Saturday 17 October 2026
Export EVTC’s income statement to Excel — free account
Evertec, Inc.
EVTC Technology Software Infrastructure
Evertec, Inc.’s revenue for fiscal 2025 (year ended December 2025) was $931.8 million, up 10.2% from fiscal 2024. In the quarter to June 2026, revenue grew 19.7%, EPS fell 85.7%, free cash flow grew 20.6% and total debt rose 37.1%, each against the same quarter a year earlier. Dividend growth for five consecutive years, revenue growth for ten; insiders bought in the last twelve months.
31.19
0.21
−0.67%
Follow EVTC
| Dec '16 | Dec '17 | Dec '18 | Dec '19 | Dec '20 | Dec '21 | Dec '22 | Dec '23 | Dec '24 | Dec '25 | |
|---|---|---|---|---|---|---|---|---|---|---|
P/E ratio |
17.55 | 18.11 | 24.12 | 23.64 | 26.93 | 22.41 | 9.32 | 33.23 | 19.51 | 13.16 |
Piotroski F-Score |
6 | 6 | 8 | 8 | 6 | 8 | 6 | 5 | 8 | 7 |
Altman Z-Score |
2.08 | 1.81 | 3.14 | 3.51 | 3.96 | 5.20 | 3.83 | 2.17 | 2.33 | 1.97 |
P/S ratio |
3.41 | 2.45 | 4.59 | 5.04 | 5.54 | 6.11 | 3.66 | 3.82 | 2.63 | 1.99 |
P/FCF ratio |
10.54 | 8.88 | 15.85 | 20.42 | 18.80 | 22.19 | 15.27 | 21.02 | 12.93 | 13.68 |
Altman Z″-Score (non-manufacturers) |
1.60 | 1.54 | 2.59 | 3.15 | 3.79 | 4.95 | 4.14 | 2.56 | 2.89 | 2.86 |
Beneish M-Score |
(2.96) | (2.86) | (2.81) | (2.73) | (3.00) | (2.57) | (2.39) | (2.68) | (2.79) | (2.41) |
P/Operating CF |
30.54 | 26.70 | 47.05 | 56.06 | 36.30 | 68.51 | 37.13 | 50.17 | 29.53 | 26.47 |
Dividend Safety Score |
— | — | — | — | — | — | — | — | — | 81 |
P/B ratio |
12.27 | 6.74 | 9.67 | 9.04 | 8.26 | 7.66 | 4.76 | 4.43 | 4.67 | 2.97 |
Price to Tangible BV |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
EV/Sales |
4.91 | 3.81 | 5.59 | 5.84 | 6.08 | 6.41 | 4.02 | 4.76 | 3.40 | 2.80 |
EV/EBITDA |
11.19 | 9.99 | 13.17 | 12.85 | 14.06 | 13.53 | 10.18 | 13.87 | 9.40 | 8.15 |
EV/Operating CF |
11.39 | 10.65 | 14.68 | 15.83 | 15.59 | 16.55 | 11.31 | 15.65 | 11.04 | 11.49 |
EV/FCF |
15.21 | 13.82 | 19.29 | 23.70 | 20.62 | 23.29 | 16.80 | 26.19 | 16.72 | 19.25 |
Quick Ratio |
1.07 | 0.98 | 1.37 | 1.65 | 2.07 | 2.61 | 1.51 | 1.49 | 1.56 | 1.74 |
Current Ratio |
1.23 | 1.15 | 1.58 | 1.91 | 2.35 | 2.85 | 1.87 | 1.88 | 1.89 | 2.07 |
Net Debt/EBITDA |
3.43 | 3.57 | 2.35 | 1.78 | 1.24 | 0.64 | 0.93 | 2.74 | 2.13 | 2.36 |
Debt/Assets |
73.10% | 68.20% | 58.05% | 51.91% | 46.18% | 40.58% | 38.02% | 47.11% | 51.08% | 48.45% |
Debt/Equity |
5.99 | 4.16 | 2.50 | 1.93 | 1.45 | 0.99 | 0.91 | 1.62 | 1.99 | 1.74 |
Asset Turnover |
0.45 | 0.46 | 0.50 | 0.50 | 0.49 | 0.53 | 0.54 | 0.44 | 0.43 | 0.45 |
Operating CF/Net income |
2.24 | 2.65 | 2.00 | 1.74 | 1.91 | 1.42 | 0.92 | 2.65 | 2.31 | 1.60 |
Capex/Depreciation |
(0.66) | (0.48) | (0.61) | (0.77) | (0.61) | (0.80) | (0.83) | (0.83) | (0.63) | (0.68) |
Interest Coverage |
4.35 | 2.88 | 4.16 | 5.02 | 5.64 | 8.62 | 6.35 | 4.21 | 2.22 | 2.73 |
| 72.71% | 42.98% | 47.45% | 42.47% | 34.02% | 39.65% | 50.58% | 14.86% | 20.97% | 25.73% | |
| 8.58% | 6.16% | 9.43% | 10.67% | 10.02% | 14.53% | 21.00% | 5.00% | 5.75% | 6.91% | |
ROIC |
9.63% | 7.65% | 11.72% | 13.57% | 14.33% | 18.93% | 14.03% | 6.81% | 9.19% | 8.44% |
Return on Tangible Assets |
110.30% | 92.64% | 74.21% | 58.96% | 41.84% | 48.53% | 100.80% | 24.49% | 36.16% | 38.26% |
Average Days of Receivables |
72.91 | 74.70 | 80.68 | 79.99 | 68.43 | 70.11 | 65.81 | 66.47 | 59.36 | 64.39 |
Research and Development Expense of Revenue |
0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
Selling, General and Administrative Expense of Revenue |
12.06% | 13.79% | 15.14% | 12.60% | 13.87% | 11.54% | 14.52% | 18.45% | 17.22% | 16.54% |
Intangible Assets out of Total Assets |
0.76 | 0.75 | 0.71 | 0.63 | 0.58 | 0.53 | 0.55 | 0.64 | 0.62 | 0.64 |
Share Based Compensation of Revenue |
1.65% | 2.37% | 2.77% | 2.78% | 2.79% | 2.51% | 3.23% | 3.70% | 3.58% | 3.17% |
Graham Net Nets |
(0.47) | (0.59) | (0.24) | (0.19) | (0.13) | (0.07) | (0.12) | (0.34) | (0.38) | (0.55) |
Graham Number |
5.79 | 5.91 | 8.92 | 11.05 | 12.50 | 18.10 | 23.43 | 15.97 | 17.17 | 22.08 |
Earnings Yield |
5.70% | 5.52% | 4.15% | 4.23% | 3.71% | 4.46% | 10.73% | 3.01% | 5.13% | 7.60% |
Free Cash Flow Yield |
9.49% | 11.27% | 6.31% | 4.90% | 5.32% | 4.51% | 6.55% | 4.76% | 7.73% | 7.31% |
Revenue per Share |
5.25 | 5.62 | 6.25 | 6.76 | 7.10 | 8.19 | 9.00 | 10.70 | 13.15 | 14.63 |
Operating CF per Share |
2.27 | 2.01 | 2.38 | 2.50 | 2.77 | 3.17 | 3.20 | 3.25 | 4.05 | 3.56 |
Capex per Share |
(0.57) | (0.46) | (0.57) | (0.83) | (0.68) | (0.92) | (1.05) | (1.31) | (1.38) | (1.44) |
Free Cash Flow per Share |
1.70 | 1.55 | 1.81 | 1.67 | 2.09 | 2.25 | 2.16 | 1.94 | 2.67 | 2.13 |
Cash per Share |
0.81 | 0.83 | 1.19 | 1.82 | 3.07 | 3.97 | 2.97 | 4.91 | 4.64 | 5.21 |
Shareholders Equity per Share |
1.46 | 2.04 | 2.97 | 3.77 | 4.76 | 6.53 | 6.91 | 9.22 | 7.40 | 9.81 |
Interest Debt per Share |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Book value per Share |
1.46 | 2.04 | 2.97 | 3.77 | 4.76 | 6.53 | 6.91 | 9.22 | 7.40 | 9.81 |
Free Cash Flow |
125.87 | 112.35 | 131.43 | 120.19 | 150.46 | 162.32 | 148.06 | 126.24 | 171.64 | 135.51 |
Working Capital |
29.10 | 21.49 | 79.49 | 131.70 | 206.05 | 283.47 | 180.72 | 263.04 | 249.41 | 305.73 |
Capital Expenditures |
(42.19) | (33.43) | (41.30) | (59.76) | (48.63) | (66.10) | (71.84) | (84.95) | (88.42) | (91.50) |
Net Current Asset Value |
(619.22) | (586.11) | (495.49) | (464.03) | (371.10) | (238.14) | (267.87) | (900.50) | (852.74) | (1,027.69) |
EV/EBIT |
17.87 | 18.04 | 20.26 | 19.71 | 21.95 | 19.23 | 15.80 | 24.28 | 17.33 | 13.99 |
Capex to Sales |
0.11 | 0.08 | 0.09 | 0.12 | 0.10 | 0.11 | 0.12 | 0.12 | 0.10 | 0.10 |
Price to Operating Income |
12.38 | 11.59 | 16.65 | 16.98 | 20.01 | 18.33 | 14.36 | 19.49 | 13.40 | 9.94 |
| Other line items | ||||||||||
Depreciation/Fixed assets |
1.64 | 1.83 | 1.83 | 1.76 | 1.82 | 1.71 | 1.54 | 1.64 | 2.25 | 2.08 |
Cash ROIC |
15.43% | 13.63% | 15.63% | 12.95% | 14.21% | 13.30% | 13.35% | 6.69% | 9.96% | 6.63% |
Accounts Receivable Turnover |
5.14 | 5.05 | 4.94 | 4.71 | 5.04 | 5.64 | 5.50 | 5.84 | 6.40 | 6.17 |
Accounts Payable Turnover |
5.67 | 4.90 | 4.46 | 4.94 | 5.50 | 6.97 | 10.05 | 7.00 | 6.49 | 7.66 |
Inventory Turnover |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Average Days of Payables |
84.80 | 74.83 | 87.60 | 66.99 | 69.74 | 41.56 | 37.08 | 72.09 | 52.74 | 49.58 |
Days of Inventory on Hand |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Average Receivables |
75.76 | 80.57 | 91.83 | 103.57 | 101.27 | 104.51 | 112.39 | 119.00 | 132.01 | 150.94 |
Average Payables |
31.03 | 40.99 | 44.20 | 43.22 | 41.26 | 35.92 | 29.11 | 48.12 | 62.62 | 61.23 |
Average Assets |
874.66 | 894.23 | 915.04 | 969.48 | 1,042.13 | 1,108.67 | 1,138.25 | 1,596.00 | 1,958.94 | 2,050.45 |
Average Common Equity |
103.19 | 128.08 | 181.79 | 243.61 | 307.03 | 406.35 | 472.51 | 536.58 | 537.10 | 550.32 |
Columns are period end dates