Saturday 17 October 2026
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Kentucky First Federal Bancorp
KFFB Financial Banks Regional
Kentucky First Federal Bancorp’s revenue for fiscal 2026 (year ended June 2026) was $21.4 million, up 8.53% from fiscal 2025. In the quarter to June 2026, revenue grew 7.22%, EPS grew 320.5%, free cash flow grew 650.0% and total debt rose 13.6%, each against the same quarter a year earlier. Revenue growth for three consecutive years.
5.40
0.01
−0.18%
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| Jun '17 | Jun '18 | Jun '19 | Jun '20 | Jun '21 | Jun '22 | Jun '23 | Jun '24 | Jun '25 | Jun '26 | |
|---|---|---|---|---|---|---|---|---|---|---|
Piotroski F-Score |
4 | 5 | 5 | 5 | 5 | 6 | 6 | 4 | 6 | 7 |
P/E ratio |
85.82 | 50.87 | 75.00 | 0.00 | 33.45 | 41.95 | 53.81 | 0.00 | 141.26 | 21.70 |
P/S ratio |
6.75 | 5.46 | 4.83 | 4.21 | 4.74 | 5.73 | 3.87 | 1.55 | 1.19 | 1.92 |
P/FCF ratio |
40.71 | 69.18 | 57.15 | 66.87 | 40.89 | 26.29 | 41.91 | 0.00 | 0.00 | 36.98 |
P/Operating CF |
145.34 | (817.77) | 302.03 | 612.09 | 187.80 | 43.73 | 336.65 | (137.59) | 811.46 | 191.96 |
P/B ratio |
1.17 | 1.02 | 0.94 | 1.07 | 1.16 | 1.26 | 1.00 | 0.53 | 0.49 | 0.82 |
Price to Tangible BV |
1.50 | 1.30 | 1.21 | 1.09 | 1.18 | 1.28 | 1.01 | 0.54 | 0.50 | 0.83 |
EV/Sales |
10.43 | 8.89 | 9.22 | 7.31 | 7.51 | 6.45 | 8.61 | 4.62 | 2.37 | 3.42 |
EV/EBITDA |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
EV/Operating CF |
58.09 | 97.30 | 119.12 | 92.82 | 60.53 | 27.91 | 97.58 | (52.47) | (544.33) | 58.69 |
EV/FCF |
62.92 | 112.59 | 109.11 | 116.10 | 64.70 | 29.60 | 93.29 | (50.19) | (199.20) | 65.88 |
Quick Ratio |
0.07 | 0.05 | 0.05 | 0.06 | 0.10 | 0.11 | 0.04 | 0.07 | 0.07 | 0.06 |
Current Ratio |
1.49 | 1.44 | 1.49 | 1.42 | 1.42 | 1.26 | 1.43 | 1.38 | 1.25 | 1.29 |
Net Debt/EBITDA |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Debt/Assets |
18.08% | 16.66% | 20.17% | 17.04% | 16.82% | 10.38% | 20.08% | 18.40% | 11.52% | 13.41% |
Debt/Equity |
0.83 | 0.79 | 1.01 | 1.05 | 1.09 | 0.65 | 1.38 | 1.44 | 0.88 | 0.97 |
Asset Turnover |
0.04 | 0.04 | 0.04 | 0.04 | 0.04 | 0.03 | 0.04 | 0.05 | 0.05 | 0.06 |
Operating CF/Net income |
2.24 | 0.87 | 1.23 | (0.08) | 0.87 | 1.66 | 1.23 | 0.84 | (0.48) | 0.65 |
Capex/Depreciation |
(0.59) | (0.47) | 0.32 | (0.02) | 0.00 | (1.06) | 0.32 | (0.06) | (1.31) | (8.50) |
| 1.39% | 1.97% | 1.22% | (21.23%) | 3.49% | 3.05% | 1.82% | (3.49%) | 0.38% | 3.87% | |
| 0.31% | 0.42% | 0.25% | (3.85%) | 0.55% | 0.48% | 0.28% | (0.48%) | 0.05% | 0.52% | |
ROIC |
0.82% | 0.73% | 0.48% | (8.26%) | 1.55% | 2.14% | 0.68% | (1.24%) | 0.21% | 1.90% |
Return on Tangible Assets |
0.99% | 1.45% | 0.81% | (13.39%) | 1.83% | 2.41% | 0.92% | (1.71%) | 0.24% | 2.35% |
Average Days of Receivables |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Research and Development Expense of Revenue |
0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
Selling, General and Administrative Expense of Revenue |
75.12% | 72.59% | 67.51% | 63.88% | 66.16% | 66.57% | 60.73% | 49.96% | 43.59% | 43.12% |
Intangible Assets out of Total Assets |
0.05 | 0.05 | 0.04 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Share Based Compensation of Revenue |
1.82% | 1.49% | 1.22% | 0.85% | 0.96% | 0.64% | 0.03% | 0.00% | 0.00% | 0.00% |
Graham Net Nets |
0.39 | 0.43 | 0.43 | 0.57 | 0.59 | 0.38 | 0.49 | 1.00 | 1.11 | 0.65 |
Graham Number |
4.46 | 5.40 | 4.23 | 0.00 | 5.61 | 5.20 | 4.02 | 0.00 | 1.67 | 5.72 |
Earnings Yield |
1.17% | 1.97% | 1.33% | (22.52%) | 2.99% | 2.38% | 1.86% | (6.65%) | 0.71% | 4.61% |
Free Cash Flow Yield |
2.46% | 1.45% | 1.75% | 1.50% | 2.45% | 3.80% | 2.39% | (5.94%) | (1.00%) | 2.70% |
Revenue per Share |
1.40 | 1.50 | 1.55 | 1.60 | 1.55 | 1.39 | 1.61 | 2.04 | 2.44 | 2.65 |
Operating CF per Share |
0.25 | 0.14 | 0.12 | 0.13 | 0.19 | 0.32 | 0.14 | (0.18) | (0.01) | 0.15 |
Capex per Share |
(0.02) | (0.02) | 0.01 | (0.03) | (0.01) | (0.02) | 0.01 | (0.01) | (0.02) | (0.02) |
Free Cash Flow per Share |
0.23 | 0.12 | 0.13 | 0.10 | 0.18 | 0.30 | 0.15 | (0.19) | (0.03) | 0.14 |
Cash per Share |
1.53 | 1.19 | 1.18 | 1.66 | 2.63 | 3.14 | 1.00 | 2.26 | 2.41 | 2.04 |
Shareholders Equity per Share |
8.05 | 8.03 | 7.95 | 6.29 | 6.37 | 6.33 | 6.24 | 5.93 | 5.98 | 6.22 |
Interest Debt per Share |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Book value per Share |
8.05 | 8.03 | 7.95 | 6.29 | 6.37 | 6.33 | 6.24 | 5.93 | 5.98 | 6.22 |
Free Cash Flow |
1.94 | 0.99 | 1.09 | 0.83 | 1.48 | 2.49 | 1.21 | (1.52) | (0.23) | 1.11 |
Working Capital |
88.86 | 85.28 | 95.72 | 88.79 | 94.69 | 61.34 | 96.50 | 96.28 | 70.47 | 77.15 |
Capital Expenditures |
(0.16) | (0.16) | 0.09 | (0.21) | (0.10) | (0.15) | 0.05 | (0.07) | (0.15) | (0.14) |
Net Current Asset Value |
30.39 | 29.77 | 27.10 | 31.86 | 35.78 | 25.15 | 24.57 | 25.62 | 26.20 | 26.64 |
EV/EBIT |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Capex to Sales |
0.01 | 0.01 | (0.01) | 0.02 | 0.01 | 0.01 | 0.00 | 0.00 | 0.01 | 0.01 |
Price to Operating Income |
52.91 | 53.42 | 59.26 | 41.47 | 27.02 | 30.19 | 37.97 | 0.00 | 72.19 | 16.01 |
| Other line items | ||||||||||
Depreciation/Fixed assets |
0.05 | 0.06 | 0.06 | 2.82 | 0.00 | 0.03 | 0.04 | 0.25 | 0.03 | 0.00 |
Cash ROIC |
1.43% | 0.76% | 0.77% | 0.69% | 1.13% | 2.22% | 0.93% | (1.12%) | (0.21%) | 0.96% |
Accounts Receivable Turnover |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Accounts Payable Turnover |
0.01 | 0.01 | 0.02 | 0.02 | 0.01 | 0.01 | 0.02 | 0.04 | 0.04 | 0.04 |
Inventory Turnover |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Average Days of Payables |
45,805.37 | 33,046.43 | 21,980.36 | 22,143.37 | 38,672.44 | 49,913.23 | 21,169.35 | 10,071.18 | 9,297.95 | 9,834.08 |
Days of Inventory on Hand |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Average Payables |
185.71 | 189.25 | 195.74 | 204.05 | 219.56 | 233.35 | 233.08 | 241.22 | 266.85 | 269.20 |
Average Assets |
300.18 | 313.44 | 324.58 | 325.95 | 329.60 | 333.07 | 338.55 | 362.00 | 373.09 | 366.80 |
Average Common Equity |
67.33 | 67.17 | 66.74 | 59.09 | 52.10 | 52.16 | 51.37 | 49.35 | 48.18 | 49.33 |
Columns are period end dates · fundamentals updated 30 Sep 2026