Saturday 17 October 2026 Export KSPI’s income statement to Excel — free account

Joint Stock Company Kaspi.kz Sponsored ADR

Joint Stock Company Kaspi.kz Sponsored ADR’s revenue for fiscal 2025 (year ended December 2025) was $7.7 billion, up 44.6% from fiscal 2024. In the quarter to June 2026, revenue grew 20.7%, EPS grew 5.19%, free cash flow grew 73.4% and total debt fell 100.0%, each against the same quarter a year earlier. Revenue growth for three consecutive years.

93.18 1.66 −1.75%

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Market cap: $18.0B
P/E: 8.4×
Fwd P/E: 6.4×
Dividend yield: —
F-score: 6/9
Altman Z: n/a
Beneish M: n/a
Dividend safety: n/a

Overview Business Profile Income Statement Balance Sheet Cash Flow Metrics & Ratios 10-Q 10-K

	Older periods	Sep '25	Dec '25	Mar '26	Jun '26
P/E ratio Full definition →	+8 more quarters Free account	7.32	7.19	6.79	7.84
P/S ratio Full definition →		2.19	1.94	1.71	1.91
P/FCF ratio Full definition →		21.23	15.96	10.47	8.54
P/Operating CF Full definition →		(63.72)	17.03	81.28	10.95
P/B ratio Full definition →		3.50	3.01	2.53	2.87
Price to Tangible BV Full definition →		4.75	3.64	3.02	3.45
EV/Sales Full definition →		1.98	1.64	1.44	1.55
EV/EBITDA Full definition →		0.00	0.00	0.00	0.00
EV/Operating CF Full definition →		13.94	9.84	6.95	5.80
EV/FCF Full definition →		19.15	13.50	8.81	6.94
Quick Ratio Full definition →		0.10	0.15	0.14	0.16
Current Ratio Full definition →		0.98	1.03	1.05	0.99
Net Debt/EBITDA Full definition →		0.00	0.00	0.00	0.00
Debt/Assets Full definition →		0.00%	0.00%	0.00%	0.00%
Debt/Equity Full definition →		0.00	0.00	0.00	0.00
Asset Turnover Full definition →		0.40	0.40	0.40	0.38
Operating CF/Net income Full definition →		(0.46)	1.79	0.35	2.79
Capex/Depreciation Full definition →		0.00	0.00	0.00	0.00
Research and Development Expense of Revenue Full definition →		0.00%	0.00%	0.00%	0.00%
Selling, General and Administrative Expense of Revenue Full definition →		46.62%	46.50%	45.38%	44.83%
Intangible Assets out of Total Assets Full definition →		0.06	0.04	0.04	0.04
Share Based Compensation of Revenue Full definition →		0.00%	0.00%	0.00%	0.00%
Graham Net Nets Full definition →		(0.04)	(0.01)	0.02	(0.05)
Graham Number Full definition →		76.59	79.65	84.71	86.64
Earnings Yield Full definition →		13.66%	13.91%	14.73%	12.75%
Free Cash Flow Yield Full definition →		4.71%	6.27%	9.55%	11.71%
Revenue per Share Full definition →		11.07	10.49	11.38	12.30
Operating CF per Share Full definition →		(1.28)	4.59	0.91	7.91
Capex per Share Full definition →		(0.28)	(0.72)	(0.35)	(0.64)
Free Cash Flow per Share Full definition →		(1.56)	3.87	0.56	7.27
Cash per Share Full definition →		8.01	12.05	11.74	16.24
Shareholders Equity per Share Full definition →		23.36	25.94	29.23	30.19
Interest Debt per Share Full definition →		0.00	0.00	0.00	0.00
Book value per Share Full definition →		23.36	25.94	29.23	30.19
Free Cash Flow Full definition →		(297.53)	736.95	107.13	1,381.00
Working Capital Full definition →		(316.46)	392.39	798.15	(178.42)
Capital Expenditures Full definition →		(53.31)	(137.17)	(65.89)	(121.63)
Net Current Asset Value Full definition →		(673.34)	(90.80)	234.31	(762.81)
EV/EBIT Full definition →		0.00	0.00	0.00	0.00
Capex to Sales Full definition →		0.03	0.07	0.03	0.05
Price to Operating Income Full definition →		5.84	5.88	5.49	6.32
Other line items
Average Payables Full definition →		13,399.59	14,414.92	14,428.06	16,051.11
Average Assets Full definition →		17,832.95	19,323.62	20,392.45	22,708.39
Average Common Equity Full definition →		3,669.96	4,123.00	4,558.73	4,896.69

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Columns are period end dates

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