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Friday 6 November 2026
Export LOB’s income statement to Excel — free account
Live Oak Bancshares, Inc.
Live Oak Bancshares, Inc.’s revenue for fiscal 2025 (year ended December 2025) was $1.0 billion, up 12.2% from fiscal 2024.
- Revenue
- +17.0%
- EPS
- +1.25%
- Free cash flow
- +92.4%
Quarter to September 2026, against a year earlier
33.81
1.34
−3.81%
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| Older periods | Dec '25 | Mar '26 | Jun '26 | Sep '26 | |
|---|---|---|---|---|---|
P/E ratio |
+8 more quarters Free account |
15.33 | 12.53 | 14.18 | 12.54 |
P/S ratio |
1.51 | 1.44 | 1.75 | 1.49 | |
P/FCF ratio |
9.98 | 5.56 | 7.60 | 5.41 | |
P/Operating CF |
22.87 | 17.46 | 60.59 | 13.23 | |
P/B ratio |
1.36 | 1.29 | 1.55 | 1.38 | |
Price to Tangible BV |
1.43 | 1.36 | 1.64 | 1.46 | |
EV/Sales |
0.68 | 0.67 | 0.89 | — | |
EV/EBITDA |
0.00 | 0.00 | 0.00 | — | |
EV/Operating CF |
4.45 | 2.58 | 3.80 | — | |
EV/FCF |
4.48 | 2.58 | 3.87 | — | |
Quick Ratio |
0.06 | 0.06 | 0.06 | 0.07 | |
Current Ratio |
0.95 | 0.95 | 0.95 | 0.95 | |
Net Debt/EBITDA |
0.00 | 0.00 | 0.00 | 0.00 | |
Debt/Assets |
0.00% | 0.00% | 0.00% | 0.00% | |
Debt/Equity |
0.00 | 0.00 | 0.00 | 0.00 | |
Asset Turnover |
0.07 | 0.07 | 0.07 | 0.07 | |
Operating CF/Net income |
1.56 | 3.13 | 0.90 | 5.22 | |
Capex/Depreciation |
(0.31) | (0.26) | (0.07) | 0.25 | |
Research and Development Expense of Revenue |
0.00% | 0.00% | 0.00% | 0.00% | |
Selling, General and Administrative Expense of Revenue |
38.30% | 40.55% | 40.47% | 46.38% | |
Intangible Assets out of Total Assets |
0.00 | 0.00 | 0.00 | 0.00 | |
Share Based Compensation of Revenue |
2.22% | 2.63% | 2.77% | 2.15% | |
Graham Net Nets |
(0.52) | (0.53) | (0.45) | (0.53) | |
Graham Number |
35.73 | 39.07 | 41.35 | 41.29 | |
Earnings Yield |
6.52% | 7.98% | 7.05% | 7.98% | |
Free Cash Flow Yield |
10.02% | 18.00% | 13.15% | 18.50% | |
Revenue per Share |
6.33 | 5.63 | 5.89 | 6.52 | |
Operating CF per Share |
1.50 | 1.89 | 0.67 | 2.74 | |
Capex per Share |
(0.07) | (0.04) | (0.01) | 0.03 | |
Free Cash Flow per Share |
1.44 | 1.85 | 0.67 | 2.77 | |
Cash per Share |
18.93 | 17.69 | 20.06 | 23.75 | |
Shareholders Equity per Share |
27.44 | 27.78 | 28.46 | 28.33 | |
Interest Debt per Share |
0.00 | 0.00 | 0.00 | 0.00 | |
Book value per Share |
27.44 | 27.78 | 28.46 | 28.33 | |
Free Cash Flow |
65.59 | 85.56 | 30.78 | 128.18 | |
Working Capital |
(724.49) | (718.17) | (770.16) | (811.59) | |
Capital Expenditures |
(3.05) | (1.82) | (0.41) | 1.44 | |
Net Current Asset Value |
(814.10) | (801.64) | (844.09) | (896.96) | |
EV/EBIT |
0.00 | 0.00 | 0.00 | — | |
Capex to Sales |
0.01 | 0.01 | 0.00 | 0.00 | |
Price to Operating Income |
10.94 | 8.95 | 10.22 | 9.14 | |
| Other line items | |||||
Average Payables |
12,724.58 | 13,115.51 | 13,571.16 | 14,379.45 | |
Average Assets |
14,039.08 | 14,447.87 | 14,934.68 | 15,815.74 | |
Average Common Equity |
1,080.67 | 1,108.47 | 1,143.96 | 1,161.13 |
Columns are period end dates · fundamentals updated 5 Nov 2026