Powerpack

Unlock full stockrow access for only $9.90/month and boost yourself as an investor.

  • Full quarterly history

    Every quarter and TTM period we hold, not just the last 12.

  • Analyst estimates

    Three years of forward estimates and dividend forecasts.

  • Unlimited screener

    All results, unlimited saved screens, email when a screen changes.

  • Unlimited Excel

    Full workbooks and screener exports.

  • Unlimited follows

See Powerpack
Screener Weekly Summary Pricing

Lloyds Banking Group PLC (LYG) vs U.S. Bancorp (USB)

Lloyds Banking Group PLC and U.S. Bancorp are both Banks Regional companies. U.S. Bancorp is the larger, with a market value of $93.4B against $82.7B — 1.1× the size. U.S. Bancorp trades at the lower P/E: 11.8× against 16.3×. U.S. Bancorp grew revenue faster over the last twelve months: 3.33% against −42.6%. Lloyds Banking Group PLC has the higher net margin (55.0% vs 17.8%) and the lower return on invested capital (0.00% vs 10.6%). Both pay a dividend; Lloyds Banking Group PLC yields more (6.78% vs 4.89%). Across the 20 metrics below, U.S. Bancorp leads on 12 and Lloyds Banking Group PLC on 8.

Valuation

Metric LYG USB Banks Regional median
P/E 16.28 11.84 12.15
P/S 7.46 2.11 2.37
P/B 1.34 1.51 1.21
Price to free cash flow 2.23 7.36 10.80
EV/EBITDA n/m n/m —
EV/Sales (18.48) 1.93 2.27
Earnings yield 6.14% 8.44% 8.11%
Free cash flow yield 44.85% 13.58% 8.98%

Profitability

Metric LYG USB Banks Regional median
Gross margin 66.28% 67.64% 69.57%
Operating margin 0.00% 0.00% 0.00%
Net margin 55.01% 17.83% 18.66%
Free cash flow margin 0.00% 28.64% 21.18%
Return on equity 0.00% 13.42% 10.64%
Return on assets 0.00% 1.10% 1.13%
Return on invested capital 0.00% 10.62% 8.33%

Growth

Metric LYG USB Banks Regional median
Revenue growth (TTM) (42.59%) 3.33% 6.61%
EPS growth (last fiscal year) (10.00%) 21.90% —
Revenue growth, 5-year CAGR 3.00% 11.17% 12.30%
Net income growth, 5-year CAGR 37.87% 9.26% 9.71%

Health

Metric LYG USB Banks Regional median
Debt to equity 2.12 0.86 0.22
Current ratio 1.52 0.83 0.94
Net debt to EBITDA 0.00 0.00 0.00

Dividend

Metric LYG USB Banks Regional median
Dividend yield 6.78% 4.89% 3.75%
Payout ratio 0.29 0.53 0.27

Size

Metric LYG USB Banks Regional median
Market cap 82.72b 93.40b 921.07m

Compare with another peer

Any metric, up to five companies and an Excel export Powerpack