Saturday 17 October 2026
Export MCB’s income statement to Excel — free account
Metropolitan Bank Holding Corp.
Metropolitan Bank Holding Corp.’s revenue for fiscal 2025 (year ended December 2025) was $527.1 million, up 7.10% from fiscal 2024. In the quarter to June 2026, revenue grew 10.7%, EPS fell 12.9%, free cash flow fell 168.7% and total debt fell 90.5%, each against the same quarter a year earlier. Revenue growth for ten consecutive years; insiders bought in the last twelve months.
87.24
0.17
−0.19%
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| Dec '16 | Dec '17 | Dec '18 | Dec '19 | Dec '20 | Dec '21 | Dec '22 | Dec '23 | Dec '24 | Dec '25 | |
|---|---|---|---|---|---|---|---|---|---|---|
Piotroski F-Score |
— | 8 | 6 | 5 | 5 | 5 | 4 | 5 | 5 | 6 |
P/E ratio |
15.92 | 18.46 | 9.89 | 13.29 | 7.64 | 16.12 | 10.68 | 7.36 | 9.78 | 11.31 |
P/S ratio |
2.79 | 3.20 | 2.61 | 2.81 | 1.86 | 4.87 | 2.21 | 1.40 | 1.33 | 1.53 |
P/FCF ratio |
6.59 | 7.88 | 10.00 | 12.27 | 3.58 | 28.85 | 9.51 | 15.42 | 4.48 | 9.82 |
P/Operating CF |
32.97 | 31.31 | (18.17) | (34.09) | 9.68 | 62.00 | 55.16 | (18.40) | 7.83 | 26.32 |
P/B ratio |
1.42 | 0.97 | 0.95 | 1.32 | 0.88 | 1.72 | 1.10 | 0.86 | 0.89 | 1.09 |
Price to Tangible BV |
1.55 | 1.02 | 0.98 | 1.36 | 0.90 | 1.76 | 1.12 | 0.87 | 0.91 | 1.10 |
EV/Sales |
(0.15) | 0.50 | 2.37 | 1.54 | (3.15) | (6.81) | 1.69 | 1.84 | 1.42 | 0.81 |
EV/EBITDA |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
EV/Operating CF |
(0.33) | 1.15 | 8.41 | 5.56 | (5.78) | (36.00) | 5.64 | 17.53 | 4.72 | 4.81 |
EV/FCF |
(0.36) | 1.23 | 9.07 | 6.74 | (6.05) | (40.33) | 7.27 | 20.28 | 4.80 | 5.17 |
Quick Ratio |
0.08 | 0.18 | 0.14 | 0.14 | 0.22 | 0.37 | 0.05 | 0.05 | 0.03 | 0.05 |
Current Ratio |
1.13 | 1.18 | 1.25 | 1.09 | 1.03 | 0.95 | 0.95 | 1.02 | 1.00 | 0.96 |
Net Debt/EBITDA |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Debt/Assets |
6.43% | 3.79% | 9.60% | 6.30% | 1.42% | 0.80% | 1.72% | 6.33% | 3.39% | 0.13% |
Debt/Equity |
0.72 | 0.28 | 0.79 | 0.71 | 0.18 | 0.10 | 0.19 | 0.68 | 0.34 | 0.01 |
Asset Turnover |
0.05 | 0.05 | 0.05 | 0.05 | 0.04 | 0.03 | 0.04 | 0.06 | 0.07 | 0.07 |
Operating CF/Net income |
9.31 | 2.58 | 1.07 | 1.31 | 2.23 | 0.62 | 1.45 | 0.55 | 2.23 | 1.25 |
Capex/Depreciation |
(1.04) | (1.64) | (1.14) | (3.09) | (0.85) | (0.79) | (1.98) | (0.80) | 0.23 | 0.57 |
| 1.69% | 7.04% | 10.13% | 10.53% | 12.23% | 13.33% | 10.47% | 12.45% | 9.60% | 9.65% | |
| 0.14% | 0.82% | 1.29% | 1.07% | 1.02% | 1.05% | 0.89% | 1.15% | 0.93% | 0.91% | |
ROIC |
4.80% | 34.80% | 9.53% | 22.67% | 0.00% | 0.00% | 14.21% | 7.98% | 7.81% | 17.60% |
Return on Tangible Assets |
1.16% | 4.58% | 5.97% | 11.74% | 30.57% | (17.64%) | (20.50%) | 87.74% | (304.47%) | (26.29%) |
Average Days of Receivables |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Research and Development Expense of Revenue |
0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
Selling, General and Administrative Expense of Revenue |
71.47% | 55.24% | 48.50% | 45.71% | 52.47% | 46.26% | 55.29% | 35.66% | 36.54% | 40.52% |
Intangible Assets out of Total Assets |
0.01 | 0.01 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Share Based Compensation of Revenue |
4.70% | 0.57% | 2.24% | 2.18% | 2.07% | 2.45% | 2.73% | 2.42% | 1.81% | 1.69% |
Graham Net Nets |
0.25 | 0.71 | 0.72 | (0.01) | 0.06 | (0.48) | (0.87) | (0.86) | (0.61) | (0.50) |
Graham Number |
0.00 | 50.90 | 47.78 | 54.67 | 66.56 | 95.87 | 80.24 | 96.53 | 93.65 | 103.21 |
Earnings Yield |
6.28% | 5.42% | 10.11% | 7.53% | 13.10% | 6.20% | 9.36% | 13.59% | 10.22% | 8.84% |
Free Cash Flow Yield |
15.17% | 12.69% | 10.00% | 8.15% | 27.96% | 3.47% | 10.51% | 6.48% | 22.34% | 10.19% |
Revenue per Share |
13.62 | 14.21 | 11.82 | 17.18 | 19.47 | 21.86 | 26.29 | 36.47 | 44.03 | 49.75 |
Operating CF per Share |
4.00 | 6.21 | 3.33 | 4.77 | 10.62 | 4.14 | 7.86 | 3.84 | 13.28 | 8.37 |
Capex per Share |
(0.32) | (0.44) | (0.24) | (0.84) | (0.48) | (0.44) | (1.76) | (0.52) | (0.24) | (0.59) |
Free Cash Flow per Share |
3.68 | 5.77 | 3.09 | 3.93 | 10.14 | 3.69 | 6.10 | 3.32 | 13.04 | 7.78 |
Cash per Share |
22.78 | 51.51 | 28.64 | 47.62 | 105.13 | 261.80 | 23.55 | 24.36 | 17.91 | 37.15 |
Shareholders Equity per Share |
30.08 | 46.71 | 32.52 | 36.59 | 41.45 | 61.81 | 52.69 | 59.59 | 65.29 | 70.14 |
Interest Debt per Share |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Book value per Share |
30.08 | 46.71 | 32.52 | 36.59 | 41.45 | 61.81 | 52.69 | 59.59 | 65.29 | 70.14 |
Free Cash Flow |
13.38 | 29.26 | 25.10 | 32.12 | 83.36 | 33.28 | 66.65 | 36.68 | 145.83 | 82.42 |
Working Capital |
129.61 | 260.06 | 418.19 | 240.78 | 114.50 | (339.16) | (289.24) | 87.65 | (21.90) | (270.44) |
Capital Expenditures |
(1.18) | (2.21) | (1.96) | (6.84) | (3.91) | (3.99) | (19.24) | (5.75) | (2.63) | (6.26) |
Net Current Asset Value |
30.57 | 163.87 | 180.34 | (2.11) | 16.43 | (462.95) | (552.77) | (484.71) | (399.85) | (405.86) |
EV/EBIT |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Capex to Sales |
0.02 | 0.03 | 0.02 | 0.05 | 0.02 | 0.02 | 0.07 | 0.01 | 0.01 | 0.01 |
Price to Operating Income |
9.63 | 9.96 | 6.82 | 8.95 | 4.97 | 10.28 | 6.54 | 5.29 | 6.72 | 7.97 |
| Other line items | ||||||||||
Depreciation/Fixed assets |
0.23 | 0.21 | 0.25 | 0.18 | 0.34 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Cash ROIC |
4.94% | 5.18% | 3.55% | 3.57% | 6.58% | 1.12% | 7.08% | 2.67% | 12.38% | 7.18% |
Accounts Receivable Turnover |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Accounts Payable Turnover |
0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.00 | 0.01 | 0.03 | 0.04 | 0.03 |
Inventory Turnover |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Average Days of Payables |
60,224.76 | 60,027.91 | 48,190.02 | 31,931.32 | 78,141.87 | 144,259.89 | 60,999.90 | 13,725.67 | 10,143.22 | 12,698.70 |
Days of Inventory on Hand |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Average Payables |
888.10 | 1,215.36 | 1,552.51 | 2,246.66 | 3,352.79 | 5,163.41 | 5,856.74 | 5,507.60 | 5,860.13 | 6,680.08 |
Average Assets |
1,092.54 | 1,490.08 | 1,971.25 | 2,770.11 | 3,844.20 | 5,723.59 | 6,691.85 | 6,667.50 | 7,184.21 | 7,778.23 |
Average Common Equity |
92.72 | 173.18 | 250.70 | 281.82 | 319.95 | 448.89 | 566.44 | 617.46 | 694.42 | 736.47 |
Columns are period end dates