Saturday 17 October 2026
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Enova International, Inc.
ENVA Financial Credit Services
Enova International, Inc.’s revenue for fiscal 2025 (year ended December 2025) was $3.2 billion, up 18.6% from fiscal 2024. In the quarter to June 2026, revenue grew 21.6%, EPS grew 40.2%, free cash flow grew 21.9% and total debt rose 26.5%, each against the same quarter a year earlier. Revenue growth for five consecutive years, operating cash flow growth for three.
177.89
0.37
+0.21%
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| Older periods | Sep '25 | Dec '25 | Mar '26 | Jun '26 | |
|---|---|---|---|---|---|
Piotroski F-Score |
+8 more TTM periods Free account |
7 | 7 | 7 | 7 |
| 23.81% | 24.34% | 25.13% | 26.08% | ||
| 5.36% | 5.26% | 5.29% | 5.49% | ||
ROIC |
8.79% | 8.52% | 8.33% | 8.56% | |
Return on Tangible Assets |
5.48% | 5.32% | 5.24% | 5.45% | |
Average Days of Receivables |
15.85 | 14.10 | 12.81 | 12.00 | |
Free Cash Flow per Share |
68.33 | 70.40 | 74.68 | 78.48 | |
Free Cash Flow |
1,705.21 | 1,771.98 | 1,857.50 | 1,952.78 | |
Capital Expenditures |
(45.62) | (47.14) | (45.02) | (46.41) | |
| Other line items | |||||
Cash ROIC |
29.67% | 28.38% | 27.91% | 27.99% | |
Accounts Receivable Turnover |
22.76 | 27.86 | 27.94 | 30.38 | |
Accounts Payable Turnover |
5.08 | 4.75 | 5.19 | 4.68 | |
Inventory Turnover |
0.00 | 0.00 | 0.00 | 0.00 | |
Average Days of Payables |
70.99 | 84.48 | 76.37 | 88.16 | |
Days of Inventory on Hand |
0.00 | 0.00 | 0.00 | 0.00 | |
Tax Rate |
(0.23) | (0.23) | (0.23) | (0.23) | |
Research and Development Expense of Revenue |
8.19% | 8.19% | 8.27% | 8.20% | |
Selling, General and Administrative Expense of Revenue |
24.37% | 25.09% | 25.79% | 26.42% | |
Share Based Compensation of Revenue |
1.08% | 1.05% | 1.03% | 1.00% | |
Interest Coverage |
2.16 | 2.18 | 2.20 | 2.25 | |
Operating CF/Net income |
5.97 | 5.90 | 5.83 | 5.62 | |
Depreciation/Fixed assets |
0.46 | 0.44 | 0.43 | 0.40 | |
Capex/Depreciation |
(0.77) | (0.81) | (0.78) | (0.83) | |
Revenue per Share |
121.89 | 125.22 | 131.92 | 138.50 | |
Operating CF per Share |
70.16 | 72.28 | 76.49 | 80.35 | |
Capex per Share |
(1.83) | (1.87) | (1.81) | (1.86) | |
Capex to Sales |
0.02 | 0.02 | 0.01 | 0.01 |
Columns are period end dates