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Friday 6 November 2026
Export MSBI’s income statement to Excel — free account
Midland States Bancorp, Inc.
MSBI Financial Banks Regional
Midland States Bancorp, Inc.’s revenue for fiscal 2025 (year ended December 2025) was $476.0 million, down 15.7% from fiscal 2024.
- Revenue
- −1.90%
- EPS
- +295.8%
- Free cash flow
- −51.8%
- Total debt
- −4.26%
Quarter to September 2026, against a year earlier
31.76
1.68
−5.02%
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| Older periods | Dec '25 | Mar '26 | Jun '26 | Sep '26 | |
|---|---|---|---|---|---|
P/E ratio |
+8 more quarters Free account |
0.00 | 18.91 | 19.96 | 14.17 |
P/S ratio |
0.97 | 1.02 | 1.43 | 1.49 | |
P/FCF ratio |
3.36 | 3.87 | 5.37 | 8.33 | |
P/Operating CF |
(65.45) | 28.01 | 22.27 | 17.71 | |
P/B ratio |
1.02 | 1.06 | 1.43 | 1.61 | |
Price to Tangible BV |
1.09 | 1.13 | 1.52 | 1.72 | |
EV/Sales |
1.48 | 1.45 | 1.52 | — | |
EV/EBITDA |
0.00 | 0.00 | 0.00 | — | |
EV/Operating CF |
5.62 | 5.75 | 5.82 | — | |
EV/FCF |
5.13 | 4.95 | 5.55 | — | |
Quick Ratio |
0.02 | 0.02 | 0.05 | 0.02 | |
Current Ratio |
0.80 | 0.78 | 0.78 | 0.74 | |
Net Debt/EBITDA |
0.00 | 0.00 | 0.00 | 0.00 | |
Debt/Assets |
5.71% | 4.84% | 5.03% | 6.34% | |
Debt/Equity |
0.66 | 0.57 | 0.59 | 0.81 | |
Asset Turnover |
0.07 | 0.07 | 0.07 | 0.07 | |
Operating CF/Net income |
1.50 | 1.07 | 1.71 | 1.91 | |
Capex/Depreciation |
1.51 | (3.17) | 0.16 | 0.30 | |
Research and Development Expense of Revenue |
0.00% | 0.00% | 0.00% | 0.00% | |
Selling, General and Administrative Expense of Revenue |
73.22% | 50.59% | 50.84% | 48.11% | |
Intangible Assets out of Total Assets |
0.01 | 0.00 | 0.00 | 0.00 | |
Share Based Compensation of Revenue |
0.61% | 0.87% | 0.52% | 0.70% | |
Graham Net Nets |
(3.26) | (3.31) | (2.47) | (2.84) | |
Graham Number |
0.00 | 23.64 | 27.65 | 31.89 | |
Earnings Yield |
(28.47%) | 5.29% | 5.01% | 7.06% | |
Free Cash Flow Yield |
29.80% | 25.83% | 18.63% | 12.00% | |
Revenue per Share |
5.45 | 5.08 | 5.31 | 5.50 | |
Operating CF per Share |
(0.32) | 0.80 | 1.40 | 1.82 | |
Capex per Share |
(0.03) | 0.25 | (0.01) | (0.02) | |
Free Cash Flow per Share |
(0.36) | 1.05 | 1.39 | 1.79 | |
Cash per Share |
5.85 | 5.34 | 14.18 | 4.71 | |
Shareholders Equity per Share |
25.90 | 26.24 | 27.03 | 25.15 | |
Interest Debt per Share |
0.00 | 0.00 | 0.00 | 0.00 | |
Book value per Share |
25.90 | 26.24 | 27.03 | 25.15 | |
Free Cash Flow |
(7.80) | 22.27 | 29.20 | 37.88 | |
Working Capital |
(1,133.84) | (1,255.01) | (1,281.13) | (1,499.01) | |
Capital Expenditures |
(0.74) | 5.30 | (0.28) | (0.49) | |
Net Current Asset Value |
(1,505.72) | (1,572.07) | (1,618.38) | (1,931.46) | |
EV/EBIT |
0.00 | 0.00 | 0.00 | — | |
Capex to Sales |
0.01 | (0.05) | 0.00 | 0.00 | |
Price to Operating Income |
0.00 | 9.90 | 11.14 | 8.83 | |
| Other line items | |||||
Average Payables |
5,810.81 | 5,688.25 | 5,827.10 | 5,611.13 | |
Average Assets |
7,010.11 | 6,916.38 | 6,904.25 | 6,864.18 | |
Average Common Equity |
527.63 | 454.65 | 461.15 | 447.14 |
Columns are period end dates · fundamentals updated 5 Nov 2026