stockrow
Friday 6 November 2026
Export FGBI’s income statement to Excel — free account
First Guaranty Bancshares, Inc.
FGBI Financial Banks Regional
First Guaranty Bancshares, Inc.’s revenue for fiscal 2025 (year ended December 2025) was $221.8 million, down 10.0% from fiscal 2024.
- Revenue
- −5.84%
- EPS
- +127.9%
- Free cash flow
- +17.4%
- Total debt
- +0.11%
Quarter to June 2026, against a year earlier
11.98
0.20
+1.70%
Follow FGBI
Alert me
| Dec '16 | Dec '17 | Dec '18 | Dec '19 | Dec '20 | Dec '21 | Dec '22 | Dec '23 | Dec '24 | Dec '25 | |
|---|---|---|---|---|---|---|---|---|---|---|
P/E ratio |
11.81 | 17.06 | 13.02 | 13.78 | 8.54 | 8.40 | 9.49 | 18.21 | 14.02 | 0.00 |
Piotroski F-Score |
7 | 6 | 8 | 5 | 8 | 6 | 6 | 5 | 6 | 2 |
P/S ratio |
2.45 | 2.97 | 2.44 | 2.11 | 1.39 | 1.78 | 1.70 | 0.65 | 0.58 | 0.34 |
P/FCF ratio |
8.73 | 40.83 | 8.83 | 12.30 | 9.85 | 8.95 | 7.33 | 17.55 | 3.11 | 0.00 |
P/Operating CF |
33.11 | 66.80 | 32.36 | 27.32 | 18.33 | 12.42 | 76.09 | 9.80 | 7.48 | (3.03) |
P/B ratio |
1.34 | 1.56 | 1.39 | 1.27 | 0.97 | 1.14 | 1.24 | 0.58 | 0.64 | 0.39 |
Price to Tangible BV |
1.37 | 1.65 | 1.46 | 1.45 | 1.09 | 1.27 | 1.37 | 0.63 | 0.69 | 0.39 |
EV/Sales |
2.72 | 2.96 | 1.09 | 1.69 | (0.82) | 0.05 | 1.43 | 0.28 | (0.89) | (2.64) |
EV/EBITDA |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
EV/Operating CF |
8.34 | 18.29 | 3.39 | 5.80 | (4.30) | 0.23 | 5.74 | 2.53 | (6.54) | 70.62 |
EV/FCF |
9.71 | 40.72 | 3.94 | 9.84 | (5.82) | 0.25 | 6.17 | 7.66 | (4.83) | 66.16 |
Quick Ratio |
0.01 | 0.02 | 0.08 | 0.04 | 0.13 | 0.10 | 0.03 | 0.09 | 0.16 | 0.23 |
Current Ratio |
0.72 | 0.76 | 0.82 | 0.83 | 0.94 | 0.93 | 0.90 | 0.98 | 0.93 | 0.79 |
Net Debt/EBITDA |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Debt/Assets |
2.45% | 2.14% | 0.81% | 1.19% | 0.98% | 1.72% | 1.38% | 6.06% | 5.08% | 4.56% |
Debt/Equity |
0.30 | 0.26 | 0.10 | 0.15 | 0.14 | 0.22 | 0.18 | 0.86 | 0.79 | 0.82 |
Asset Turnover |
0.05 | 0.05 | 0.05 | 0.05 | 0.05 | 0.05 | 0.05 | 0.06 | 0.07 | 0.06 |
Operating CF/Net income |
1.58 | 1.04 | 1.89 | 2.04 | 1.17 | 1.02 | 1.39 | 3.15 | 3.33 | 0.14 |
Capex/Depreciation |
(0.71) | (1.60) | (0.79) | (2.71) | (0.97) | (0.46) | (0.44) | (2.92) | 6.36 | (0.04) |
| 11.62% | 8.76% | 9.76% | 9.09% | 11.79% | 14.03% | 13.52% | 3.29% | 4.61% | (28.11%) | |
| 0.95% | 0.72% | 0.80% | 0.72% | 0.89% | 0.97% | 0.88% | 0.21% | 0.27% | (1.45%) | |
ROIC |
9.29% | 8.35% | 32.47% | 9.04% | 0.00% | 185.77% | 11.66% | 4.16% | 0.00% | 0.00% |
Return on Tangible Assets |
(4.05%) | (3.43%) | (5.38%) | (5.20%) | (27.86%) | (19.48%) | (12.18%) | 77.93% | (5.31%) | 8.29% |
Average Days of Receivables |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Research and Development Expense of Revenue |
0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
Selling, General and Administrative Expense of Revenue |
53.82% | 55.80% | 53.34% | 52.11% | 58.58% | 53.74% | 50.59% | 43.07% | 39.43% | 68.13% |
Intangible Assets out of Total Assets |
0.00 | 0.00 | 0.00 | 0.01 | 0.01 | 0.01 | 0.01 | 0.00 | 0.00 | 0.00 |
Share Based Compensation of Revenue |
(0.01%) | (0.03%) | (0.05%) | (0.06%) | (0.03%) | (0.01%) | (0.01%) | (0.18%) | (0.31%) | (0.23%) |
Graham Net Nets |
(2.48) | (1.86) | (1.57) | (1.71) | (0.94) | (1.12) | (1.29) | (2.25) | (3.38) | (12.84) |
Graham Number |
21.58 | 19.40 | 21.40 | 22.43 | 26.63 | 31.18 | 32.36 | 16.45 | 17.99 | 0.00 |
Earnings Yield |
8.47% | 5.86% | 7.68% | 7.26% | 11.71% | 11.91% | 10.53% | 5.49% | 7.13% | (75.21%) |
Free Cash Flow Yield |
11.45% | 2.45% | 11.33% | 8.13% | 10.15% | 11.17% | 13.65% | 5.70% | 32.16% | (11.77%) |
Revenue per Share |
7.39 | 7.12 | 7.85 | 9.37 | 11.61 | 11.45 | 13.77 | 17.34 | 19.71 | 15.86 |
Operating CF per Share |
2.41 | 1.15 | 2.52 | 2.73 | 2.22 | 2.47 | 3.44 | 1.94 | 2.70 | (0.59) |
Capex per Share |
(0.34) | (0.63) | (0.35) | (1.12) | (0.58) | (0.20) | (0.24) | (1.31) | 0.95 | (0.04) |
Free Cash Flow per Share |
2.07 | 0.52 | 2.17 | 1.61 | 1.64 | 2.28 | 3.20 | 0.63 | 3.65 | (0.63) |
Cash per Share |
1.97 | 3.57 | 12.01 | 6.32 | 27.96 | 24.44 | 7.77 | 25.66 | 45.15 | 60.49 |
Shareholders Equity per Share |
13.51 | 13.51 | 13.82 | 15.57 | 16.66 | 20.89 | 21.93 | 22.36 | 20.40 | 16.18 |
Interest Debt per Share |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Book value per Share |
13.51 | 13.51 | 13.82 | 15.57 | 16.66 | 20.89 | 21.93 | 22.36 | 20.40 | 16.18 |
Free Cash Flow |
19.09 | 5.51 | 23.15 | 17.16 | 17.57 | 24.39 | 34.29 | 7.08 | 45.67 | (8.84) |
Working Capital |
(371.65) | (380.17) | (303.89) | (330.30) | (132.82) | (191.66) | (276.30) | (60.95) | (258.42) | (763.06) |
Capital Expenditures |
(3.13) | (6.76) | (3.74) | (11.92) | (6.19) | (2.13) | (2.57) | (14.63) | 11.94 | (0.56) |
Net Current Asset Value |
(413.64) | (419.34) | (320.41) | (360.78) | (163.33) | (244.92) | (324.58) | (283.19) | (479.40) | (964.65) |
EV/EBIT |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Capex to Sales |
0.05 | 0.09 | 0.04 | 0.12 | 0.05 | 0.02 | 0.02 | 0.08 | (0.05) | 0.00 |
Price to Operating Income |
7.84 | 11.75 | 11.56 | 11.79 | 6.78 | 6.34 | 6.91 | 10.60 | 8.87 | 0.00 |
| Other line items | ||||||||||
Depreciation/Fixed assets |
0.19 | 0.11 | 0.12 | 0.08 | 0.11 | 0.08 | 0.10 | 0.07 | 0.03 | 0.24 |
Cash ROIC |
10.65% | 2.51% | 7.98% | 6.64% | 3.50% | 4.56% | 9.48% | 0.94% | 4.47% | (0.70%) |
Accounts Receivable Turnover |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Accounts Payable Turnover |
0.01 | 0.01 | 0.01 | 0.02 | 0.01 | 0.01 | 0.01 | 0.03 | 0.04 | 0.04 |
Inventory Turnover |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Average Days of Payables |
47,737.28 | 39,289.20 | 27,839.19 | 22,570.57 | 30,391.90 | 42,500.54 | 27,212.57 | 11,172.68 | 9,520.93 | 10,495.74 |
Days of Inventory on Hand |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Average Payables |
1,311.03 | 1,437.73 | 1,589.45 | 1,741.32 | 2,009.67 | 2,381.41 | 2,660.14 | 2,866.44 | 3,242.68 | 3,554.57 |
Average Assets |
1,480.35 | 1,625.69 | 1,783.82 | 1,967.21 | 2,295.15 | 2,675.60 | 3,014.73 | 3,352.06 | 3,762.75 | 4,025.52 |
Average Common Equity |
121.29 | 134.17 | 145.63 | 156.66 | 172.31 | 184.71 | 196.38 | 209.25 | 219.28 | 207.58 |
Columns are period end dates · fundamentals updated 26 Oct 2026