Saturday 17 October 2026
Export JMSB’s income statement to Excel — free account
John Marshall Bancorp, Inc.
JMSB Financial Banks Regional
John Marshall Bancorp, Inc.’s revenue for fiscal 2025 (year ended December 2025) was $115.3 million, up 2.60% from fiscal 2024. In the quarter to June 2026, revenue grew 10.0%, EPS grew 38.9%, free cash flow fell 31.7% and total debt rose 24.2%, each against the same quarter a year earlier. Revenue growth for five consecutive years; insiders bought in the last twelve months.
22.90
0.11
+0.48%
Follow JMSB
| Dec '18 | Dec '19 | Dec '20 | Dec '21 | Dec '22 | Dec '23 | Dec '24 | Dec '25 | |
|---|---|---|---|---|---|---|---|---|
Piotroski F-Score |
— | — | — | — | 5 | 5 | 7 | 8 |
P/E ratio |
10.62 | 10.62 | 10.62 | 10.62 | 12.12 | 55.11 | 16.60 | 13.33 |
P/S ratio |
0.00 | 0.00 | 0.00 | 3.56 | 4.45 | 3.34 | 2.53 | 2.46 |
P/FCF ratio |
0.00 | 0.00 | 0.00 | 8.44 | 11.57 | 16.43 | 16.96 | 12.85 |
P/Operating CF |
26.83 | 26.83 | 26.83 | 27.86 | 47.76 | 52.77 | 51.76 | 41.27 |
P/B ratio |
0.00 | 0.00 | 0.00 | 1.30 | 1.79 | 1.25 | 1.15 | 1.07 |
Price to Tangible BV |
0.00 | 0.00 | 0.00 | 1.30 | 1.79 | 1.25 | 1.15 | 1.07 |
EV/Sales |
0.00 | 0.00 | 0.00 | 2.73 | 4.32 | 2.60 | 2.16 | 2.03 |
EV/EBITDA |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
EV/Operating CF |
0.00 | 0.00 | 0.00 | 6.40 | 11.17 | 12.37 | 14.07 | 10.39 |
EV/FCF |
0.00 | 0.00 | 0.00 | 6.47 | 11.22 | 12.75 | 14.48 | 10.62 |
Quick Ratio |
— | — | — | 0.06 | 0.03 | 0.05 | 0.06 | 0.07 |
Current Ratio |
— | — | — | 0.93 | 0.89 | 0.99 | 1.05 | 1.06 |
Net Debt/EBITDA |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Debt/Assets |
7.81% | 6.70% | 2.76% | 1.99% | 2.13% | 1.55% | 3.61% | 3.47% |
Debt/Equity |
0.77 | 0.65 | 0.28 | 0.21 | 0.24 | 0.15 | 0.33 | 0.30 |
Asset Turnover |
0.00 | 0.03 | 0.03 | 0.04 | 0.04 | 0.04 | 0.05 | 0.05 |
Operating CF/Net income |
1.18 | 1.17 | 1.32 | 1.27 | 1.04 | 3.50 | 1.01 | 1.07 |
Capex/Depreciation |
— | — | — | (0.11) | (0.07) | (0.35) | (0.33) | (0.36) |
| 0.00% | 10.43% | 10.61% | 12.91% | 15.10% | 2.32% | 7.16% | 8.26% | |
| 0.00% | 1.07% | 1.06% | 1.26% | 1.41% | 0.22% | 0.76% | 0.93% | |
ROIC |
0.00% | 0.00% | 0.00% | 13.87% | 12.44% | 3.01% | 6.67% | 7.90% |
Return on Tangible Assets |
403.37% | 158.54% | 230.70% | (20.60%) | (13.76%) | (28.03%) | 19.30% | 17.88% |
Average Days of Receivables |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Research and Development Expense of Revenue |
0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
Selling, General and Administrative Expense of Revenue |
0.00% | 0.00% | 0.00% | 46.63% | 37.37% | 32.11% | 27.97% | 30.57% |
Intangible Assets out of Total Assets |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Share Based Compensation of Revenue |
0.00% | 0.00% | 0.00% | 0.74% | 0.67% | 0.69% | 0.49% | 0.46% |
Graham Net Nets |
0.00 | 0.00 | 0.00 | (0.68) | (0.78) | (0.23) | (0.02) | 0.09 |
Graham Number |
0.00 | 0.00 | 0.00 | 25.44 | 27.87 | 11.66 | 21.77 | 25.14 |
Earnings Yield |
9.42% | 9.42% | 9.42% | 9.42% | 8.25% | 1.81% | 6.03% | 7.50% |
Free Cash Flow Yield |
0.00% | 0.00% | 0.00% | 11.85% | 8.64% | 6.09% | 5.90% | 7.78% |
Revenue per Share |
3.52 | 3.85 | 4.33 | 5.58 | 6.16 | 6.10 | 7.93 | 8.13 |
Operating CF per Share |
1.12 | 1.42 | 1.81 | 2.38 | 2.38 | 1.28 | 1.22 | 1.59 |
Capex per Share |
0.00 | 0.00 | 0.00 | (0.02) | (0.01) | (0.04) | (0.03) | (0.04) |
Free Cash Flow per Share |
1.12 | 1.42 | 1.81 | 2.36 | 2.37 | 1.24 | 1.18 | 1.56 |
Cash per Share |
0.00 | 0.00 | 0.00 | 7.79 | 4.42 | 7.03 | 8.64 | 9.16 |
Shareholders Equity per Share |
11.11 | 12.47 | 13.82 | 15.35 | 15.27 | 16.33 | 17.40 | 18.72 |
Interest Debt per Share |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Book value per Share |
11.11 | 12.47 | 13.82 | 15.35 | 15.27 | 16.33 | 17.40 | 18.72 |
Free Cash Flow |
14.30 | 18.48 | 24.43 | 32.04 | 33.00 | 17.47 | 16.78 | 22.08 |
Working Capital |
— | — | — | (125.22) | (232.34) | (19.62) | 87.11 | 117.01 |
Capital Expenditures |
(1.20) | (0.26) | (0.58) | (0.32) | (0.16) | (0.53) | (0.48) | (0.51) |
Net Current Asset Value |
(1,253.00) | (1,420.00) | (1,699.00) | (183.66) | (299.00) | (67.10) | (6.41) | 24.51 |
EV/EBIT |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Capex to Sales |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.01 | 0.00 | 0.00 |
Price to Operating Income |
0.00 | 0.00 | 0.00 | 8.59 | 9.49 | 35.96 | 13.01 | 10.36 |
| Other line items | ||||||||
Depreciation/Fixed assets |
0.00 | 0.00 | 0.00 | 1.71 | 1.83 | 1.19 | 1.11 | 1.06 |
Cash ROIC |
5.70% | 6.89% | 10.26% | 8.97% | 10.17% | 4.81% | 3.73% | 4.63% |
Accounts Receivable Turnover |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Accounts Payable Turnover |
— | — | — | 0.00 | 0.01 | 0.03 | 0.03 | 0.03 |
Inventory Turnover |
— | — | — | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Average Days of Payables |
— | — | — | 83,639.85 | 55,311.48 | 13,839.02 | 11,690.27 | 13,661.85 |
Days of Inventory on Hand |
— | — | — | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Average Payables |
— | — | — | — | 1,974.65 | 1,987.17 | 1,899.51 | 1,932.35 |
Average Assets |
— | 1,488.50 | 1,733.50 | 2,017.15 | 2,248.77 | 2,295.39 | 2,238.75 | 2,283.75 |
Average Common Equity |
— | 152.00 | 174.00 | 197.24 | 210.64 | 221.36 | 238.26 | 256.13 |
Columns are period end dates