Joint Stock Company Kaspi.kz Sponsored ADR KSPI

95.67 2.88 3.10% as of 25 Sep
Market cap
$17.8B
P/E
8.7×
Growth Flags show if company had growth for consecutive years
Jun '26 Mar '26 Dec '25 Sep '25 Older periods
P/E ratio
7.84 6.79 7.19 7.32

+8 more quarters

P/S ratio
1.91 1.71 1.94 2.19
P/FCF ratio
8.54 10.47 15.96 21.23
P/Operating CF
10.95 81.28 17.03 (63.72)
P/B ratio
2.87 2.53 3.01 3.50
Price to Tangible BV
3.45 3.02 3.64 4.75
EV/Sales
1.55 1.44 1.64 1.98
EV/EBITDA
0.00 0.00 0.00 0.00
EV/Operating CF
5.80 6.95 9.84 13.94
EV/FCF
6.94 8.81 13.50 19.15
Quick Ratio
0.16 0.14 0.15 0.10
Current Ratio
0.99 1.05 1.03 0.98
Net Debt/EBITDA
0.00 0.00 0.00 0.00
Debt/Assets
0.00% 0.00% 0.00% 0.00%
Debt/Equity
0.00 0.00 0.00 0.00
Asset Turnover
0.38 0.40 0.40 0.40
Operating CF/Net income
2.79 0.35 1.79 (0.46)
Capex/Depreciation
0.00 0.00 0.00 0.00
Research and Development Expense of Revenue
0.00% 0.00% 0.00% 0.00%
Selling, General and Administrative Expense of Revenue
44.83% 45.38% 46.50% 46.62%
Intangible Assets out of Total Assets
0.04 0.04 0.04 0.06
Share Based Compensation of Revenue
0.00% 0.00% 0.00% 0.00%
Graham Net Nets
(0.05) 0.02 (0.01) (0.04)
Graham Number
86.64 84.71 79.65 76.59
Earnings Yield
12.75% 14.73% 13.91% 13.66%
Free Cash Flow Yield
11.71% 9.55% 6.27% 4.71%
Revenue per Share
12.30 11.38 10.49 11.07
Operating CF per Share
7.91 0.91 4.59 (1.28)
Capex per Share
(0.64) (0.35) (0.72) (0.28)
Free Cash Flow per Share
7.27 0.56 3.87 (1.56)
Cash per Share
16.24 11.74 12.05 8.01
Shareholders Equity per Share
30.19 29.23 25.94 23.36
Interest Debt per Share
0.00 0.00 0.00 0.00
Book value per Share
30.19 29.23 25.94 23.36
Free Cash Flow
1,381.00 107.13 736.95 (297.53)
Working Capital
(178.42) 798.15 392.39 (316.46)
Capital Expenditures
(121.63) (65.89) (137.17) (53.31)
Net Current Asset Value
(762.81) 234.31 (90.80) (673.34)
EV/EBIT
0.00 0.00 0.00 0.00
Capex to Sales
0.05 0.03 0.07 0.03
Net Profit Margin
23.08% 23.08% 24.47% 25.17%
Price to Operating Income
6.32 5.49 5.88 5.84
Other line items
Average Payables
16,051.11 14,428.06 14,414.92 13,399.59
Average Assets
22,708.39 20,392.45 19,323.62 17,832.95
Average Common Equity
4,896.69 4,558.73 4,123.00 3,669.96

Fold the line items

Columns are period end dates