Friday 6 November 2026 Export KMPR’s income statement to Excel — free account

Kemper Corporation

KMPR Financial Insurance Property & Casualty

Kemper Corporation’s revenue for fiscal 2025 (year ended December 2025) was $4.8 billion, up 3.26% from fiscal 2024.

Revenue: −10.8%
EPS: −799.1%
Free cash flow: −76.7%
Total debt: +0.20%

Quarter to June 2026, against a year earlier

35.18 0.58 −1.62%

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Market cap: $2.1B
P/E: 0.0×
Fwd P/E: −5.1×
Dividend yield: 3.64%
F-score: 6/9
Altman Z: n/a
Beneish M: n/a
Dividend safety: n/a

Overview

	Dec '25	Dec '24	Dec '23	Dec '22	Dec '21	Dec '20	Dec '19	Dec '18	Dec '17	Dec '16
P/E ratio Full definition →	18.26	13.42	0.00	0.00	0.00	12.29	9.63	20.24	29.53	137.34
Piotroski F-Score Full definition →	6	6	2	4	5	5	8	7	7	6
P/S ratio Full definition →	0.52	0.92	0.64	0.57	0.66	0.97	1.01	1.04	1.30	0.89
P/FCF ratio Full definition →	12.73	0.00	0.00	0.00	0.00	14.22	12.54	8.21	18.18	10.80
P/Operating CF Full definition →	14.37	24.35	(107.25)	(77.85)	87.06	25.64	30.43	19.91	46.42	32.12
P/B ratio Full definition →	0.94	1.53	1.27	1.17	0.94	1.11	1.29	1.27	1.67	1.14
Price to Tangible BV Full definition →	1.77	2.78	2.54	2.28	1.39	1.46	1.79	1.99	1.97	1.36
EV/Sales Full definition →	0.70	1.21	0.91	0.78	0.83	1.15	1.14	1.26	1.50	1.14
EV/EBITDA Full definition →	11.88	10.55	0.00	0.00	67.61	7.18	6.95	11.03	16.77	25.32
EV/Operating CF Full definition →	5.70	14.60	(33.61)	(20.47)	13.48	13.41	10.76	8.71	16.95	11.99
EV/FCF Full definition →	16.88	(209.41)	(8.29)	(7.20)	(74.43)	16.95	14.12	9.98	20.99	13.86
Quick Ratio Full definition →	0.14	0.15	0.14	0.19	0.19	0.20	0.18	0.18	0.11	0.12
Current Ratio Full definition →	0.14	0.15	0.14	0.19	0.19	0.20	0.18	0.18	0.11	0.12
Net Debt/EBITDA Full definition →	2.92	2.50	(7.21)	(4.86)	13.93	1.16	0.78	1.96	2.25	5.58
Debt/Assets Full definition →	7.56%	11.02%	10.90%	10.42%	7.52%	8.18%	5.99%	7.87%	7.07%	9.15%
Debt/Equity Full definition →	0.35	0.50	0.55	0.52	0.28	0.26	0.20	0.30	0.28	0.38
Asset Turnover Full definition →	0.38	0.37	0.38	0.39	0.39	0.38	0.41	0.37	0.33	0.31
Operating CF/Net income Full definition →	4.08	1.20	0.49	0.73	(2.84)	1.09	1.01	2.84	1.99	14.32
Capex/Depreciation Full definition →	(0.38)	(0.63)	(0.50)	(0.43)	(0.58)	(0.98)	19.41	(0.99)	(23.12)	(0.88)
Interest Coverage Full definition →	5.17	7.83	(5.19)	(5.71)	(0.14)	2.88	5.07	2.25	3.00	1.04
ROE Full definition →	5.26%	12.02%	(10.51%)	(8.58%)	(2.89%)	9.60%	15.13%	7.36%	5.91%	0.85%
ROA Full definition →	1.14%	2.51%	(2.09%)	(2.03%)	(0.85%)	3.00%	4.33%	1.91%	1.46%	0.21%
ROIC Full definition →	3.57%	6.77%	(4.75%)	(5.08%)	(0.38%)	8.83%	11.26%	5.76%	5.67%	2.25%
Return on Tangible Assets Full definition →	(1.89%)	(4.41%)	3.59%	3.82%	1.59%	(6.12%)	(8.06%)	(3.05%)	(2.40%)	(0.35%)
Average Days of Receivables Full definition →	87.63	91.56	85.64	102.37	103.78	99.35	96.83	122.72	75.09	77.45
Research and Development Expense of Revenue Full definition →	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Selling, General and Administrative Expense of Revenue Full definition →	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Intangible Assets out of Total Assets Full definition →	0.10	0.10	0.10	0.10	0.09	0.08	0.09	0.10	0.04	0.04
Share Based Compensation of Revenue Full definition →	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Graham Net Nets Full definition →	(3.39)	(2.02)	(2.83)	(2.84)	(2.43)	(1.62)	(1.48)	(1.86)	(1.60)	(2.48)
Graham Number Full definition →	46.37	69.51	0.00	0.00	0.00	98.88	104.50	62.22	46.48	16.67
Earnings Yield Full definition →	5.48%	7.45%	(8.54%)	(9.63%)	(3.28%)	8.13%	10.39%	4.94%	3.39%	0.73%
Free Cash Flow Yield Full definition →	7.86%	(0.63%)	(17.09%)	(19.09%)	(1.69%)	7.03%	7.97%	12.18%	5.50%	9.26%
Revenue per Share Full definition →	77.24	72.27	77.22	86.55	89.60	79.31	76.49	64.06	53.04	49.30
Operating CF per Share Full definition →	9.43	5.97	(2.10)	(3.29)	5.49	6.83	8.11	9.27	4.69	4.70
Capex per Share Full definition →	(0.49)	(0.83)	(0.84)	(0.48)	(0.91)	(0.82)	(1.30)	(1.15)	(0.72)	(0.34)
Free Cash Flow per Share Full definition →	8.93	5.14	(2.94)	(3.78)	4.59	6.00	6.81	8.12	3.97	4.36
Cash per Share Full definition →	2.00	1.00	1.00	3.33	2.32	3.14	2.08	1.29	0.89	2.26
Shareholders Equity per Share Full definition →	43.05	43.38	39.12	41.84	62.79	69.53	60.30	52.45	41.20	38.61
Interest Debt per Share Full definition →	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Book value per Share Full definition →	43.05	43.38	39.12	41.84	62.79	69.53	60.30	52.45	41.20	38.61
Free Cash Flow Full definition →	553.90	329.70	(188.00)	(241.10)	292.90	394.10	448.90	472.40	203.60	222.90
Working Capital Full definition →	(7,570.80)	(7,211.70)	(7,573.80)	(7,494.50)	(7,785.70)	(6,697.00)	(6,586.60)	(6,227.60)	(5,039.40)	(4,827.80)
Capital Expenditures Full definition →	(30.60)	(53.20)	(53.80)	(30.80)	(57.80)	(53.90)	(85.40)	(66.80)	(37.00)	(17.60)
Net Current Asset Value Full definition →	(8,529.10)	(8,618.10)	(9,013.60)	(8,881.40)	(9,134.60)	(8,155.50)	(7,543.20)	(7,167.20)	(5,654.60)	(5,584.50)
EV/EBIT Full definition →	16.73	12.55	0.00	0.00	0.00	7.69	6.91	13.11	16.88	30.75
Capex to Sales Full definition →	0.01	0.01	0.01	0.01	0.01	0.01	0.02	0.02	0.01	0.01
Price to Operating Income Full definition →	12.62	9.57	0.00	0.00	0.00	6.45	6.14	10.78	14.62	23.97
Other line items
Depreciation/Fixed assets Full definition →	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Cash ROIC Full definition →	14.82%	7.78%	(4.75%)	(5.65%)	5.55%	6.63%	9.18%	11.71%	7.39%	7.84%
Accounts Receivable Turnover Full definition →	4.14	3.99	3.65	3.48	3.76	3.78	3.89	4.11	4.97	4.76
Accounts Payable Turnover Full definition →	0.58	0.53	0.63	0.68	0.71	0.59	0.59	0.56	0.49	0.49
Inventory Turnover Full definition →	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Average Days of Payables Full definition →	642.53	673.21	567.31	527.74	553.45	626.37	635.55	744.52	763.58	755.43
Days of Inventory on Hand Full definition →	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Average Receivables Full definition →	1,156.75	1,161.80	1,354.60	1,587.60	1,521.45	1,376.85	1,294.65	906.40	547.70	530.35
Average Payables Full definition →	7,907.45	7,896.95	8,249.35	8,577.55	8,154.20	7,459.60	7,097.50	6,029.80	5,108.55	4,921.15
Average Assets Full definition →	12,551.55	12,686.55	13,028.15	14,115.05	14,629.20	13,665.50	12,267.00	9,960.55	8,293.35	8,123.30
Average Common Equity Full definition →	2,726.85	2,644.65	2,587.80	3,339.15	4,285.55	4,267.85	3,511.20	2,582.85	2,045.40	1,983.80

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