Saturday 17 October 2026
Export EVTC’s income statement to Excel — free account
Evertec, Inc.
EVTC Technology Software Infrastructure
Evertec, Inc.’s revenue for fiscal 2025 (year ended December 2025) was $931.8 million, up 10.2% from fiscal 2024. In the quarter to June 2026, revenue grew 19.7%, EPS fell 85.7%, free cash flow grew 20.6% and total debt rose 37.1%, each against the same quarter a year earlier. Dividend growth for five consecutive years, revenue growth for ten; insiders bought in the last twelve months.
31.19
0.21
−0.67%
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| Dec '25 | Dec '24 | Dec '23 | Dec '22 | Dec '21 | Dec '20 | Dec '19 | Dec '18 | Dec '17 | Dec '16 | |
|---|---|---|---|---|---|---|---|---|---|---|
P/E ratio |
13.16 | 19.51 | 33.23 | 9.32 | 22.41 | 26.93 | 23.64 | 24.12 | 18.11 | 17.55 |
Piotroski F-Score |
7 | 8 | 5 | 6 | 8 | 6 | 8 | 8 | 6 | 6 |
Altman Z-Score |
1.97 | 2.33 | 2.17 | 3.83 | 5.20 | 3.96 | 3.51 | 3.14 | 1.81 | 2.08 |
P/S ratio |
1.99 | 2.63 | 3.82 | 3.66 | 6.11 | 5.54 | 5.04 | 4.59 | 2.45 | 3.41 |
P/FCF ratio |
13.68 | 12.93 | 21.02 | 15.27 | 22.19 | 18.80 | 20.42 | 15.85 | 8.88 | 10.54 |
Altman Z″-Score (non-manufacturers) |
2.86 | 2.89 | 2.56 | 4.14 | 4.95 | 3.79 | 3.15 | 2.59 | 1.54 | 1.60 |
Beneish M-Score |
(2.41) | (2.79) | (2.68) | (2.39) | (2.57) | (3.00) | (2.73) | (2.81) | (2.86) | (2.96) |
P/Operating CF |
26.47 | 29.53 | 50.17 | 37.13 | 68.51 | 36.30 | 56.06 | 47.05 | 26.70 | 30.54 |
Dividend Safety Score |
81 | — | — | — | — | — | — | — | — | — |
P/B ratio |
2.97 | 4.67 | 4.43 | 4.76 | 7.66 | 8.26 | 9.04 | 9.67 | 6.74 | 12.27 |
Price to Tangible BV |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
EV/Sales |
2.80 | 3.40 | 4.76 | 4.02 | 6.41 | 6.08 | 5.84 | 5.59 | 3.81 | 4.91 |
EV/EBITDA |
8.15 | 9.40 | 13.87 | 10.18 | 13.53 | 14.06 | 12.85 | 13.17 | 9.99 | 11.19 |
EV/Operating CF |
11.49 | 11.04 | 15.65 | 11.31 | 16.55 | 15.59 | 15.83 | 14.68 | 10.65 | 11.39 |
EV/FCF |
19.25 | 16.72 | 26.19 | 16.80 | 23.29 | 20.62 | 23.70 | 19.29 | 13.82 | 15.21 |
Quick Ratio |
1.74 | 1.56 | 1.49 | 1.51 | 2.61 | 2.07 | 1.65 | 1.37 | 0.98 | 1.07 |
Current Ratio |
2.07 | 1.89 | 1.88 | 1.87 | 2.85 | 2.35 | 1.91 | 1.58 | 1.15 | 1.23 |
Net Debt/EBITDA |
2.36 | 2.13 | 2.74 | 0.93 | 0.64 | 1.24 | 1.78 | 2.35 | 3.57 | 3.43 |
Debt/Assets |
48.45% | 51.08% | 47.11% | 38.02% | 40.58% | 46.18% | 51.91% | 58.05% | 68.20% | 73.10% |
Debt/Equity |
1.74 | 1.99 | 1.62 | 0.91 | 0.99 | 1.45 | 1.93 | 2.50 | 4.16 | 5.99 |
Asset Turnover |
0.45 | 0.43 | 0.44 | 0.54 | 0.53 | 0.49 | 0.50 | 0.50 | 0.46 | 0.45 |
Operating CF/Net income |
1.60 | 2.31 | 2.65 | 0.92 | 1.42 | 1.91 | 1.74 | 2.00 | 2.65 | 2.24 |
Capex/Depreciation |
(0.68) | (0.63) | (0.83) | (0.83) | (0.80) | (0.61) | (0.77) | (0.61) | (0.48) | (0.66) |
Interest Coverage |
2.73 | 2.22 | 4.21 | 6.35 | 8.62 | 5.64 | 5.02 | 4.16 | 2.88 | 4.35 |
| 25.73% | 20.97% | 14.86% | 50.58% | 39.65% | 34.02% | 42.47% | 47.45% | 42.98% | 72.71% | |
| 6.91% | 5.75% | 5.00% | 21.00% | 14.53% | 10.02% | 10.67% | 9.43% | 6.16% | 8.58% | |
ROIC |
8.44% | 9.19% | 6.81% | 14.03% | 18.93% | 14.33% | 13.57% | 11.72% | 7.65% | 9.63% |
Return on Tangible Assets |
38.26% | 36.16% | 24.49% | 100.80% | 48.53% | 41.84% | 58.96% | 74.21% | 92.64% | 110.30% |
Average Days of Receivables |
64.39 | 59.36 | 66.47 | 65.81 | 70.11 | 68.43 | 79.99 | 80.68 | 74.70 | 72.91 |
Research and Development Expense of Revenue |
0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
Selling, General and Administrative Expense of Revenue |
16.54% | 17.22% | 18.45% | 14.52% | 11.54% | 13.87% | 12.60% | 15.14% | 13.79% | 12.06% |
Intangible Assets out of Total Assets |
0.64 | 0.62 | 0.64 | 0.55 | 0.53 | 0.58 | 0.63 | 0.71 | 0.75 | 0.76 |
Share Based Compensation of Revenue |
3.17% | 3.58% | 3.70% | 3.23% | 2.51% | 2.79% | 2.78% | 2.77% | 2.37% | 1.65% |
Graham Net Nets |
(0.55) | (0.38) | (0.34) | (0.12) | (0.07) | (0.13) | (0.19) | (0.24) | (0.59) | (0.47) |
Graham Number |
22.08 | 17.17 | 15.97 | 23.43 | 18.10 | 12.50 | 11.05 | 8.92 | 5.91 | 5.79 |
Earnings Yield |
7.60% | 5.13% | 3.01% | 10.73% | 4.46% | 3.71% | 4.23% | 4.15% | 5.52% | 5.70% |
Free Cash Flow Yield |
7.31% | 7.73% | 4.76% | 6.55% | 4.51% | 5.32% | 4.90% | 6.31% | 11.27% | 9.49% |
Revenue per Share |
14.63 | 13.15 | 10.70 | 9.00 | 8.19 | 7.10 | 6.76 | 6.25 | 5.62 | 5.25 |
Operating CF per Share |
3.56 | 4.05 | 3.25 | 3.20 | 3.17 | 2.77 | 2.50 | 2.38 | 2.01 | 2.27 |
Capex per Share |
(1.44) | (1.38) | (1.31) | (1.05) | (0.92) | (0.68) | (0.83) | (0.57) | (0.46) | (0.57) |
Free Cash Flow per Share |
2.13 | 2.67 | 1.94 | 2.16 | 2.25 | 2.09 | 1.67 | 1.81 | 1.55 | 1.70 |
Cash per Share |
5.21 | 4.64 | 4.91 | 2.97 | 3.97 | 3.07 | 1.82 | 1.19 | 0.83 | 0.81 |
Shareholders Equity per Share |
9.81 | 7.40 | 9.22 | 6.91 | 6.53 | 4.76 | 3.77 | 2.97 | 2.04 | 1.46 |
Interest Debt per Share |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Book value per Share |
9.81 | 7.40 | 9.22 | 6.91 | 6.53 | 4.76 | 3.77 | 2.97 | 2.04 | 1.46 |
Free Cash Flow |
135.51 | 171.64 | 126.24 | 148.06 | 162.32 | 150.46 | 120.19 | 131.43 | 112.35 | 125.87 |
Working Capital |
305.73 | 249.41 | 263.04 | 180.72 | 283.47 | 206.05 | 131.70 | 79.49 | 21.49 | 29.10 |
Capital Expenditures |
(91.50) | (88.42) | (84.95) | (71.84) | (66.10) | (48.63) | (59.76) | (41.30) | (33.43) | (42.19) |
Net Current Asset Value |
(1,027.69) | (852.74) | (900.50) | (267.87) | (238.14) | (371.10) | (464.03) | (495.49) | (586.11) | (619.22) |
EV/EBIT |
13.99 | 17.33 | 24.28 | 15.80 | 19.23 | 21.95 | 19.71 | 20.26 | 18.04 | 17.87 |
Capex to Sales |
0.10 | 0.10 | 0.12 | 0.12 | 0.11 | 0.10 | 0.12 | 0.09 | 0.08 | 0.11 |
Price to Operating Income |
9.94 | 13.40 | 19.49 | 14.36 | 18.33 | 20.01 | 16.98 | 16.65 | 11.59 | 12.38 |
| Other line items | ||||||||||
Depreciation/Fixed assets |
2.08 | 2.25 | 1.64 | 1.54 | 1.71 | 1.82 | 1.76 | 1.83 | 1.83 | 1.64 |
Cash ROIC |
6.63% | 9.96% | 6.69% | 13.35% | 13.30% | 14.21% | 12.95% | 15.63% | 13.63% | 15.43% |
Accounts Receivable Turnover |
6.17 | 6.40 | 5.84 | 5.50 | 5.64 | 5.04 | 4.71 | 4.94 | 5.05 | 5.14 |
Accounts Payable Turnover |
7.66 | 6.49 | 7.00 | 10.05 | 6.97 | 5.50 | 4.94 | 4.46 | 4.90 | 5.67 |
Inventory Turnover |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Average Days of Payables |
49.58 | 52.74 | 72.09 | 37.08 | 41.56 | 69.74 | 66.99 | 87.60 | 74.83 | 84.80 |
Days of Inventory on Hand |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Average Receivables |
150.94 | 132.01 | 119.00 | 112.39 | 104.51 | 101.27 | 103.57 | 91.83 | 80.57 | 75.76 |
Average Payables |
61.23 | 62.62 | 48.12 | 29.11 | 35.92 | 41.26 | 43.22 | 44.20 | 40.99 | 31.03 |
Average Assets |
2,050.45 | 1,958.94 | 1,596.00 | 1,138.25 | 1,108.67 | 1,042.13 | 969.48 | 915.04 | 894.23 | 874.66 |
Average Common Equity |
550.32 | 537.10 | 536.58 | 472.51 | 406.35 | 307.03 | 243.61 | 181.79 | 128.08 | 103.19 |
Columns are period end dates