Friday 6 November 2026 Export ENVA’s income statement to Excel — free account

Enova International, Inc.

Enova International, Inc.’s revenue for fiscal 2025 (year ended December 2025) was $3.2 billion, up 18.6% from fiscal 2024.

Revenue: +25.7%
EPS: +33.9%
Free cash flow: +11.4%
Total debt: +30.9%

Quarter to September 2026, against a year earlier

171.54 2.74 −1.57%

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Market cap: $4.3B
P/E: 11.2×
Fwd P/E: 11.0×
Dividend yield: —
F-score: 6/9
Altman Z: n/a
Beneish M: n/a
Dividend safety: n/a

Overview

	Older periods	Dec '25	Mar '26	Jun '26	Sep '26
Piotroski F-Score Full definition →	+8 more TTM periods Free account	7	7	7	6
ROE Full definition →		24.34%	25.13%	26.08%	26.82%
ROA Full definition →		5.26%	5.29%	5.49%	5.60%
ROIC Full definition →		8.52%	8.33%	8.56%	8.51%
Return on Tangible Assets Full definition →		5.32%	5.24%	5.45%	5.48%
Average Days of Receivables Full definition →		14.10	12.81	12.00	12.65
Free Cash Flow per Share Full definition →		70.40	74.68	78.48	80.66
Free Cash Flow Full definition →		1,771.98	1,857.50	1,952.78	2,006.32
Capital Expenditures Full definition →		(47.14)	(45.02)	(46.41)	(46.68)
Other line items
Cash ROIC Full definition →		28.38%	27.91%	27.99%	26.96%
Accounts Receivable Turnover Full definition →		27.86	27.94	30.38	28.24
Accounts Payable Turnover Full definition →		4.75	5.19	4.68	4.78
Inventory Turnover Full definition →		0.00	0.00	0.00	0.00
Average Days of Payables Full definition →		84.48	76.37	88.16	88.54
Days of Inventory on Hand Full definition →		0.00	0.00	0.00	0.00
Tax Rate Full definition →		(0.23)	(0.23)	(0.23)	(0.23)
Research and Development Expense of Revenue Full definition →		8.19%	8.27%	8.20%	8.18%
Selling, General and Administrative Expense of Revenue Full definition →		25.09%	25.79%	26.42%	27.36%
Share Based Compensation of Revenue Full definition →		1.05%	1.03%	1.00%	0.97%
Interest Coverage Full definition →		2.18	2.20	2.25	2.28
Operating CF/Net income Full definition →		5.90	5.83	5.62	5.37
Depreciation/Fixed assets Full definition →		0.44	0.43	0.40	0.39
Capex/Depreciation Full definition →		(0.81)	(0.78)	(0.83)	(0.86)
Revenue per Share Full definition →		125.22	131.92	138.50	146.84
Operating CF per Share Full definition →		72.28	76.49	80.35	82.53
Capex per Share Full definition →		(1.87)	(1.81)	(1.86)	(1.88)
Capex to Sales Full definition →		0.02	0.01	0.01	0.01

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Columns are period end dates · fundamentals updated 2 Nov 2026

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