Saturday 17 October 2026
Export JMSB’s income statement to Excel — free account
John Marshall Bancorp, Inc.
JMSB Financial Banks Regional
John Marshall Bancorp, Inc.’s revenue for fiscal 2025 (year ended December 2025) was $115.3 million, up 2.60% from fiscal 2024. In the quarter to June 2026, revenue grew 10.0%, EPS grew 38.9%, free cash flow fell 31.7% and total debt rose 24.2%, each against the same quarter a year earlier. Revenue growth for five consecutive years; insiders bought in the last twelve months.
22.90
0.11
+0.48%
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| Dec '25 | Dec '24 | Dec '23 | Dec '22 | Dec '21 | Dec '20 | Dec '19 | Dec '18 | |
|---|---|---|---|---|---|---|---|---|
Piotroski F-Score |
8 | 7 | 5 | 5 | — | — | — | — |
P/E ratio |
13.33 | 16.60 | 55.11 | 12.12 | 10.62 | 10.62 | 10.62 | 10.62 |
P/S ratio |
2.46 | 2.53 | 3.34 | 4.45 | 3.56 | 0.00 | 0.00 | 0.00 |
P/FCF ratio |
12.85 | 16.96 | 16.43 | 11.57 | 8.44 | 0.00 | 0.00 | 0.00 |
P/Operating CF |
41.27 | 51.76 | 52.77 | 47.76 | 27.86 | 26.83 | 26.83 | 26.83 |
P/B ratio |
1.07 | 1.15 | 1.25 | 1.79 | 1.30 | 0.00 | 0.00 | 0.00 |
Price to Tangible BV |
1.07 | 1.15 | 1.25 | 1.79 | 1.30 | 0.00 | 0.00 | 0.00 |
EV/Sales |
2.03 | 2.16 | 2.60 | 4.32 | 2.73 | 0.00 | 0.00 | 0.00 |
EV/EBITDA |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
EV/Operating CF |
10.39 | 14.07 | 12.37 | 11.17 | 6.40 | 0.00 | 0.00 | 0.00 |
EV/FCF |
10.62 | 14.48 | 12.75 | 11.22 | 6.47 | 0.00 | 0.00 | 0.00 |
Quick Ratio |
0.07 | 0.06 | 0.05 | 0.03 | 0.06 | — | — | — |
Current Ratio |
1.06 | 1.05 | 0.99 | 0.89 | 0.93 | — | — | — |
Net Debt/EBITDA |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Debt/Assets |
3.47% | 3.61% | 1.55% | 2.13% | 1.99% | 2.76% | 6.70% | 7.81% |
Debt/Equity |
0.30 | 0.33 | 0.15 | 0.24 | 0.21 | 0.28 | 0.65 | 0.77 |
Asset Turnover |
0.05 | 0.05 | 0.04 | 0.04 | 0.04 | 0.03 | 0.03 | 0.00 |
Operating CF/Net income |
1.07 | 1.01 | 3.50 | 1.04 | 1.27 | 1.32 | 1.17 | 1.18 |
Capex/Depreciation |
(0.36) | (0.33) | (0.35) | (0.07) | (0.11) | — | — | — |
| 8.26% | 7.16% | 2.32% | 15.10% | 12.91% | 10.61% | 10.43% | 0.00% | |
| 0.93% | 0.76% | 0.22% | 1.41% | 1.26% | 1.06% | 1.07% | 0.00% | |
ROIC |
7.90% | 6.67% | 3.01% | 12.44% | 13.87% | 0.00% | 0.00% | 0.00% |
Return on Tangible Assets |
17.88% | 19.30% | (28.03%) | (13.76%) | (20.60%) | 230.70% | 158.54% | 403.37% |
Average Days of Receivables |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Research and Development Expense of Revenue |
0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
Selling, General and Administrative Expense of Revenue |
30.57% | 27.97% | 32.11% | 37.37% | 46.63% | 0.00% | 0.00% | 0.00% |
Intangible Assets out of Total Assets |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Share Based Compensation of Revenue |
0.46% | 0.49% | 0.69% | 0.67% | 0.74% | 0.00% | 0.00% | 0.00% |
Graham Net Nets |
0.09 | (0.02) | (0.23) | (0.78) | (0.68) | 0.00 | 0.00 | 0.00 |
Graham Number |
25.14 | 21.77 | 11.66 | 27.87 | 25.44 | 0.00 | 0.00 | 0.00 |
Earnings Yield |
7.50% | 6.03% | 1.81% | 8.25% | 9.42% | 9.42% | 9.42% | 9.42% |
Free Cash Flow Yield |
7.78% | 5.90% | 6.09% | 8.64% | 11.85% | 0.00% | 0.00% | 0.00% |
Revenue per Share |
8.13 | 7.93 | 6.10 | 6.16 | 5.58 | 4.33 | 3.85 | 3.52 |
Operating CF per Share |
1.59 | 1.22 | 1.28 | 2.38 | 2.38 | 1.81 | 1.42 | 1.12 |
Capex per Share |
(0.04) | (0.03) | (0.04) | (0.01) | (0.02) | 0.00 | 0.00 | 0.00 |
Free Cash Flow per Share |
1.56 | 1.18 | 1.24 | 2.37 | 2.36 | 1.81 | 1.42 | 1.12 |
Cash per Share |
9.16 | 8.64 | 7.03 | 4.42 | 7.79 | 0.00 | 0.00 | 0.00 |
Shareholders Equity per Share |
18.72 | 17.40 | 16.33 | 15.27 | 15.35 | 13.82 | 12.47 | 11.11 |
Interest Debt per Share |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Book value per Share |
18.72 | 17.40 | 16.33 | 15.27 | 15.35 | 13.82 | 12.47 | 11.11 |
Free Cash Flow |
22.08 | 16.78 | 17.47 | 33.00 | 32.04 | 24.43 | 18.48 | 14.30 |
Working Capital |
117.01 | 87.11 | (19.62) | (232.34) | (125.22) | — | — | — |
Capital Expenditures |
(0.51) | (0.48) | (0.53) | (0.16) | (0.32) | (0.58) | (0.26) | (1.20) |
Net Current Asset Value |
24.51 | (6.41) | (67.10) | (299.00) | (183.66) | (1,699.00) | (1,420.00) | (1,253.00) |
EV/EBIT |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Capex to Sales |
0.00 | 0.00 | 0.01 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Price to Operating Income |
10.36 | 13.01 | 35.96 | 9.49 | 8.59 | 0.00 | 0.00 | 0.00 |
| Other line items | ||||||||
Depreciation/Fixed assets |
1.06 | 1.11 | 1.19 | 1.83 | 1.71 | 0.00 | 0.00 | 0.00 |
Cash ROIC |
4.63% | 3.73% | 4.81% | 10.17% | 8.97% | 10.26% | 6.89% | 5.70% |
Accounts Receivable Turnover |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Accounts Payable Turnover |
0.03 | 0.03 | 0.03 | 0.01 | 0.00 | — | — | — |
Inventory Turnover |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | — | — | — |
Average Days of Payables |
13,661.85 | 11,690.27 | 13,839.02 | 55,311.48 | 83,639.85 | — | — | — |
Days of Inventory on Hand |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | — | — | — |
Average Payables |
1,932.35 | 1,899.51 | 1,987.17 | 1,974.65 | — | — | — | — |
Average Assets |
2,283.75 | 2,238.75 | 2,295.39 | 2,248.77 | 2,017.15 | 1,733.50 | 1,488.50 | — |
Average Common Equity |
256.13 | 238.26 | 221.36 | 210.64 | 197.24 | 174.00 | 152.00 | — |
Columns are period end dates