Everest Group, Ltd.

EG Financial Insurance Reinsurance

Everest Group, Ltd.’s revenue for fiscal 2025 (year ended December 2025) was $17.5 billion, up 1.24% from fiscal 2024.

Revenue
−14.0%
EPS
+0.49%
Free cash flow
−54.3%
Total debt
+0.06%

Quarter to September 2026, against a year earlier

416.49 4.81 −1.14%
Market cap
$15.5B
P/E
8.8×
Fwd P/E
8.1×
Dividend yield
1.92%
F-score
8/9
Altman Z
n/a
Beneish M
n/a
Dividend safety
n/a

Everest Group, Ltd. (EG) valuation and DCF model

What the price implies · reverse DCF

At $416.49 the price implies 18.4% a year of dividend growth, at a 9.0% cost of equity.

The dividend a share grew 7.3% a year over the last ten years, 5.3% over the last five. The price asks for about three times its ten-year rate. Return on equity averaged 10.2% over ten years; the price implies 9.6% for good.

In December 2017 the price assumed 16.2% a year; Everest Group, Ltd. went on to grow the dividend a share 13.0% a year to FY2025.

Price implies
18.4%
Last 5 years, reported
5.3%
Last 10 years, reported
7.3%

The headline discounts the last twelve months’ the dividend a share at 9.0% for ten years and grows it 2.5% a year after that, the same for every company, so the figure compares across the market (how a reverse DCF works).

The other way round · DCF
The price needs
18.4% a year for ten years
$416.49
today’s price
Its base case
7.3% a year for five years, then 4.4%
$163.82
60.7% below today’s price

Both are growth in the dividend a share, discounted at 9.0%, with 2.5% a year after year ten.

Base case on its own ten-year record Everest Group, Ltd.’s own growth, carried forward

Its assumptions

Powerpack lets you start from a scenario and type over any of them.

The base case’s inputs, which Powerpack lets you change
1 · Dividends
the four quarters to September 2026, from the 10-Q and 10-K filings

Yearly growth in the dividend. It usually slows as the company matures.

Today’s price implies the dividend a share growing 18.4% a year for ten years.

2 · Rates

Cost of equity is the yearly return shareholders require, typically 8–11%. Terminal growth is growth forever after year 10, usually near long-run inflation, 2–3%.

3 · Per share

The model is a share’s own: no debt to take off and no shares to divide among.

Advanced inputs

Against Everest Group, Ltd.’s own cost of capital: risk-free 4.3% + beta 0.23 × equity premium 4.5% = 5.3% cost of equity; weighted, 5.3%.

Use 5.3%
Base case value per share $163.82 ten years discounted, and what follows
Current price $416.49 market price per share
Below today’s price 60.7% downside at the base case’s assumptions

How we got there$70.42 10 years of dividends+$93.40 terminal value=$163.82 per share

Valuation against its own history

Today’s multiple against its 5- and 10-year averages and the industry median (Insurance Reinsurance).

Multiple Current 5Y avg 10Y avg vs 10Y avg Industry median vs industry 10Y range
P/E 8.80× 11.48× 20.50× 57% below 9.37× 6% below
P/FCF 12.96× 5.49× 6.15× 111% above 5.79× 124% above
P/B 1.10× 1.16× 1.12× 2% below 1.17× 6% below
EV/EBITDA — 12.24× 12.52× — 3.38× —
EV/Sales — 1.07× 1.19× — 3.90× —
0.94×1.13×1.32×1.51×10Y avg 1.12×2017201820192020202120222023202420252026

EG trades at 1.10× P/B, against a 10-year average of 1.12× (range 0.91×–1.53×). That is cheaper than 56% of the last 9 year-end readings; re-rating to the average implies $424.70 per share.

Every growth rate on this page is the business’s — its cash flow, FFO or dividend — never its share price’s. A discounted-cash-flow model is only as good as its assumptions. Figures from the 10-K and 10-Q filings. Not investment advice.