Saturday 17 October 2026
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Kentucky First Federal Bancorp
KFFB Financial Banks Regional
Kentucky First Federal Bancorp’s revenue for fiscal 2026 (year ended June 2026) was $21.4 million, up 8.53% from fiscal 2025. In the quarter to June 2026, revenue grew 7.22%, EPS grew 320.5%, free cash flow grew 650.0% and total debt rose 13.6%, each against the same quarter a year earlier. Revenue growth for three consecutive years.
5.40
0.01
−0.18%
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| Jun '26 | Jun '25 | Jun '24 | Jun '23 | Jun '22 | Jun '21 | Jun '20 | Jun '19 | Jun '18 | Jun '17 | |
|---|---|---|---|---|---|---|---|---|---|---|
Piotroski F-Score |
7 | 6 | 4 | 6 | 6 | 5 | 5 | 5 | 5 | 4 |
P/E ratio |
21.70 | 141.26 | 0.00 | 53.81 | 41.95 | 33.45 | 0.00 | 75.00 | 50.87 | 85.82 |
P/S ratio |
1.92 | 1.19 | 1.55 | 3.87 | 5.73 | 4.74 | 4.21 | 4.83 | 5.46 | 6.75 |
P/FCF ratio |
36.98 | 0.00 | 0.00 | 41.91 | 26.29 | 40.89 | 66.87 | 57.15 | 69.18 | 40.71 |
P/Operating CF |
191.96 | 811.46 | (137.59) | 336.65 | 43.73 | 187.80 | 612.09 | 302.03 | (817.77) | 145.34 |
P/B ratio |
0.82 | 0.49 | 0.53 | 1.00 | 1.26 | 1.16 | 1.07 | 0.94 | 1.02 | 1.17 |
Price to Tangible BV |
0.83 | 0.50 | 0.54 | 1.01 | 1.28 | 1.18 | 1.09 | 1.21 | 1.30 | 1.50 |
EV/Sales |
3.42 | 2.37 | 4.62 | 8.61 | 6.45 | 7.51 | 7.31 | 9.22 | 8.89 | 10.43 |
EV/EBITDA |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
EV/Operating CF |
58.69 | (544.33) | (52.47) | 97.58 | 27.91 | 60.53 | 92.82 | 119.12 | 97.30 | 58.09 |
EV/FCF |
65.88 | (199.20) | (50.19) | 93.29 | 29.60 | 64.70 | 116.10 | 109.11 | 112.59 | 62.92 |
Quick Ratio |
0.06 | 0.07 | 0.07 | 0.04 | 0.11 | 0.10 | 0.06 | 0.05 | 0.05 | 0.07 |
Current Ratio |
1.29 | 1.25 | 1.38 | 1.43 | 1.26 | 1.42 | 1.42 | 1.49 | 1.44 | 1.49 |
Net Debt/EBITDA |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Debt/Assets |
13.41% | 11.52% | 18.40% | 20.08% | 10.38% | 16.82% | 17.04% | 20.17% | 16.66% | 18.08% |
Debt/Equity |
0.97 | 0.88 | 1.44 | 1.38 | 0.65 | 1.09 | 1.05 | 1.01 | 0.79 | 0.83 |
Asset Turnover |
0.06 | 0.05 | 0.05 | 0.04 | 0.03 | 0.04 | 0.04 | 0.04 | 0.04 | 0.04 |
Operating CF/Net income |
0.65 | (0.48) | 0.84 | 1.23 | 1.66 | 0.87 | (0.08) | 1.23 | 0.87 | 2.24 |
Capex/Depreciation |
(8.50) | (1.31) | (0.06) | 0.32 | (1.06) | 0.00 | (0.02) | 0.32 | (0.47) | (0.59) |
| 3.87% | 0.38% | (3.49%) | 1.82% | 3.05% | 3.49% | (21.23%) | 1.22% | 1.97% | 1.39% | |
| 0.52% | 0.05% | (0.48%) | 0.28% | 0.48% | 0.55% | (3.85%) | 0.25% | 0.42% | 0.31% | |
ROIC |
1.90% | 0.21% | (1.24%) | 0.68% | 2.14% | 1.55% | (8.26%) | 0.48% | 0.73% | 0.82% |
Return on Tangible Assets |
2.35% | 0.24% | (1.71%) | 0.92% | 2.41% | 1.83% | (13.39%) | 0.81% | 1.45% | 0.99% |
Average Days of Receivables |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Research and Development Expense of Revenue |
0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
Selling, General and Administrative Expense of Revenue |
43.12% | 43.59% | 49.96% | 60.73% | 66.57% | 66.16% | 63.88% | 67.51% | 72.59% | 75.12% |
Intangible Assets out of Total Assets |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.04 | 0.05 | 0.05 |
Share Based Compensation of Revenue |
0.00% | 0.00% | 0.00% | 0.03% | 0.64% | 0.96% | 0.85% | 1.22% | 1.49% | 1.82% |
Graham Net Nets |
0.65 | 1.11 | 1.00 | 0.49 | 0.38 | 0.59 | 0.57 | 0.43 | 0.43 | 0.39 |
Graham Number |
5.72 | 1.67 | 0.00 | 4.02 | 5.20 | 5.61 | 0.00 | 4.23 | 5.40 | 4.46 |
Earnings Yield |
4.61% | 0.71% | (6.65%) | 1.86% | 2.38% | 2.99% | (22.52%) | 1.33% | 1.97% | 1.17% |
Free Cash Flow Yield |
2.70% | (1.00%) | (5.94%) | 2.39% | 3.80% | 2.45% | 1.50% | 1.75% | 1.45% | 2.46% |
Revenue per Share |
2.65 | 2.44 | 2.04 | 1.61 | 1.39 | 1.55 | 1.60 | 1.55 | 1.50 | 1.40 |
Operating CF per Share |
0.15 | (0.01) | (0.18) | 0.14 | 0.32 | 0.19 | 0.13 | 0.12 | 0.14 | 0.25 |
Capex per Share |
(0.02) | (0.02) | (0.01) | 0.01 | (0.02) | (0.01) | (0.03) | 0.01 | (0.02) | (0.02) |
Free Cash Flow per Share |
0.14 | (0.03) | (0.19) | 0.15 | 0.30 | 0.18 | 0.10 | 0.13 | 0.12 | 0.23 |
Cash per Share |
2.04 | 2.41 | 2.26 | 1.00 | 3.14 | 2.63 | 1.66 | 1.18 | 1.19 | 1.53 |
Shareholders Equity per Share |
6.22 | 5.98 | 5.93 | 6.24 | 6.33 | 6.37 | 6.29 | 7.95 | 8.03 | 8.05 |
Interest Debt per Share |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Book value per Share |
6.22 | 5.98 | 5.93 | 6.24 | 6.33 | 6.37 | 6.29 | 7.95 | 8.03 | 8.05 |
Free Cash Flow |
1.11 | (0.23) | (1.52) | 1.21 | 2.49 | 1.48 | 0.83 | 1.09 | 0.99 | 1.94 |
Working Capital |
77.15 | 70.47 | 96.28 | 96.50 | 61.34 | 94.69 | 88.79 | 95.72 | 85.28 | 88.86 |
Capital Expenditures |
(0.14) | (0.15) | (0.07) | 0.05 | (0.15) | (0.10) | (0.21) | 0.09 | (0.16) | (0.16) |
Net Current Asset Value |
26.64 | 26.20 | 25.62 | 24.57 | 25.15 | 35.78 | 31.86 | 27.10 | 29.77 | 30.39 |
EV/EBIT |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Capex to Sales |
0.01 | 0.01 | 0.00 | 0.00 | 0.01 | 0.01 | 0.02 | (0.01) | 0.01 | 0.01 |
Price to Operating Income |
16.01 | 72.19 | 0.00 | 37.97 | 30.19 | 27.02 | 41.47 | 59.26 | 53.42 | 52.91 |
| Other line items | ||||||||||
Depreciation/Fixed assets |
0.00 | 0.03 | 0.25 | 0.04 | 0.03 | 0.00 | 2.82 | 0.06 | 0.06 | 0.05 |
Cash ROIC |
0.96% | (0.21%) | (1.12%) | 0.93% | 2.22% | 1.13% | 0.69% | 0.77% | 0.76% | 1.43% |
Accounts Receivable Turnover |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Accounts Payable Turnover |
0.04 | 0.04 | 0.04 | 0.02 | 0.01 | 0.01 | 0.02 | 0.02 | 0.01 | 0.01 |
Inventory Turnover |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Average Days of Payables |
9,834.08 | 9,297.95 | 10,071.18 | 21,169.35 | 49,913.23 | 38,672.44 | 22,143.37 | 21,980.36 | 33,046.43 | 45,805.37 |
Days of Inventory on Hand |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Average Payables |
269.20 | 266.85 | 241.22 | 233.08 | 233.35 | 219.56 | 204.05 | 195.74 | 189.25 | 185.71 |
Average Assets |
366.80 | 373.09 | 362.00 | 338.55 | 333.07 | 329.60 | 325.95 | 324.58 | 313.44 | 300.18 |
Average Common Equity |
49.33 | 48.18 | 49.35 | 51.37 | 52.16 | 52.10 | 59.09 | 66.74 | 67.17 | 67.33 |
Columns are period end dates · fundamentals updated 30 Sep 2026