Saturday 17 October 2026
Export MSBI’s income statement to Excel — free account
Midland States Bancorp, Inc.
MSBI Financial Banks Regional
Midland States Bancorp, Inc.’s revenue for fiscal 2025 (year ended December 2025) was $476.0 million, down 15.7% from fiscal 2024. In the quarter to June 2026, revenue fell 7.83%, EPS grew 86.4%, free cash flow grew 9.48% and total debt fell 28.9%, each against the same quarter a year earlier. Dividend growth for ten consecutive years; insiders bought in the last twelve months.
32.22
0.08
−0.25%
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| Older periods | Sep '25 | Dec '25 | Mar '26 | Jun '26 | |
|---|---|---|---|---|---|
P/E ratio |
+8 more quarters Free account |
0.00 | 0.00 | 18.91 | 19.96 |
P/S ratio |
0.75 | 0.97 | 1.02 | 1.43 | |
P/FCF ratio |
1.89 | 3.36 | 3.46 | 5.24 | |
P/Operating CF |
4.69 | (65.45) | 28.01 | 22.27 | |
P/B ratio |
0.79 | 1.02 | 1.06 | 1.43 | |
Price to Tangible BV |
0.85 | 1.09 | 1.13 | 1.52 | |
EV/Sales |
1.33 | 1.48 | 1.45 | 1.52 | |
EV/EBITDA |
0.00 | 0.00 | 0.00 | 0.00 | |
EV/Operating CF |
3.51 | 5.62 | 5.75 | 5.82 | |
EV/FCF |
3.33 | 5.13 | 4.95 | 5.55 | |
Quick Ratio |
0.03 | 0.02 | 0.02 | 0.05 | |
Current Ratio |
0.85 | 0.80 | 0.78 | 0.78 | |
Net Debt/EBITDA |
0.00 | 0.00 | 0.00 | 0.00 | |
Debt/Assets |
6.54% | 5.71% | 4.84% | 5.03% | |
Debt/Equity |
0.77 | 0.66 | 0.57 | 0.59 | |
Asset Turnover |
0.07 | 0.07 | 0.07 | 0.07 | |
Operating CF/Net income |
15.01 | 1.46 | 1.07 | 1.71 | |
Capex/Depreciation |
3.14 | 1.51 | (3.17) | 0.16 | |
Research and Development Expense of Revenue |
0.00% | 0.00% | 0.00% | 0.00% | |
Selling, General and Administrative Expense of Revenue |
58.29% | 73.22% | 50.59% | 50.84% | |
Intangible Assets out of Total Assets |
0.00 | 0.01 | 0.00 | 0.00 | |
Share Based Compensation of Revenue |
0.55% | 0.61% | 0.87% | 0.52% | |
Graham Net Nets |
(3.63) | (3.26) | (3.31) | (2.47) | |
Graham Number |
0.00 | 0.00 | 23.64 | 27.65 | |
Earnings Yield |
(42.03%) | (28.47%) | 5.29% | 5.01% | |
Free Cash Flow Yield |
52.94% | 29.80% | 28.86% | 19.09% | |
Revenue per Share |
5.42 | 5.45 | 5.08 | 5.31 | |
Operating CF per Share |
3.66 | (0.32) | 0.80 | 1.40 | |
Capex per Share |
(0.06) | (0.03) | 0.25 | (0.01) | |
Free Cash Flow per Share |
3.60 | (0.36) | 1.05 | 1.39 | |
Cash per Share |
7.60 | 5.85 | 5.34 | 14.18 | |
Shareholders Equity per Share |
26.71 | 25.90 | 26.24 | 27.03 | |
Interest Debt per Share |
0.00 | 0.00 | 0.00 | 0.00 | |
Book value per Share |
26.71 | 25.90 | 26.24 | 27.03 | |
Free Cash Flow |
78.61 | (7.80) | 22.27 | 29.20 | |
Working Capital |
(908.76) | (1,133.84) | (1,255.01) | (1,281.13) | |
Capital Expenditures |
(1.37) | (0.74) | 5.30 | (0.28) | |
Net Current Asset Value |
(1,360.46) | (1,505.72) | (1,572.07) | (1,618.38) | |
EV/EBIT |
0.00 | 0.00 | 0.00 | 0.00 | |
Capex to Sales |
0.01 | 0.01 | (0.05) | 0.00 | |
Price to Operating Income |
0.00 | 0.00 | 9.90 | 11.14 | |
| Other line items | |||||
Average Payables |
5,930.83 | 5,810.81 | 5,688.25 | 5,827.10 | |
Average Assets |
7,331.50 | 7,010.11 | 6,916.38 | 6,904.25 | |
Average Common Equity |
590.58 | 527.63 | 454.65 | 461.15 |
Columns are period end dates