Friday 6 November 2026 Export KMPR’s income statement to Excel — free account

Kemper Corporation

KMPR Financial Insurance Property & Casualty

Kemper Corporation’s revenue for fiscal 2025 (year ended December 2025) was $4.8 billion, up 3.26% from fiscal 2024.

Revenue: −10.8%
EPS: −799.1%
Free cash flow: −76.7%
Total debt: +0.20%

Quarter to June 2026, against a year earlier

34.43 0.90 −2.55%

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Market cap: $2.1B
P/E: 0.0×
Fwd P/E: −5.1×
Dividend yield: 3.64%
F-score: 6/9
Altman Z: n/a
Beneish M: n/a
Dividend safety: n/a

Overview

	Dec '16	Dec '17	Dec '18	Dec '19	Dec '20	Dec '21	Dec '22	Dec '23	Dec '24	Dec '25
P/E ratio Full definition →	137.34	29.53	20.24	9.63	12.29	0.00	0.00	0.00	13.42	18.26
Piotroski F-Score Full definition →	6	7	7	8	5	5	4	2	6	6
P/S ratio Full definition →	0.89	1.30	1.04	1.01	0.97	0.66	0.57	0.64	0.92	0.52
P/FCF ratio Full definition →	10.80	18.18	8.21	12.54	14.22	0.00	0.00	0.00	0.00	12.73
P/Operating CF Full definition →	32.12	46.42	19.91	30.43	25.64	87.06	(77.85)	(107.25)	24.35	14.37
P/B ratio Full definition →	1.14	1.67	1.27	1.29	1.11	0.94	1.17	1.27	1.53	0.94
Price to Tangible BV Full definition →	1.36	1.97	1.99	1.79	1.46	1.39	2.28	2.54	2.78	1.77
EV/Sales Full definition →	1.14	1.50	1.26	1.14	1.15	0.83	0.78	0.91	1.21	0.70
EV/EBITDA Full definition →	25.32	16.77	11.03	6.95	7.18	67.61	0.00	0.00	10.55	11.88
EV/Operating CF Full definition →	11.99	16.95	8.71	10.76	13.41	13.48	(20.47)	(33.61)	14.60	5.70
EV/FCF Full definition →	13.86	20.99	9.98	14.12	16.95	(74.43)	(7.20)	(8.29)	(209.41)	16.88
Quick Ratio Full definition →	0.12	0.11	0.18	0.18	0.20	0.19	0.19	0.14	0.15	0.14
Current Ratio Full definition →	0.12	0.11	0.18	0.18	0.20	0.19	0.19	0.14	0.15	0.14
Net Debt/EBITDA Full definition →	5.58	2.25	1.96	0.78	1.16	13.93	(4.86)	(7.21)	2.50	2.92
Debt/Assets Full definition →	9.15%	7.07%	7.87%	5.99%	8.18%	7.52%	10.42%	10.90%	11.02%	7.56%
Debt/Equity Full definition →	0.38	0.28	0.30	0.20	0.26	0.28	0.52	0.55	0.50	0.35
Asset Turnover Full definition →	0.31	0.33	0.37	0.41	0.38	0.39	0.39	0.38	0.37	0.38
Operating CF/Net income Full definition →	14.32	1.99	2.84	1.01	1.09	(2.84)	0.73	0.49	1.20	4.08
Capex/Depreciation Full definition →	(0.88)	(23.12)	(0.99)	19.41	(0.98)	(0.58)	(0.43)	(0.50)	(0.63)	(0.38)
Interest Coverage Full definition →	1.04	3.00	2.25	5.07	2.88	(0.14)	(5.71)	(5.19)	7.83	5.17
ROE Full definition →	0.85%	5.91%	7.36%	15.13%	9.60%	(2.89%)	(8.58%)	(10.51%)	12.02%	5.26%
ROA Full definition →	0.21%	1.46%	1.91%	4.33%	3.00%	(0.85%)	(2.03%)	(2.09%)	2.51%	1.14%
ROIC Full definition →	2.25%	5.67%	5.76%	11.26%	8.83%	(0.38%)	(5.08%)	(4.75%)	6.77%	3.57%
Return on Tangible Assets Full definition →	(0.35%)	(2.40%)	(3.05%)	(8.06%)	(6.12%)	1.59%	3.82%	3.59%	(4.41%)	(1.89%)
Average Days of Receivables Full definition →	77.45	75.09	122.72	96.83	99.35	103.78	102.37	85.64	91.56	87.63
Research and Development Expense of Revenue Full definition →	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Selling, General and Administrative Expense of Revenue Full definition →	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Intangible Assets out of Total Assets Full definition →	0.04	0.04	0.10	0.09	0.08	0.09	0.10	0.10	0.10	0.10
Share Based Compensation of Revenue Full definition →	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Graham Net Nets Full definition →	(2.48)	(1.60)	(1.86)	(1.48)	(1.62)	(2.43)	(2.84)	(2.83)	(2.02)	(3.39)
Graham Number Full definition →	16.67	46.48	62.22	104.50	98.88	0.00	0.00	0.00	69.51	46.37
Earnings Yield Full definition →	0.73%	3.39%	4.94%	10.39%	8.13%	(3.28%)	(9.63%)	(8.54%)	7.45%	5.48%
Free Cash Flow Yield Full definition →	9.26%	5.50%	12.18%	7.97%	7.03%	(1.69%)	(19.09%)	(17.09%)	(0.63%)	7.86%
Revenue per Share Full definition →	49.30	53.04	64.06	76.49	79.31	89.60	86.55	77.22	72.27	77.24
Operating CF per Share Full definition →	4.70	4.69	9.27	8.11	6.83	5.49	(3.29)	(2.10)	5.97	9.43
Capex per Share Full definition →	(0.34)	(0.72)	(1.15)	(1.30)	(0.82)	(0.91)	(0.48)	(0.84)	(0.83)	(0.49)
Free Cash Flow per Share Full definition →	4.36	3.97	8.12	6.81	6.00	4.59	(3.78)	(2.94)	5.14	8.93
Cash per Share Full definition →	2.26	0.89	1.29	2.08	3.14	2.32	3.33	1.00	1.00	2.00
Shareholders Equity per Share Full definition →	38.61	41.20	52.45	60.30	69.53	62.79	41.84	39.12	43.38	43.05
Interest Debt per Share Full definition →	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Book value per Share Full definition →	38.61	41.20	52.45	60.30	69.53	62.79	41.84	39.12	43.38	43.05
Free Cash Flow Full definition →	222.90	203.60	472.40	448.90	394.10	292.90	(241.10)	(188.00)	329.70	553.90
Working Capital Full definition →	(4,827.80)	(5,039.40)	(6,227.60)	(6,586.60)	(6,697.00)	(7,785.70)	(7,494.50)	(7,573.80)	(7,211.70)	(7,570.80)
Capital Expenditures Full definition →	(17.60)	(37.00)	(66.80)	(85.40)	(53.90)	(57.80)	(30.80)	(53.80)	(53.20)	(30.60)
Net Current Asset Value Full definition →	(5,584.50)	(5,654.60)	(7,167.20)	(7,543.20)	(8,155.50)	(9,134.60)	(8,881.40)	(9,013.60)	(8,618.10)	(8,529.10)
EV/EBIT Full definition →	30.75	16.88	13.11	6.91	7.69	0.00	0.00	0.00	12.55	16.73
Capex to Sales Full definition →	0.01	0.01	0.02	0.02	0.01	0.01	0.01	0.01	0.01	0.01
Price to Operating Income Full definition →	23.97	14.62	10.78	6.14	6.45	0.00	0.00	0.00	9.57	12.62
Other line items
Depreciation/Fixed assets Full definition →	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Cash ROIC Full definition →	7.84%	7.39%	11.71%	9.18%	6.63%	5.55%	(5.65%)	(4.75%)	7.78%	14.82%
Accounts Receivable Turnover Full definition →	4.76	4.97	4.11	3.89	3.78	3.76	3.48	3.65	3.99	4.14
Accounts Payable Turnover Full definition →	0.49	0.49	0.56	0.59	0.59	0.71	0.68	0.63	0.53	0.58
Inventory Turnover Full definition →	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Average Days of Payables Full definition →	755.43	763.58	744.52	635.55	626.37	553.45	527.74	567.31	673.21	642.53
Days of Inventory on Hand Full definition →	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Average Receivables Full definition →	530.35	547.70	906.40	1,294.65	1,376.85	1,521.45	1,587.60	1,354.60	1,161.80	1,156.75
Average Payables Full definition →	4,921.15	5,108.55	6,029.80	7,097.50	7,459.60	8,154.20	8,577.55	8,249.35	7,896.95	7,907.45
Average Assets Full definition →	8,123.30	8,293.35	9,960.55	12,267.00	13,665.50	14,629.20	14,115.05	13,028.15	12,686.55	12,551.55
Average Common Equity Full definition →	1,983.80	2,045.40	2,582.85	3,511.20	4,267.85	4,285.55	3,339.15	2,587.80	2,644.65	2,726.85

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