Mercury General Corporation MCY
99.41
1.12
1.14%
as of 25 Sep
- Market cap
- $5.4B
- P/E
- 5.9×
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| Dec '16 | Dec '17 | Dec '18 | Dec '19 | Dec '20 | Dec '21 | Dec '22 | Dec '23 | Dec '24 | Dec '25 | |
|---|---|---|---|---|---|---|---|---|---|---|
P/E ratio |
45.06 | 19.88 | 0.00 | 8.43 | 7.71 | 11.87 | 0.00 | 21.45 | 7.86 | 9.63 |
P/S ratio |
1.02 | 0.84 | 0.85 | 0.68 | 0.76 | 0.74 | 0.52 | 0.45 | 0.67 | 0.87 |
P/FCF ratio |
11.96 | 8.78 | 8.05 | 5.62 | 5.11 | 6.38 | 6.00 | 4.63 | 3.67 | 4.90 |
P/Operating CF |
42.21 | 44.36 | 49.13 | 25.43 | 17.80 | 39.94 | 28.08 | 9.17 | 14.82 | 18.10 |
P/B ratio |
1.88 | 1.64 | 1.77 | 1.50 | 1.42 | 1.37 | 1.25 | 1.33 | 1.89 | 2.16 |
Price to Tangible BV |
1.95 | 1.70 | 1.84 | 1.54 | 1.46 | 1.41 | 1.29 | 1.38 | 1.94 | 2.20 |
EV/Sales |
1.05 | 0.87 | 0.86 | 0.70 | 0.77 | 0.75 | 0.55 | 0.45 | 0.65 | 0.75 |
EV/EBITDA |
26.46 | 12.46 | 64.56 | 6.03 | 5.36 | 7.52 | 0.00 | 10.67 | 5.21 | 5.82 |
EV/Operating CF |
11.61 | 8.67 | 7.61 | 5.34 | 4.81 | 5.93 | 5.70 | 4.61 | 3.41 | 4.11 |
EV/FCF |
12.33 | 9.02 | 8.21 | 5.79 | 5.15 | 6.47 | 6.34 | 4.68 | 3.52 | 4.20 |
Quick Ratio |
0.30 | 0.32 | 0.36 | 0.30 | 0.29 | 0.27 | 0.22 | 0.27 | 0.28 | 0.37 |
Current Ratio |
0.30 | 0.32 | 0.36 | 0.30 | 0.29 | 0.27 | 0.22 | 0.27 | 0.28 | 0.37 |
Net Debt/EBITDA |
0.78 | 0.34 | 1.27 | 0.17 | 0.04 | 0.09 | (0.19) | 0.12 | (0.22) | (0.97) |
Debt/Assets |
6.68% | 7.28% | 6.84% | 6.32% | 5.89% | 5.51% | 6.11% | 8.08% | 6.91% | 6.01% |
Debt/Equity |
0.18 | 0.21 | 0.23 | 0.21 | 0.18 | 0.17 | 0.26 | 0.37 | 0.30 | 0.24 |
Asset Turnover |
0.69 | 0.69 | 0.64 | 0.70 | 0.62 | 0.61 | 0.55 | 0.68 | 0.71 | 0.67 |
Operating CF/Net income |
3.99 | 2.36 | (66.94) | 1.62 | 1.62 | 2.02 | (0.69) | 4.70 | 2.22 | 2.01 |
Capex/Depreciation |
(0.32) | (0.24) | (0.48) | (0.62) | (0.58) | (0.52) | (0.43) | (0.10) | (0.46) | (0.32) |
Interest Coverage |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| 4.09% | 8.25% | (0.34%) | 18.73% | 19.55% | 11.88% | (28.00%) | 6.28% | 26.78% | 24.80% | |
| 1.55% | 2.93% | (0.11%) | 5.65% | 6.13% | 3.79% | (7.72%) | 1.41% | 6.07% | 6.06% | |
ROIC |
2.52% | 6.19% | (0.51%) | 13.15% | 14.45% | 9.08% | (25.05%) | 4.92% | 21.03% | 25.81% |
Return on Tangible Assets |
(4.64%) | (8.48%) | 0.30% | (14.38%) | (15.79%) | (9.26%) | 16.20% | (2.94%) | (11.99%) | (14.02%) |
Average Days of Receivables |
59.37 | 61.59 | 89.37 | 67.09 | 66.67 | 65.05 | 65.71 | 56.64 | 56.60 | 61.81 |
Research and Development Expense of Revenue |
0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
Selling, General and Administrative Expense of Revenue |
0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
Intangible Assets out of Total Assets |
0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 |
Share Based Compensation of Revenue |
0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
Graham Net Nets |
(0.70) | (0.86) | (0.93) | (1.14) | (1.13) | (1.22) | (2.13) | (2.07) | (1.30) | (0.92) |
Graham Number |
30.69 | 43.33 | 0.00 | 65.02 | 74.79 | 62.35 | 0.00 | 33.09 | 81.80 | 97.95 |
Earnings Yield |
2.22% | 5.03% | (0.19%) | 11.86% | 12.97% | 8.42% | (26.97%) | 4.66% | 12.73% | 10.39% |
Free Cash Flow Yield |
8.36% | 11.39% | 12.42% | 17.78% | 19.57% | 15.66% | 16.68% | 21.59% | 27.27% | 20.40% |
Revenue per Share |
58.42 | 61.75 | 61.08 | 71.77 | 68.36 | 72.12 | 65.79 | 83.61 | 98.89 | 108.19 |
Operating CF per Share |
5.28 | 6.17 | 6.93 | 9.39 | 10.94 | 9.06 | 6.37 | 8.18 | 18.73 | 19.63 |
Capex per Share |
(0.31) | (0.24) | (0.51) | (0.72) | (0.72) | (0.75) | (0.64) | (0.13) | (0.60) | (0.44) |
Free Cash Flow per Share |
4.97 | 5.93 | 6.42 | 8.66 | 10.22 | 8.31 | 5.73 | 8.06 | 18.13 | 19.19 |
Cash per Share |
3.99 | 5.27 | 5.68 | 5.32 | 6.30 | 6.06 | 5.23 | 9.95 | 13.01 | 23.75 |
Shareholders Equity per Share |
31.72 | 31.84 | 29.23 | 32.51 | 36.72 | 38.66 | 27.49 | 27.96 | 35.15 | 43.64 |
Interest Debt per Share |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Book value per Share |
31.72 | 31.84 | 29.23 | 32.51 | 36.72 | 38.66 | 27.49 | 27.96 | 35.15 | 43.64 |
Free Cash Flow |
274.71 | 328.20 | 355.48 | 479.59 | 565.66 | 460.17 | 317.08 | 446.05 | 1,003.69 | 1,062.91 |
Working Capital |
(1,731.71) | (1,852.94) | (2,038.74) | (2,395.51) | (2,551.85) | (2,868.16) | (3,336.62) | (3,427.27) | (4,040.23) | (4,007.66) |
Capital Expenditures |
(16.96) | (13.20) | (27.96) | (40.09) | (39.95) | (41.41) | (35.50) | (6.95) | (33.43) | (24.28) |
Net Current Asset Value |
(2,291.01) | (2,472.09) | (2,674.12) | (3,065.04) | (3,255.90) | (3,584.99) | (4,046.44) | (4,285.95) | (4,794.71) | (4,813.08) |
EV/EBIT |
45.33 | 16.25 | 0.00 | 7.02 | 6.13 | 9.40 | 0.00 | 16.90 | 5.84 | 6.46 |
Capex to Sales |
0.01 | 0.00 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.00 | 0.01 | 0.00 |
Net Profit Margin |
2.26% | 4.24% | (0.17%) | 8.06% | 9.90% | 6.21% | (14.07%) | 2.08% | 8.55% | 9.03% |
Price to Operating Income |
44.00 | 15.81 | 0.00 | 6.83 | 6.08 | 9.28 | 0.00 | 16.72 | 6.08 | 7.53 |
| Other line items | ||||||||||
Depreciation/Fixed assets |
0.34 | 0.38 | 0.38 | 0.38 | 0.38 | 0.41 | 0.48 | 0.48 | 0.53 | 0.51 |
Cash ROIC |
5.92% | 8.09% | 10.00% | 14.22% | 15.50% | 10.89% | 8.20% | 11.29% | 27.74% | 21.83% |
Accounts Receivable Turnover |
6.29 | 6.20 | 4.81 | 5.10 | 5.32 | 5.69 | 5.33 | 6.74 | 6.99 | 6.43 |
Accounts Payable Turnover |
1.22 | 1.15 | 1.07 | 1.00 | 0.86 | 0.90 | 0.98 | 0.94 | 0.88 | 0.82 |
Inventory Turnover |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Average Days of Payables |
309.87 | 331.00 | 368.68 | 377.36 | 433.63 | 421.12 | 389.12 | 405.61 | 450.72 | 471.54 |
Days of Inventory on Hand |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Average Receivables |
513.14 | 550.71 | 702.03 | 778.92 | 710.74 | 701.46 | 683.74 | 687.12 | 783.77 | 931.94 |
Average Payables |
2,397.80 | 2,598.91 | 2,950.73 | 3,300.39 | 3,505.86 | 3,753.48 | 4,098.79 | 4,489.41 | 5,153.10 | 5,973.80 |
Average Assets |
4,708.68 | 4,945.02 | 5,267.53 | 5,661.44 | 6,108.70 | 6,550.36 | 6,643.33 | 6,808.79 | 7,707.01 | 8,935.65 |
Average Common Equity |
1,786.64 | 1,756.89 | 1,689.54 | 1,708.59 | 1,916.05 | 2,086.44 | 1,831.21 | 1,535.14 | 1,747.33 | 2,181.90 |
Columns are period end dates