Friday 6 November 2026
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Enova International, Inc.
ENVA Financial Credit Services
Enova International, Inc.’s revenue for fiscal 2025 (year ended December 2025) was $3.2 billion, up 18.6% from fiscal 2024.
- Revenue
- +25.7%
- EPS
- +33.9%
- Free cash flow
- +11.4%
- Total debt
- +30.9%
Quarter to September 2026, against a year earlier
171.54
2.74
−1.57%
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| Sep '26 | Jun '26 | Mar '26 | Dec '25 | Older periods | |
|---|---|---|---|---|---|
Piotroski F-Score |
6 | 7 | 7 | 7 |
+8 more TTM periods Free account |
| 26.82% | 26.08% | 25.13% | 24.34% | ||
| 5.60% | 5.49% | 5.29% | 5.26% | ||
ROIC |
8.51% | 8.56% | 8.33% | 8.52% | |
Return on Tangible Assets |
5.48% | 5.45% | 5.24% | 5.32% | |
Average Days of Receivables |
12.65 | 12.00 | 12.81 | 14.10 | |
Free Cash Flow per Share |
80.66 | 78.48 | 74.68 | 70.40 | |
Free Cash Flow |
2,006.32 | 1,952.78 | 1,857.50 | 1,771.98 | |
Capital Expenditures |
(46.68) | (46.41) | (45.02) | (47.14) | |
| Other line items | |||||
Cash ROIC |
26.96% | 27.99% | 27.91% | 28.38% | |
Accounts Receivable Turnover |
28.24 | 30.38 | 27.94 | 27.86 | |
Accounts Payable Turnover |
4.78 | 4.68 | 5.19 | 4.75 | |
Inventory Turnover |
0.00 | 0.00 | 0.00 | 0.00 | |
Average Days of Payables |
88.54 | 88.16 | 76.37 | 84.48 | |
Days of Inventory on Hand |
0.00 | 0.00 | 0.00 | 0.00 | |
Tax Rate |
(0.23) | (0.23) | (0.23) | (0.23) | |
Research and Development Expense of Revenue |
8.18% | 8.20% | 8.27% | 8.19% | |
Selling, General and Administrative Expense of Revenue |
27.36% | 26.42% | 25.79% | 25.09% | |
Share Based Compensation of Revenue |
0.97% | 1.00% | 1.03% | 1.05% | |
Interest Coverage |
2.28 | 2.25 | 2.20 | 2.18 | |
Operating CF/Net income |
5.37 | 5.62 | 5.83 | 5.90 | |
Depreciation/Fixed assets |
0.39 | 0.40 | 0.43 | 0.44 | |
Capex/Depreciation |
(0.86) | (0.83) | (0.78) | (0.81) | |
Revenue per Share |
146.84 | 138.50 | 131.92 | 125.22 | |
Operating CF per Share |
82.53 | 80.35 | 76.49 | 72.28 | |
Capex per Share |
(1.88) | (1.86) | (1.81) | (1.87) | |
Capex to Sales |
0.01 | 0.01 | 0.01 | 0.02 |
Columns are period end dates · fundamentals updated 2 Nov 2026