Saturday 17 October 2026
Export FGBI’s income statement to Excel — free account
First Guaranty Bancshares, Inc.
FGBI Financial Banks Regional
First Guaranty Bancshares, Inc.’s revenue for fiscal 2025 (year ended December 2025) was $221.8 million, down 10.0% from fiscal 2024. In the quarter to June 2026, revenue fell 5.84%, EPS grew 127.9%, free cash flow grew 17.4% and total debt was flat, each against the same quarter a year earlier. Insiders bought in the last twelve months.
8.22
0.06
+0.74%
Follow FGBI
| Dec '25 | Dec '24 | Dec '23 | Dec '22 | Dec '21 | Dec '20 | Dec '19 | Dec '18 | Dec '17 | Dec '16 | |
|---|---|---|---|---|---|---|---|---|---|---|
P/E ratio |
0.00 | 14.02 | 18.21 | 9.49 | 8.40 | 8.54 | 13.78 | 13.02 | 17.06 | 11.81 |
Piotroski F-Score |
2 | 6 | 5 | 6 | 6 | 8 | 5 | 8 | 6 | 7 |
P/S ratio |
0.34 | 0.58 | 0.65 | 1.70 | 1.78 | 1.39 | 2.11 | 2.44 | 2.97 | 2.45 |
P/FCF ratio |
0.00 | 3.11 | 17.55 | 7.33 | 8.95 | 9.85 | 12.30 | 8.83 | 40.83 | 8.73 |
P/Operating CF |
(3.03) | 7.48 | 9.80 | 76.09 | 12.42 | 18.33 | 27.32 | 32.36 | 66.80 | 33.11 |
P/B ratio |
0.39 | 0.64 | 0.58 | 1.24 | 1.14 | 0.97 | 1.27 | 1.39 | 1.56 | 1.34 |
Price to Tangible BV |
0.39 | 0.69 | 0.63 | 1.37 | 1.27 | 1.09 | 1.45 | 1.46 | 1.65 | 1.37 |
EV/Sales |
(2.64) | (0.89) | 0.28 | 1.43 | 0.05 | (0.82) | 1.69 | 1.09 | 2.96 | 2.72 |
EV/EBITDA |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
EV/Operating CF |
70.62 | (6.54) | 2.53 | 5.74 | 0.23 | (4.30) | 5.80 | 3.39 | 18.29 | 8.34 |
EV/FCF |
66.16 | (4.83) | 7.66 | 6.17 | 0.25 | (5.82) | 9.84 | 3.94 | 40.72 | 9.71 |
Quick Ratio |
0.23 | 0.16 | 0.09 | 0.03 | 0.10 | 0.13 | 0.04 | 0.08 | 0.02 | 0.01 |
Current Ratio |
0.79 | 0.93 | 0.98 | 0.90 | 0.93 | 0.94 | 0.83 | 0.82 | 0.76 | 0.72 |
Net Debt/EBITDA |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Debt/Assets |
4.56% | 5.08% | 6.06% | 1.38% | 1.72% | 0.98% | 1.19% | 0.81% | 2.14% | 2.45% |
Debt/Equity |
0.82 | 0.79 | 0.86 | 0.18 | 0.22 | 0.14 | 0.15 | 0.10 | 0.26 | 0.30 |
Asset Turnover |
0.06 | 0.07 | 0.06 | 0.05 | 0.05 | 0.05 | 0.05 | 0.05 | 0.05 | 0.05 |
Operating CF/Net income |
0.14 | 3.33 | 3.15 | 1.39 | 1.02 | 1.17 | 2.04 | 1.89 | 1.04 | 1.58 |
Capex/Depreciation |
(0.04) | 6.36 | (2.92) | (0.44) | (0.46) | (0.97) | (2.71) | (0.79) | (1.60) | (0.71) |
| (28.11%) | 4.61% | 3.29% | 13.52% | 14.03% | 11.79% | 9.09% | 9.76% | 8.76% | 11.62% | |
| (1.45%) | 0.27% | 0.21% | 0.88% | 0.97% | 0.89% | 0.72% | 0.80% | 0.72% | 0.95% | |
ROIC |
0.00% | 0.00% | 4.16% | 11.66% | 185.77% | 0.00% | 9.04% | 32.47% | 8.35% | 9.29% |
Return on Tangible Assets |
8.29% | (5.31%) | 77.93% | (12.18%) | (19.48%) | (27.86%) | (5.20%) | (5.38%) | (3.43%) | (4.05%) |
Average Days of Receivables |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Research and Development Expense of Revenue |
0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
Selling, General and Administrative Expense of Revenue |
68.13% | 39.43% | 43.07% | 50.59% | 53.74% | 58.58% | 52.11% | 53.34% | 55.80% | 53.82% |
Intangible Assets out of Total Assets |
0.00 | 0.00 | 0.00 | 0.01 | 0.01 | 0.01 | 0.01 | 0.00 | 0.00 | 0.00 |
Share Based Compensation of Revenue |
(0.23%) | (0.31%) | (0.18%) | (0.01%) | (0.01%) | (0.03%) | (0.06%) | (0.05%) | (0.03%) | (0.01%) |
Graham Net Nets |
(12.84) | (3.38) | (2.25) | (1.29) | (1.12) | (0.94) | (1.71) | (1.57) | (1.86) | (2.48) |
Graham Number |
0.00 | 17.99 | 16.45 | 32.36 | 31.18 | 26.63 | 22.43 | 21.40 | 19.40 | 21.58 |
Earnings Yield |
(72.25%) | 7.13% | 5.49% | 10.53% | 11.91% | 11.71% | 7.26% | 7.68% | 5.86% | 8.47% |
Free Cash Flow Yield |
(11.77%) | 32.16% | 5.70% | 13.65% | 11.17% | 10.15% | 8.13% | 11.33% | 2.45% | 11.45% |
Revenue per Share |
15.86 | 19.71 | 17.34 | 13.77 | 11.45 | 11.61 | 9.37 | 7.85 | 7.12 | 7.39 |
Operating CF per Share |
(0.59) | 2.70 | 1.94 | 3.44 | 2.47 | 2.22 | 2.73 | 2.52 | 1.15 | 2.41 |
Capex per Share |
(0.04) | 0.95 | (1.31) | (0.24) | (0.20) | (0.58) | (1.12) | (0.35) | (0.63) | (0.34) |
Free Cash Flow per Share |
(0.63) | 3.65 | 0.63 | 3.20 | 2.28 | 1.64 | 1.61 | 2.17 | 0.52 | 2.07 |
Cash per Share |
60.49 | 45.15 | 25.66 | 7.77 | 24.44 | 27.96 | 6.32 | 12.01 | 3.57 | 1.97 |
Shareholders Equity per Share |
16.18 | 20.40 | 22.36 | 21.93 | 20.89 | 16.66 | 15.57 | 13.82 | 13.51 | 13.51 |
Interest Debt per Share |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Book value per Share |
16.18 | 20.40 | 22.36 | 21.93 | 20.89 | 16.66 | 15.57 | 13.82 | 13.51 | 13.51 |
Free Cash Flow |
(8.84) | 45.67 | 7.08 | 34.29 | 24.39 | 17.57 | 17.16 | 23.15 | 5.51 | 19.09 |
Working Capital |
(763.06) | (258.42) | (60.95) | (276.30) | (191.66) | (132.82) | (330.30) | (303.89) | (380.17) | (371.65) |
Capital Expenditures |
(0.56) | 11.94 | (14.63) | (2.57) | (2.13) | (6.19) | (11.92) | (3.74) | (6.76) | (3.13) |
Net Current Asset Value |
(964.65) | (479.40) | (283.19) | (324.58) | (244.92) | (163.33) | (360.78) | (320.41) | (419.34) | (413.64) |
EV/EBIT |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Capex to Sales |
0.00 | (0.05) | 0.08 | 0.02 | 0.02 | 0.05 | 0.12 | 0.04 | 0.09 | 0.05 |
Price to Operating Income |
0.00 | 8.87 | 10.60 | 6.91 | 6.34 | 6.78 | 11.79 | 11.56 | 11.75 | 7.84 |
| Other line items | ||||||||||
Depreciation/Fixed assets |
0.24 | 0.03 | 0.07 | 0.10 | 0.08 | 0.11 | 0.08 | 0.12 | 0.11 | 0.19 |
Cash ROIC |
(0.70%) | 4.47% | 0.94% | 9.48% | 4.56% | 3.50% | 6.64% | 7.98% | 2.51% | 10.65% |
Accounts Receivable Turnover |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Accounts Payable Turnover |
0.04 | 0.04 | 0.03 | 0.01 | 0.01 | 0.01 | 0.02 | 0.01 | 0.01 | 0.01 |
Inventory Turnover |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Average Days of Payables |
10,495.74 | 9,520.93 | 11,172.68 | 27,212.57 | 42,500.54 | 30,391.90 | 22,570.57 | 27,839.19 | 39,289.20 | 47,737.28 |
Days of Inventory on Hand |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Average Payables |
3,554.57 | 3,242.68 | 2,866.44 | 2,660.14 | 2,381.41 | 2,009.67 | 1,741.32 | 1,589.45 | 1,437.73 | 1,311.03 |
Average Assets |
4,025.52 | 3,762.75 | 3,352.06 | 3,014.73 | 2,675.60 | 2,295.15 | 1,967.21 | 1,783.82 | 1,625.69 | 1,480.35 |
Average Common Equity |
207.58 | 219.28 | 209.25 | 196.38 | 184.71 | 172.31 | 156.66 | 145.63 | 134.17 | 121.29 |
Columns are period end dates