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Friday 6 November 2026
Export MSBI’s income statement to Excel — free account
Midland States Bancorp, Inc.
MSBI Financial Banks Regional
Midland States Bancorp, Inc.’s revenue for fiscal 2025 (year ended December 2025) was $476.0 million, down 15.7% from fiscal 2024.
- Revenue
- −1.90%
- EPS
- +295.8%
- Free cash flow
- −51.8%
- Total debt
- −4.26%
Quarter to September 2026, against a year earlier
31.79
0.19
+0.60%
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| Sep '26 | Jun '26 | Mar '26 | Dec '25 | Older periods | |
|---|---|---|---|---|---|
P/E ratio |
14.17 | 19.96 | 18.91 | 0.00 |
+8 more quarters Free account |
P/S ratio |
1.49 | 1.43 | 1.02 | 0.97 | |
P/FCF ratio |
8.33 | 5.37 | 3.87 | 3.36 | |
P/Operating CF |
17.71 | 22.27 | 28.01 | (65.45) | |
P/B ratio |
1.61 | 1.43 | 1.06 | 1.02 | |
Price to Tangible BV |
1.72 | 1.52 | 1.13 | 1.09 | |
EV/Sales |
— | 1.52 | 1.45 | 1.48 | |
EV/EBITDA |
— | 0.00 | 0.00 | 0.00 | |
EV/Operating CF |
— | 5.82 | 5.75 | 5.62 | |
EV/FCF |
— | 5.55 | 4.95 | 5.13 | |
Quick Ratio |
0.02 | 0.05 | 0.02 | 0.02 | |
Current Ratio |
0.74 | 0.78 | 0.78 | 0.80 | |
Net Debt/EBITDA |
0.00 | 0.00 | 0.00 | 0.00 | |
Debt/Assets |
6.34% | 5.03% | 4.84% | 5.71% | |
Debt/Equity |
0.81 | 0.59 | 0.57 | 0.66 | |
Asset Turnover |
0.07 | 0.07 | 0.07 | 0.07 | |
Operating CF/Net income |
1.91 | 1.71 | 1.07 | 1.50 | |
Capex/Depreciation |
0.30 | 0.16 | (3.17) | 1.51 | |
Research and Development Expense of Revenue |
0.00% | 0.00% | 0.00% | 0.00% | |
Selling, General and Administrative Expense of Revenue |
48.11% | 50.84% | 50.59% | 73.22% | |
Intangible Assets out of Total Assets |
0.00 | 0.00 | 0.00 | 0.01 | |
Share Based Compensation of Revenue |
0.70% | 0.52% | 0.87% | 0.61% | |
Graham Net Nets |
(2.84) | (2.47) | (3.31) | (3.26) | |
Graham Number |
31.89 | 27.65 | 23.64 | 0.00 | |
Earnings Yield |
7.06% | 5.01% | 5.29% | (28.47%) | |
Free Cash Flow Yield |
12.00% | 18.63% | 25.83% | 29.80% | |
Revenue per Share |
5.50 | 5.31 | 5.08 | 5.45 | |
Operating CF per Share |
1.82 | 1.40 | 0.80 | (0.32) | |
Capex per Share |
(0.02) | (0.01) | 0.25 | (0.03) | |
Free Cash Flow per Share |
1.79 | 1.39 | 1.05 | (0.36) | |
Cash per Share |
4.71 | 14.18 | 5.34 | 5.85 | |
Shareholders Equity per Share |
25.15 | 27.03 | 26.24 | 25.90 | |
Interest Debt per Share |
0.00 | 0.00 | 0.00 | 0.00 | |
Book value per Share |
25.15 | 27.03 | 26.24 | 25.90 | |
Free Cash Flow |
37.88 | 29.20 | 22.27 | (7.80) | |
Working Capital |
(1,499.01) | (1,281.13) | (1,255.01) | (1,133.84) | |
Capital Expenditures |
(0.49) | (0.28) | 5.30 | (0.74) | |
Net Current Asset Value |
(1,931.46) | (1,618.38) | (1,572.07) | (1,505.72) | |
EV/EBIT |
— | 0.00 | 0.00 | 0.00 | |
Capex to Sales |
0.00 | 0.00 | (0.05) | 0.01 | |
Price to Operating Income |
8.83 | 11.14 | 9.90 | 0.00 | |
| Other line items | |||||
Average Payables |
5,611.13 | 5,827.10 | 5,688.25 | 5,810.81 | |
Average Assets |
6,864.18 | 6,904.25 | 6,916.38 | 7,010.11 | |
Average Common Equity |
447.14 | 461.15 | 454.65 | 527.63 |
Columns are period end dates · fundamentals updated 5 Nov 2026