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Wednesday 4 November 2026
Export KSPI’s income statement to Excel — free account
Joint Stock Company Kaspi.kz Sponsored ADR
KSPI Technology Software Infrastructure
Joint Stock Company Kaspi.kz Sponsored ADR’s revenue for fiscal 2025 (year ended December 2025) was $7.7 billion, up 44.6% from fiscal 2024.
- Revenue
- +20.7%
- EPS
- +5.19%
- Free cash flow
- +73.4%
- Total debt
- −100.0%
Quarter to June 2026, against a year earlier
92.09
1.30
−1.39%
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| Jun '26 | Mar '26 | Dec '25 | Sep '25 | Older periods | |
|---|---|---|---|---|---|
P/E ratio |
8.04 | 6.97 | 7.38 | 7.32 |
+8 more quarters Free account |
P/S ratio |
1.91 | 1.71 | 1.94 | 2.19 | |
P/FCF ratio |
8.54 | 10.47 | 15.96 | 21.23 | |
P/Operating CF |
10.95 | 81.28 | 17.03 | (63.72) | |
P/B ratio |
2.87 | 2.53 | 3.01 | 3.50 | |
Price to Tangible BV |
3.45 | 3.02 | 3.64 | 4.75 | |
EV/Sales |
1.55 | 1.44 | 1.64 | 1.98 | |
EV/EBITDA |
0.00 | 0.00 | 0.00 | 0.00 | |
EV/Operating CF |
5.80 | 6.95 | 9.84 | 13.94 | |
EV/FCF |
6.94 | 8.81 | 13.50 | 19.15 | |
Quick Ratio |
0.16 | 0.14 | 0.15 | 0.10 | |
Current Ratio |
0.99 | 1.05 | 1.03 | 0.98 | |
Net Debt/EBITDA |
0.00 | 0.00 | 0.00 | 0.00 | |
Debt/Assets |
0.00% | 0.00% | 0.00% | 0.00% | |
Debt/Equity |
0.00 | 0.00 | 0.00 | 0.00 | |
Asset Turnover |
0.38 | 0.40 | 0.40 | 0.40 | |
Operating CF/Net income |
2.79 | 0.35 | 1.79 | (0.46) | |
Capex/Depreciation |
0.00 | 0.00 | 0.00 | 0.00 | |
Research and Development Expense of Revenue |
0.00% | 0.00% | 0.00% | 0.00% | |
Selling, General and Administrative Expense of Revenue |
44.83% | 45.38% | 46.50% | 46.62% | |
Intangible Assets out of Total Assets |
0.04 | 0.04 | 0.04 | 0.06 | |
Share Based Compensation of Revenue |
0.00% | 0.00% | 0.00% | 0.00% | |
Graham Net Nets |
(0.05) | 0.02 | (0.01) | (0.04) | |
Graham Number |
85.55 | 83.63 | 78.63 | 76.59 | |
Earnings Yield |
12.44% | 14.36% | 13.56% | 13.66% | |
Free Cash Flow Yield |
11.71% | 9.55% | 6.27% | 4.71% | |
Revenue per Share |
12.30 | 11.38 | 10.49 | 11.07 | |
Operating CF per Share |
7.91 | 0.91 | 4.59 | (1.28) | |
Capex per Share |
(0.64) | (0.35) | (0.72) | (0.28) | |
Free Cash Flow per Share |
7.27 | 0.56 | 3.87 | (1.56) | |
Cash per Share |
16.24 | 11.74 | 12.05 | 8.01 | |
Shareholders Equity per Share |
30.19 | 29.23 | 25.94 | 23.36 | |
Interest Debt per Share |
0.00 | 0.00 | 0.00 | 0.00 | |
Book value per Share |
30.19 | 29.23 | 25.94 | 23.36 | |
Free Cash Flow |
1,381.00 | 107.13 | 736.95 | (297.53) | |
Working Capital |
(178.42) | 798.15 | 392.39 | (316.46) | |
Capital Expenditures |
(121.63) | (65.89) | (137.17) | (53.31) | |
Net Current Asset Value |
(762.81) | 234.31 | (90.80) | (673.34) | |
EV/EBIT |
0.00 | 0.00 | 0.00 | 0.00 | |
Capex to Sales |
0.05 | 0.03 | 0.07 | 0.03 | |
Price to Operating Income |
6.32 | 5.49 | 5.88 | 5.84 | |
| Other line items | |||||
Average Payables |
16,051.11 | 14,428.06 | 14,414.92 | 13,399.59 | |
Average Assets |
22,708.39 | 20,392.45 | 19,323.62 | 17,832.95 | |
Average Common Equity |
4,896.69 | 4,558.73 | 4,123.00 | 3,669.96 |
Columns are period end dates · fundamentals updated 26 Oct 2026