stockrowLloyds Banking Group PLC
Lloyds Banking Group PLC’s revenue for fiscal 2025 (year ended December 2025) was $48.7 billion, down 27.7% from fiscal 2024.
- Revenue
- −67.6%
- EPS
- +66.2%
- Free cash flow
- +62.3%
- Total debt
- +28.6%
Quarter to June 2026, against a year earlier
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Lloyds Banking Group PLC (LYG) Free cash flow margin
Lloyds Banking Group PLC's free cash flow margin over the twelve months to 30 June 2026 was 0.00%, down 2.5 percentage points from fiscal 2025 (2.54%). Over the past ten years it has ranged from −53.1% (fiscal 2018) to 207.5% (fiscal 2022); the current reading is higher than 45% of that period. That is below the Banks Regional industry median of 18.0% and below the Financial sector median of 11.4%.
Free cash flow margin, annual
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Annual newest first
| Period | Free cash flow margin | Change (points) |
|---|---|---|
| FY2025 | 2.54% | 18.56 |
| FY2024 | −16.0% | (21.31) |
| FY2023 | 5.29% | (202.23) |
| FY2022 | 207.5% | 195.84 |
| FY2021 | 11.7% | (65.99) |
| FY2020 | 77.7% | 58.76 |
| FY2019 | 18.9% | 71.96 |
| FY2018 | −53.1% | (39.31) |
| FY2017 | −13.7% | (13.74) |
| FY2016 | 0.00% | (49.21) |
Against its own ten years
Free cash flow margin against peers
| Company | Free cash flow margin |
|---|---|
| DB Deutsche Bank Aktiengesellschaft compare | 82.7% |
| PNC The PNC Financial Services Group, Inc compare | 21.8% |
| TFC Truist Financial Corporation compare | 21.1% |
| FITB Fifth Third Bancorp compare | 16.6% |
| IBN ICICI Bank Limited compare | 0.00% |
| NWG NatWest Group plc compare | 0.00% |
| LYG Lloyds Banking Group PLC | 0.00% |
| USB U.S. Bancorp compare | 0.00% |
| NU Nu Holdings Ltd. compare | −8.63% |
| Banks Regional industry median | 18.0% |
| Financial sector median | 11.4% |
| Market median | 0.00% |
What Free cash flow margin is
Free Cash Flow Margin tells an investor how much of each sale turns into cash the company keeps after paying for investment in its assets.
(Operating Cash Flow + Property, Plant, Equipment Change (Net) + Intangible Assets Change (Net)) ÷ Revenue
More on LYG
- Revenue
- Net income
- EPS (diluted)
- Free cash flow
- Operating cash flow
- Gross margin
- Operating margin
- Net margin
- P/E ratio
- P/S ratio
- P/B ratio
- Price to free cash flow
- Return on equity
- Return on assets
- Return on invested capital
- Debt to equity
- Current ratio
- Total debt
- Shares outstanding
- Book value per share
- Revenue growth
- Piotroski F-score
- The full statement