Kentucky First Federal Bancorp KFFB

5.58 (0.20) (3.46%) as of 25 Sep
Market cap
$46.7M
P/E
32.8×
Growth Flags show if company had growth for consecutive years
Jun '16 Jun '17 Jun '18 Jun '19 Jun '20 Jun '21 Jun '22 Jun '23 Jun '24 Jun '25
P/E ratio
45.56 85.82 50.87 75.00 0.00 33.45 41.95 53.81 0.00 141.26
P/S ratio
5.68 6.75 5.46 4.83 4.21 4.74 5.73 3.87 1.55 1.19
P/FCF ratio
366.97 40.71 69.18 57.15 66.87 40.89 26.29 41.91 0.00 0.00
P/Operating CF
(423.96) 145.34 (817.77) 302.03 612.09 187.80 43.73 336.65 (137.59) 812.66
P/B ratio
1.01 1.17 1.02 0.94 1.07 1.16 1.26 1.00 0.53 0.49
Price to Tangible BV
1.29 1.50 1.30 1.21 1.09 1.18 1.28 1.01 0.54 0.50
EV/Sales
7.04 10.43 8.89 9.22 7.31 7.51 6.45 8.61 4.62 2.37
EV/EBITDA
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
EV/Operating CF
58.54 58.09 97.30 119.12 92.82 60.53 27.91 97.58 (52.47) (544.74)
EV/FCF
455.10 62.92 112.59 109.11 116.10 64.70 29.60 93.29 (50.19) (199.35)
Quick Ratio
0.09 0.07 0.05 0.05 0.06 0.10 0.11 0.04 0.07 0.07
Current Ratio
1.36 1.49 1.44 1.49 1.42 1.42 1.26 1.43 1.38 1.25
Net Debt/EBITDA
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Debt/Assets
11.38% 18.08% 16.66% 20.17% 17.04% 16.82% 10.38% 20.08% 18.40% 11.52%
Debt/Equity
0.49 0.83 0.79 1.01 1.05 1.09 0.65 1.38 1.44 0.88
Asset Turnover
0.04 0.04 0.04 0.04 0.04 0.04 0.03 0.04 0.05 0.05
Operating CF/Net income
0.96 2.24 0.87 1.23 (0.08) 0.87 1.66 1.23 0.84 (0.48)
Capex/Depreciation
(6.03) (0.59) (0.47) 0.32 (0.02) 0.00 (1.06) 0.32 (0.06) (1.31)
ROE
2.23% 1.39% 1.97% 1.22% (21.23%) 3.49% 3.05% 1.82% (3.49%) 0.38%
ROA
0.51% 0.31% 0.42% 0.25% (3.85%) 0.55% 0.48% 0.28% (0.48%) 0.05%
ROIC
1.56% 0.82% 0.73% 0.48% (8.26%) 1.55% 2.14% 0.68% (1.24%) 0.21%
Return on Tangible Assets
2.04% 0.99% 1.45% 0.81% (13.39%) 1.83% 2.41% 0.92% (1.71%) 0.24%
Average Days of Receivables
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Research and Development Expense of Revenue
0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Selling, General and Administrative Expense of Revenue
71.24% 75.12% 72.59% 67.51% 63.88% 66.16% 66.57% 60.73% 49.96% 43.59%
Intangible Assets out of Total Assets
0.05 0.05 0.05 0.04 0.00 0.00 0.00 0.00 0.00 0.00
Share Based Compensation of Revenue
1.56% 1.82% 1.49% 1.22% 0.85% 0.96% 0.64% 0.03% 0.00% 0.00%
Graham Net Nets
0.46 0.39 0.43 0.43 0.57 0.59 0.38 0.49 1.00 1.11
Graham Number
5.73 4.46 5.40 4.23 0.00 5.61 5.20 4.02 0.00 1.66
Earnings Yield
2.20% 1.17% 1.97% 1.33% (22.52%) 2.99% 2.38% 1.86% (6.65%) 0.71%
Free Cash Flow Yield
0.27% 2.46% 1.45% 1.75% 1.50% 2.45% 3.80% 2.39% (5.94%) (1.00%)
Revenue per Share
1.44 1.40 1.50 1.55 1.60 1.55 1.39 1.61 2.04 2.44
Operating CF per Share
0.17 0.25 0.14 0.12 0.13 0.19 0.32 0.14 (0.18) (0.01)
Capex per Share
(0.15) (0.02) (0.02) 0.01 (0.03) (0.01) (0.02) 0.01 (0.01) (0.02)
Free Cash Flow per Share
0.02 0.23 0.12 0.13 0.10 0.18 0.30 0.15 (0.19) (0.03)
Cash per Share
2.02 1.53 1.19 1.18 1.66 2.63 3.14 1.00 2.26 2.41
Shareholders Equity per Share
8.11 8.05 8.03 7.95 6.29 6.37 6.33 6.24 5.93 5.97
Interest Debt per Share
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Book value per Share
8.11 8.05 8.03 7.95 6.29 6.37 6.33 6.24 5.93 5.97
Free Cash Flow
0.19 1.94 0.99 1.09 0.83 1.48 2.49 1.21 (1.52) (0.23)
Working Capital
67.40 88.86 85.28 95.72 88.79 94.69 61.34 96.50 96.28 70.47
Capital Expenditures
(1.26) (0.16) (0.16) 0.09 (0.21) (0.10) (0.15) 0.05 (0.07) (0.15)
Net Current Asset Value
31.64 30.39 29.77 27.10 31.86 35.78 25.15 24.57 25.62 26.20
EV/EBIT
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Capex to Sales
0.10 0.01 0.01 (0.01) 0.02 0.01 0.01 0.00 0.00 0.01
Net Profit Margin
12.49% 8.01% 10.52% 6.27% (94.89%) 14.28% 13.91% 7.14% (10.41%) 0.92%
Price to Operating Income
32.55 52.91 53.42 59.26 41.47 27.02 30.19 37.97 0.00 72.29
Other line items
Depreciation/Fixed assets
0.03 0.05 0.06 0.06 2.82 0.00 0.03 0.04 0.25 0.03
Cash ROIC
(3.89%) (2.74%) (3.46%) (2.82%) (3.22%) (2.38%) (1.72%) (2.55%) (4.23%) (3.88%)
Accounts Receivable Turnover
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Accounts Payable Turnover
0.01 0.01 0.01 0.02 0.02 0.01 0.01 0.02 0.04 0.04
Inventory Turnover
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Average Days of Payables
50,609.40 45,805.37 33,046.43 21,980.36 22,143.37 38,672.44 49,913.23 21,169.35 10,071.18 9,297.95
Days of Inventory on Hand
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Average Payables
194.14 185.71 189.25 195.74 204.05 219.56 233.35 233.08 241.22 266.85
Average Assets
294.08 300.18 313.44 324.58 325.95 329.60 333.07 338.55 362.00 373.09
Average Common Equity
67.41 67.33 67.17 66.74 59.09 52.10 52.16 51.37 49.35 48.18

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Columns are period end dates