Lloyds Banking Group PLC

LYG Financial Banks Regional

Lloyds Banking Group PLC’s revenue for fiscal 2025 (year ended December 2025) was $48.7 billion, down 27.7% from fiscal 2024.

Revenue
−67.6%
EPS
+66.2%
Free cash flow
+62.3%
Total debt
+28.6%

Quarter to June 2026, against a year earlier

5.19 0.08 −1.52%
Market cap
$74.1B
P/E
12.0×
Fwd P/E
—
Dividend yield
4.13%
F-score
6/9
Altman Z
n/a
Beneish M
n/a
Dividend safety
n/a

Lloyds Banking Group PLC (LYG) Current ratio

Alert me on Current ratio

Lloyds Banking Group PLC's current ratio at the end of the quarter to 30 September 2026 was 0.6×, down 0.9× from fiscal 2025 (1.5×). Over the past ten years it has ranged from 1.4× (fiscal 2015) to 1.5× (fiscal 2019); the current reading is higher than 91% of that period. That is below the Banks Regional industry median of 0.9× and below the Financial sector median of 1.0×.

Current ratio, annual

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Annual newest first

Period Current ratio Change
FY2025 1.5× 2.57%
FY2024 1.4× (2.14%)
FY2023 1.5× 0.14%
FY2022 1.5× 1.19%
FY2021 1.5× (0.74%)
FY2020 1.5× (4.03%)
FY2019 1.5× 3.91%
FY2018 1.5× 4.70%
FY2017 1.4× (0.06%)
FY2016 1.4× 0.78%

Quarterly newest first

Period Current ratio Change
Sep 2026 0.6× (62.30%)
Jun 2026 1.5× 169.77%
Mar 2026 0.6× 2.31%
Sep 2025 0.5× (61.91%)
25 more quarters

Against its own ten years

Low 1.4× High 1.5×
Ten-year median 1.5×
Current reading's percentile 91

Current ratio against peers

Company Current ratio
IBN ICICI Bank Limited compare 1.1×
NWG NatWest Group plc compare 1.0×
TFC Truist Financial Corporation compare 0.9×
PNC The PNC Financial Services Group, Inc compare 0.8×
USB U.S. Bancorp compare 0.8×
FITB Fifth Third Bancorp compare 0.8×
DB Deutsche Bank Aktiengesellschaft compare 0.7×
LYG Lloyds Banking Group PLC 0.6×
NU Nu Holdings Ltd. compare 0.5×
Banks Regional industry median 0.9×
Financial sector median 1.0×
Market median 1.6×

What Current ratio is

Current Ratio shows whether a company’s short-term assets are enough to cover the bills and debts it must pay within the next year.

Current Assets (Total) ÷ Current Liabilities (Total)

The full definition of Current ratio →

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