Kemper Corporation

KMPR Financial Insurance Property & Casualty

Kemper Corporation’s revenue for fiscal 2025 (year ended December 2025) was $4.8 billion, up 3.26% from fiscal 2024. In the quarter to June 2026, revenue fell 10.8%, EPS fell 799.1%, free cash flow fell 76.7% and total debt was flat, each against the same quarter a year earlier. Dividend growth for ten consecutive years, operating cash flow growth for three; insiders bought in the last twelve months.

29.27 0.85 +2.99%
Market cap
$1.7B
P/E
0.0×
Fwd P/E
14.6×
Dividend yield
4.37%
F-score
6/9
Altman Z
n/a
Beneish M
n/a
Dividend safety
n/a
Older periods Sep '25 Dec '25 Mar '26 Jun '26
P/E ratio

+8 more quarters

13.32 18.26 48.51 0.00
P/S ratio
0.65 0.52 0.38 0.35
P/FCF ratio
16.11 12.73 17.41 39.48
P/Operating CF
22.65 14.37 20.22 52.03
P/B ratio
1.16 0.94 0.68 0.73
Price to Tangible BV
2.15 1.77 1.30 1.14
EV/Sales
0.83 0.70 0.56 0.54
EV/EBITDA
9.04 11.88 17.67 45.56
EV/Operating CF
6.85 5.70 5.37 5.65
EV/FCF
20.36 16.88 25.67 60.98
Quick Ratio
0.15 0.14 0.14 0.14
Current Ratio
0.15 0.14 0.14 0.14
Net Debt/EBITDA
71.43 52.51 65.53 64.02
Debt/Assets
7.58% 7.56% 7.61% 7.92%
Debt/Equity
0.35 0.35 0.36 0.43
Asset Turnover
0.38 0.38 0.38 0.37
Operating CF/Net income
(6.66) (21.87) (52.24) (0.07)
Capex/Depreciation
(0.18) (0.44) (0.94) (0.02)
Interest Coverage
(2.64) (0.50) 0.15 (51.47)
Research and Development Expense of Revenue
0.00% 0.00% 0.00% 0.00%
Selling, General and Administrative Expense of Revenue
0.00% 0.00% 0.00% 0.00%
Intangible Assets out of Total Assets
0.10 0.10 0.10 0.07
Share Based Compensation of Revenue
0.00% 0.00% 0.00% 0.00%
Graham Net Nets
(2.65) (3.39) (4.74) (5.37)
Graham Number
62.09 46.37 25.22 0.00
Earnings Yield
7.51% 5.48% 2.06% (31.16%)
Free Cash Flow Yield
6.21% 7.86% 5.74% 2.53%
Revenue per Share
20.17 18.25 18.85 18.56
Operating CF per Share
2.28 2.82 1.51 0.52
Capex per Share
(0.11) (0.14) (0.19) (0.19)
Free Cash Flow per Share
2.17 2.68 1.33 0.32
Cash per Share
1.75 2.00 1.57 1.36
Shareholders Equity per Share
44.27 43.05 44.86 36.99
Interest Debt per Share
0.00 0.00 0.00 0.00
Book value per Share
44.27 43.05 44.86 36.99
Free Cash Flow
133.40 166.20 77.90 19.10
Working Capital
(7,449.90) (7,570.80) (7,552.60) (7,576.10)
Capital Expenditures
(6.50) (8.80) (10.90) (11.40)
Net Current Asset Value
(8,406.50) (8,529.10) (8,500.90) (8,520.60)
EV/EBIT
11.86 16.73 38.14 0.00
Capex to Sales
0.01 0.01 0.01 0.01
Price to Operating Income
9.39 12.62 25.87 0.00
Other line items
Average Receivables
1,196.40 1,156.75 1,212.15 1,189.85
Average Payables
8,014.40 7,907.45 8,006.15 8,036.00
Average Assets
12,658.20 12,551.55 12,438.90 12,263.70
Average Common Equity
2,746.00 2,726.85 2,773.30 2,561.40

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Columns are period end dates