Enova International, Inc. ENVA

173.48 1.58 0.92% as of 25 Sep
Market cap
$4.3B
P/E
12.1×
Growth Flags show if company had growth for consecutive years
Older periods Sep '25 Dec '25 Mar '26 Jun '26
P/E ratio

+8 more quarters

10.00 12.82 10.38 16.85
P/S ratio
0.94 1.26 1.03 1.74
P/FCF ratio
1.68 2.23 1.82 3.07
P/Operating CF
5.96 7.93 7.12 11.01
P/B ratio
2.24 2.96 2.41 4.00
Price to Tangible BV
2.87 3.75 3.02 4.93
EV/Sales
2.18 2.55 2.37 3.06
EV/EBITDA
8.63 10.09 9.36 11.93
EV/Operating CF
3.78 4.42 4.09 5.27
EV/FCF
3.88 4.54 4.19 5.40
Quick Ratio
1.71 1.57 1.71 1.58
Current Ratio
19.29 17.76 20.42 18.42
Net Debt/EBITDA
17.56 20.46 20.02 18.20
Debt/Assets
68.87% 69.54% 70.27% 69.42%
Debt/Equity
3.20 3.37 3.45 3.35
Asset Turnover
0.56 0.54 0.53 0.53
Operating CF/Net income
6.00 6.32 5.21 5.18
Capex/Depreciation
(0.68) (0.88) (0.81) (0.99)
Interest Coverage
0.00 0.00 0.00 0.00
Research and Development Expense of Revenue
8.04% 8.04% 8.66% 8.06%
Selling, General and Administrative Expense of Revenue
23.30% 28.43% 27.10% 26.66%
Intangible Assets out of Total Assets
0.05 0.04 0.04 0.04
Share Based Compensation of Revenue
1.06% 1.01% 1.00% 0.94%
Graham Net Nets
0.29 0.22 0.28 0.17
Graham Number
115.42 121.04 128.78 139.09
Earnings Yield
10.00% 7.80% 9.63% 5.94%
Free Cash Flow Yield
59.37% 44.79% 54.98% 32.60%
Revenue per Share
32.17 33.35 35.18 37.33
Operating CF per Share
19.31 19.82 19.08 21.86
Capex per Share
(0.45) (0.46) (0.43) (0.51)
Free Cash Flow per Share
18.85 19.35 18.65 21.36
Cash per Share
14.30 16.21 16.94 18.70
Shareholders Equity per Share
51.44 53.11 56.36 60.17
Interest Debt per Share
0.00 0.00 0.00 0.00
Book value per Share
51.44 53.11 56.36 60.17
Free Cash Flow
470.46 487.12 463.79 531.42
Working Capital
5,216.72 5,663.29 6,095.66 6,384.81
Capital Expenditures
(11.34) (11.70) (10.75) (12.61)
Net Current Asset Value
823.32 869.47 934.01 1,026.17
EV/EBIT
9.35 10.88 10.06 12.73
Capex to Sales
0.01 0.01 0.01 0.01
Net Profit Margin
10.01% 9.41% 10.41% 11.31%
Price to Operating Income
4.06 5.35 4.36 7.24
Other line items
Average Receivables
133.64 113.11 117.45 113.45
Average Payables
256.22 277.91 259.77 296.20
Average Assets
5,468.97 5,867.28 6,167.25 6,473.47
Average Common Equity
1,231.18 1,266.82 1,299.22 1,362.88

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Columns are period end dates