Ellington Financial Inc. EFC

12.36 (0.01) (0.08%) as of 25 Sep
Market cap
$1.6B
P/E
7.5×
Growth Flags show if company had growth for consecutive years

Insider Decisions

in millions of $
Nov 25 Feb 26 May 26 Aug 26
Buy — — — — — — — — — — — —
Sell — — — — — — — — — — — —
Insider Ownership 0.00%

Capital & Financial Ratios

Market Cap 1,610.00
Revenue 583.45
Net Income 150.77
Free Cash Flow (546.53)
Net Debt 17,216.84
Current Ratio 52.06
Debt/Equity 9.37
P/E ratio 7.54
P/S ratio 2.66
P/B ratio 0.87
Past 5Y EPS Growth (5.26%)
This Y EPS Growth 12.06%
Next Y EPS Growth (5.13%)
Next 5Y EPS Growth 1.76%
in millions of $

Dividends

Payout Ratio —
Annual Dividend Rate —
Annual Dividend Yield 15.01%
total individual payouts
2028 Powerpack
2027 Powerpack
2026 1.56
0.13
0.13
0.13
0.13
0.13
0.13
0.13
0.13
0.13
2025 1.56
0.13
0.13
0.13
0.13
0.13
0.13
0.13
0.13
0.13
0.13
0.13
0.13
2024 1.60
0.15
0.15
0.13
0.13
0.13
0.13
0.13
0.13
0.13
0.13
0.13
0.13
2023 1.80
0.15
0.15
0.15
0.15
0.15
0.15
0.15
0.15
0.15
0.15
0.15
0.06
0.09
2022 1.80
0.15
0.15
0.15
0.15
0.15
0.15
0.15
0.15
0.15
0.15
0.15
0.15
2021 1.64
0.10
0.10
0.10
0.14
0.15
0.15
0.15
0.15
0.15
0.15
0.15
0.15
2020 1.26
0.15
0.15
0.15
0.08
0.08
0.09
0.09
0.09
0.09
0.09
0.10
0.10
2019 1.81
0.41
0.14
0.14
0.14
0.14
0.14
0.14
0.14
0.14
0.14
0.14
2018 1.64
0.41
0.41
0.41
0.41
2017 1.76
0.45
0.45
0.45
0.41
2016 1.95
0.50
0.50
0.50
0.45
predictions in italic, special payouts not included in total or ratios

Assets vs Liabilities

2023 2024 2025 Q'26
Cash 1,749 1,171 1,373 1,521
Receivables 532 22 36 250
Inventory — — — —
Other — — — —
14,620 15,229 18,088 19,685
2023 2024 2025 Q'26
Payables 68 61 55 68
ST’ Debt 154 294 273 252
Other — — — —
313 393 383 378
in millions of $

Compound Annual Growth

10y 5y 3y
Sales 16.81% 23.30% 20.56%
Cash Flow 0.00% 0.00% 0.00%
Earnings 12.04% 47.10% 0.00%
Book Value 9.74% 15.22% 15.30%

Revenue

Mar Jun Sep Dec Year
’26 150 171 — — —
’25 116 115 123 140 494
’24 102 100 107 107 416
’23 87 88 96 99 370
’22 51 63 79 90 282
’21 40 46 40 49 176
’20 52 39 43 39 174
in millions of $ · fiscal quarters ending in the months shown

Operating Cash Flow

Mar Jun Sep Dec Year
’26 (10) (19) — — —
’25 (126) (211) (290) (298) (925)
’24 (59) (89) (142) (141) (431)
’23 (49) (43) (71) (79) (242)
’22 33 48 (11) (28) 43
’21 9 35 15 (8) 51
’20 29 38 16 37 120
in millions of $ · fiscal quarters ending in the months shown

Free Cash Flow

Mar Jun Sep Dec Year
’26 6 16 — — —
’25 (116) (183) (273) (296) (867)
’24 (46) (81) (126) (136) (389)
’23 (36) (37) (66) (66) (205)
’22 33 53 (11) (22) 53
’21 9 34 15 7 65
’20 36 38 16 39 129
in millions of $ · fiscal quarters ending in the months shown

EPS

Mar Jun Sep Dec Year
’26 0.78 0.43 — — —
’25 0.35 0.45 0.29 0.14 1.19
’24 0.32 0.62 0.19 0.25 1.36
’23 0.58 0.04 0.10 0.18 0.90
’22 (0.17) (1.08) (0.55) 0.37 (1.43)
’21 0.86 0.75 0.41 0.61 2.58
’20 (3.04) 0.84 1.06 1.44 0.39
fiscal quarters ending in the months shown

Target Price Range

Analyst price targets

Recommendation Rating

1.6
1Buy 2 3Hold 4 5Sell
2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028
14.18 14.46 14.12 15.20 3.24 14.44 10.81 10.82 10.88 11.12

Analyst estimates 2026–2028

Powerpack
Low Price
18.20 17.00 16.84 18.89 19.12 19.60 18.13 14.42 13.46 14.40
High Price
160 160 150 150 150 170 170 170 160 170
Employees
1 1 1 1 1 1 2 2 3 3
Revenue/Emp
80 94 135 160 174 176 282 370 416 494
Revenue
87.45% 90.36% 93.86% 94.93% 93.37% 83.43% 94.03% 94.48% 94.36% 94.86%
Gross Margin
(16) 36 50 55 2 86 (25) 89 116 98
EBT
(19.58%) 38.28% 36.96% 34.10% 1.05% 48.77% (8.85%) 24.10% 27.95% 19.80%
EBT Margin
(16) 36 50 63 28 141 (71) 88 148 151
Net Income
25 33 46 48 42 33 25 13 (4) (2)
Depreciation
2.45 2.93 4.46 4.99 3.99 3.62 4.72 5.42 4.79 4.97
Revenue/Sh
(0.48) 1.04 1.52 1.76 0.39 2.58 (1.43) 0.90 1.36 1.19
Earnings/Sh
2.13 (14.44) (16.31) 2.47 2.75 1.06 0.71 (3.54) (4.96) (9.31)
Cash Flow/Sh
0.00 0.00 0.00 0.74 0.22 0.28 0.18 0.54 0.47 0.59
Capex/Sh
2.13 (14.44) (16.31) 3.21 2.97 1.33 0.89 (3.00) (4.48) (8.72)
Free CF/Sh
19.68 19.37 19.64 27.09 21.19 27.27 20.40 22.50 18.32 18.82
Book Value/Sh
33 32 30 32 43 49 60 68 87 99
Shares
0.00 13.82 10.15 10.24 47.87 6.50 0.00 13.92 8.78 11.04
PE Ratio
6.40 4.95 3.44 3.68 3.72 4.73 2.67 2.31 2.53 2.73
PS Ratio
0.80 0.75 0.78 0.78 0.80 0.76 0.76 0.72 0.84 0.88
PB Ratio
18.05 20.16 17.89 8.84 8.34 13.71 41.40 34.02 34.56 34.81
EV/Sales
20.76 (4.09) (4.89) 13.72 11.19 37.19 218.91 (61.41) (36.93) (19.86)
EV/FCF
70 (463) (494) 79 120 51 43 (242) (431) (925)
Op' Cash Flow
— — — 24 10 13 11 37 41 59
Capex
70 (463) (494) 103 129 65 53 (205) (389) (867)
FCF
556 448 389 4,052 3,126 4,660 13,173 14,307 14,836 17,705
Working Cap'
1,058 1,477 1,996 3,349 2,427 3,757 12,614 13,488 14,498 17,236
Total Debt
934 1,429 1,951 826 801 1,577 10,932 11,739 13,327 15,863
Net Debt
645 621 595 869 922 1,324 1,221 1,536 1,591 1,871
Sh' Equity
(0.59%) 1.26% 1.34% 1.39% 0.44% 2.96% (0.89%) 0.41% 0.74% 0.67%
ROA
2.06% 2.02% 2.45% 6.03% 3.18% 3.48% 0.95% 2.44% 2.35% 2.17%
ROIC
(2.31%) 5.37% 7.68% 8.54% 2.20% 13.33% (8.17%) 5.60% 9.66% 8.49%
ROE
predictions in italic, sparklines do not include predictions

All 10 years →

Fiscal years to Dec 2025 · latest quarter Jun 2026

Ellington Financial Inc. (EFC) key facts

  • Ellington Financial Inc. (EFC) is a Reit Mortgage company in the Real Estate sector, listed on the New York Stock Exchange.
  • Ellington Financial Inc.’s revenue for fiscal 2025 (year ended December 2025) was $494.5 million, up 18.9% from fiscal 2024.
  • As of September 25, 2026, EFC traded at $12.36, a market capitalization of $1.6 billion.
  • Return on equity was 8.49% and debt-to-equity 9.37.

Source: company filings (standardised) and stockrow calculations.

Ellington Financial Inc. (EFC) Latest News

News by impact score

Fine-tune

16 Sep

3

Ellington Financial Inc. upsizes its debt raise while questions persist on whether the valuation gap remains compelling. Debt raise upsizing affects capital structure and financial positioning with moderate influence on future performance.

8 Sep

3

Moody’s revises Ellington Financial’s rating outlook to positive and affirms Ba3 corporate family rating. Positive outlook revision by Moody’s signals improved credit profile that may lift investor sentiment and borrowing terms.

14 Aug

3 transcript

Ellington Financial Inc. (EFC) held its Q2 2026 earnings call to review financial results and business outlook. Earnings call details financial performance and guidance that can shift near-term market views on EFC.

12 Aug

3

Ellington Financial Inc. establishes a higher earnings baseline and advances into reverse mortgages, potentially shifting its investment narrative and market positioning. Higher earnings baseline and reverse mortgage expansion moderately affect Ellington Financial Inc.'s operational trajectory and investor outlook.

11 Aug

3

Ellington Financial Inc. beat second-quarter earnings estimates, driven by strong Longbridge performance. Earnings beat supported by Longbridge strength signals improved results that can lift near-term investor sentiment and valuation.

10 Aug

3

EFC Q2 earnings call shows high-40s ADE as Longbridge scales. Q2 earnings metrics and Longbridge scaling may moderately alter EFC performance trajectory.

8 Aug

3 transcript

Ellington Financial Inc. released Q2 earnings call highlights covering portfolio performance, net interest income, book value trends, and dividend outlook amid current market conditions. Q2 earnings details and forward guidance directly inform near-term financial expectations and investor positioning for EFC.

7 Aug

3 transcript

Ellington Financial Inc. posted strong ADE of $0. in Q2 2026 earnings call. Strong ADE in quarterly results signals positive earnings that may lift near-term stock performance.

3

Ellington Financial Inc. reported Q2 2026 earnings results and outlook during its earnings call. Quarterly earnings updates typically offer moderate influence on near-term stock sentiment and operations.

6 Aug

3

Ellington Financial Inc. reported its second quarter 2026 financial results. Quarterly results release updates performance metrics that shape near-term valuation and sentiment.

3 Aug

3

Longbridge growth could strengthen Ellington Financial Inc.'s earnings base. Longbridge expansion targets earnings base with moderate potential effects on financial performance.

25 Jul

3

Ellington Financial stock may be 52 percent undervalued following its latest book value update. Book value update signals 52 percent undervaluation likely to influence stock price and near-term sentiment.

29 Jun

3

BTIG downgrades Ellington Financial (EFC) as premium valuation weighs on outlook. Analyst downgrade signals valuation concerns that may pressure EFC shares and sentiment.

19 May

3

Ellington Financial Inc. (EFC), a REIT yielding 16%, received a new $5 million investment from EMG Holdings. EMG Holdings' $5 million investment signals added confidence that may lift EFC investor sentiment and near-term performance.

16 May

3

Ellington Financial (EFC) reported Q1 earnings within the thrifts and mortgage finance sector, with performance metrics and peer comparisons outlined in the analysis. Q1 earnings data and sector comparisons can moderately influence near-term investor sentiment and valuation for EFC.

10 May

4

Ellington Financial Inc. (EFC) released Q1 earnings call highlights detailing financial performance, portfolio updates, dividend declarations, and forward guidance. Q1 earnings highlights cover core financial results, dividend policy, and outlook that could significantly sway investor sentiment and stock performance.

4

Ellington Financial Inc. (EFC) declares new dividend and reports First Quarter 2026 results, leading to valuation analysis. New dividend declaration and quarterly results directly impact EFC's financial performance, valuation, and investor sentiment.

6 May

4 transcript

Ellington Financial Inc. (EFC) released its Q1 2026 earnings call transcript, covering financial results, portfolio updates, dividend declarations, and management's outlook amid interest rate environment. Quarterly earnings transcripts disclose critical financial metrics, book value changes, and forward guidance that drive significant investor reactions and stock price movements for mortgage REITs like EFC.

4

Ellington Financial Inc. released Q1 2026 earnings call summary detailing financial performance, portfolio updates, dividend declarations, and outlook amid interest rate environment. Quarterly earnings summaries provide critical financial results and guidance that significantly influence stock price and investor sentiment.

5 May

4

Ellington Financial Inc. reported first quarter 2026 results. Quarterly earnings reports significantly impact financial performance and investor sentiment for mortgage REITs like Ellington Financial Inc.

3

Ellington Financial (NYSE:EFC) posted better-than-expected sales in Q1 CY2026. Better-than-expected Q1 CY2026 sales positively affect financial performance and investor sentiment without fundamentally altering long-term trajectory.

3

Ellington Financial Inc. (EFC) shows stable book value, confirming its status as a top undervalued REIT stock recommended for purchase. Book value stability underscores EFC's undervaluation, likely exerting moderate influence on investor sentiment and performance.

4 May

4

Ellington Financial Inc. (EFC) reports earnings tomorrow, with analysts outlining key expectations for financial performance, dividend sustainability, and portfolio updates. Upcoming earnings reports often trigger significant stock volatility and shape investor outlook on EFC's financial health and growth trajectory.

20 Mar

3

Ellington Financial Inc. (EFC), a mortgage REIT, offers a 13% yield whose long-term reliability faces skepticism amid market conditions and operational risks. Skepticism about sustaining EFC's 13% yield could moderately impact investor sentiment and dividend expectations.

9 Mar

3

Ellington Financial (EFC) stock pricing questioned for not fully reflecting ongoing portfolio adjustments and funding developments. Ongoing portfolio and funding developments could moderately influence EFC's valuation and market sentiment.

5 Mar

3

Ellington Financial Inc. (EFC) announced its estimated book value per common share as of January 31, 2026. Estimated book value per share updates influence investor sentiment and valuation perceptions for mREITs like EFC.

28 Feb

4

Ellington Financial Inc. (EFC) Q4 earnings call highlights key financial results, dividend declaration, portfolio updates, and outlook amid market conditions. Q4 earnings highlights reveal financial performance, dividends, and guidance directly influencing investor sentiment and stock trajectory.

27 Feb

4

Ellington Financial Inc. (EFC) Q4 2025 earnings call summary covers financial results, portfolio updates, dividend declarations, and outlook for agency MBS, non-agency assets, and consumer loans. Quarterly earnings summaries detail financial performance, book value changes, and dividend sustainability, directly influencing investor confidence and stock trajectory.

26 Feb

4

Ellington Financial Inc. reported strong portfolio growth and key highlights in its Q4 2025 earnings call. Strong portfolio growth demonstrates significant positive momentum for EFC's financial performance and investor sentiment.

4 transcript

Ellington Financial Inc. (EFC) released its earnings call transcript detailing quarterly financial results, portfolio performance, dividend declarations, and management's outlook on interest rates and market conditions. Earnings call transcript discloses key financial metrics, strategic updates, and guidance directly influencing investor expectations and stock valuation.

stockrow.com/EFC · Data as of Jun 30, 2026 · For information only; not investment advice. · © 2026 stockrow.com