Horace Mann Educators Corporation HMN

45.35 (0.53) (1.16%) as of 25 Sep
Market cap
$1.9B
P/E
10.5×
Growth Flags show if company had growth for consecutive years,
Insider Buys alert about insiders buying in the last 12 month
Older periods Sep '25 Dec '25 Mar '26 Jun '26
P/E ratio

+8 more quarters

11.32 11.75 10.67 11.98
P/S ratio
1.11 1.12 1.02 1.21
P/FCF ratio
3.02 3.44 3.69 3.73
P/Operating CF
12.31 14.65 28.48 9.44
P/B ratio
1.29 1.28 1.19 1.41
Price to Tangible BV
1.50 1.48 1.37 1.61
EV/Sales
1.73 1.60 1.50 1.67
EV/EBITDA
10.92 10.27 9.59 10.34
EV/Operating CF
4.71 4.91 5.42 5.14
EV/FCF
4.71 4.91 5.42 5.14
Quick Ratio
0.06 0.06 0.06 0.06
Current Ratio
0.06 0.06 0.06 0.06
Net Debt/EBITDA
9.13 9.07 8.63 8.39
Debt/Assets
5.44% 3.89% 3.97% 3.81%
Debt/Equity
0.58 0.40 0.40 0.40
Asset Turnover
0.11 0.11 0.12 0.12
Operating CF/Net income
2.59 3.59 1.49 5.38
Capex/Depreciation
0.00 0.00 0.00 0.00
Interest Coverage
0.00 0.00 0.00 0.00
Research and Development Expense of Revenue
0.00% 0.00% 0.00% 0.00%
Selling, General and Administrative Expense of Revenue
7.18% 7.70% 7.52% 7.22%
Intangible Assets out of Total Assets
0.01 0.01 0.01 0.01
Share Based Compensation of Revenue
0.55% 0.60% 0.51% 0.54%
Graham Net Nets
(7.30) (7.01) (7.48) (6.46)
Graham Number
56.04 56.41 56.87 59.69
Earnings Yield
8.83% 8.51% 9.37% 8.34%
Free Cash Flow Yield
33.14% 29.08% 27.14% 26.80%
Revenue per Share
10.64 10.55 10.50 10.84
Operating CF per Share
3.67 3.15 1.50 5.47
Capex per Share
0.00 0.00 0.00 0.00
Free Cash Flow per Share
3.67 3.15 1.50 5.47
Cash per Share
1.13 0.67 0.51 1.13
Shareholders Equity per Share
34.98 35.99 35.94 36.75
Interest Debt per Share
0.00 0.00 0.00 0.00
Book value per Share
34.98 35.99 35.94 36.75
Free Cash Flow
151.20 129.90 61.30 223.70
Working Capital
(7,201.50) (7,166.40) (7,129.90) (7,129.80)
Net Current Asset Value
(13,578.60) (13,337.40) (13,053.50) (13,646.10)
EV/EBIT
12.18 11.44 10.66 11.44
Capex to Sales
0.00 0.00 0.00 0.00
Net Profit Margin
13.30% 8.33% 9.60% 9.38%
Price to Operating Income
7.80 8.01 7.25 8.30
Other line items
Average Receivables
430.85 421.90 417.25 406.45
Average Payables
7,743.90 7,624.70 7,600.80 7,606.80
Average Assets
15,101.65 14,877.20 14,681.00 15,166.35
Average Common Equity
1,364.15 1,385.10 1,406.40 1,431.60

Fold the line items

Columns are period end dates