	(2.22%)	12.70%	19.61%
Average Days of Receivables Full definition →	0.00	0.00	0.00	0.00
Free Cash Flow per Share Full definition →	5.94	6.44	5.51	8.28
Free Cash Flow Full definition →	125.28	137.16	120.33	180.98
Capital Expenditures Full definition →	5.92	19.21	(5.35)	(7.28)
Other line items
Cash ROIC Full definition →	10.39%	13.86%	11.30%	15.06%
Accounts Receivable Turnover Full definition →	0.00	0.00	0.00	0.00
Accounts Payable Turnover Full definition →	0.02	0.02	0.03	0.03
Inventory Turnover Full definition →	0.00	0.00	0.00	0.00
Average Days of Payables Full definition →	16,279.49	14,325.98	13,106.44	12,506.95
Days of Inventory on Hand Full definition →	0.00	0.00	0.00	0.00
Tax Rate Full definition →	(0.26)	(0.25)	0.08	0.01
Research and Development Expense of Revenue Full definition →	0.00%	0.00%	0.00%	0.00%
Selling, General and Administrative Expense of Revenue Full definition →	58.53%	59.40%	59.17%	63.00%
Share Based Compensation of Revenue Full definition →	0.63%	0.66%	0.61%	0.62%
Operating CF/Net income Full definition →	3.56	4.54	(0.94)	(1.17)
Depreciation/Fixed assets Full definition →	(0.05)	(0.04)	1.79	1.78
Capex/Depreciation Full definition →	(1.36)	(5.24)	(0.04)	(0.05)
Revenue per Share Full definition →	21.71	21.93	21.80	22.73
Operating CF per Share Full definition →	5.66	5.54	5.76	8.61
Capex per Share Full definition →	0.28	0.90	(0.24)	(0.33)
Capex to Sales Full definition →	(0.01)	(0.04)	0.01	0.01

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Columns are period end dates

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